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Find the best ways to transfer money from Malta to Spain

Compare the best deals on transfers from Malta to Spain. Explore the cheapest, fastest, and most reliable providers with the best EUR to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Malta.

Transferring the other way? Send EUR from Spain to Malta instead.
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Wise was the top rated provider from Malta to Spain

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Paysend was the cheapest from Malta to Spain

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
Paysend was the fastest from Malta to Spain

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

Overall top choice: Wise

Wise is the best way to transfer Euro into Euro.

Of the 6 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Over the last six months, Wise appeared in 100% of searches for transfers between Malta and Spain.

When sending money from Malta to Spain, using Wise in a great option.

Screenshot

How to get the best deal on sending money from Malta to Spain

Summary of recent searches

Top rated for transfers from Malta to Spain
Wise
Total number of MT - ES providers
6
Average cheapest fees & rate
Paysend
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
TransferGo
Best for debit card
Wise

Considerations to make sending money from Malta to Spain easy

1
Compare providers

Comparing the different providers offering services between Malta and Spain, is the best way to send money with confidence.

The 6 providers we've compared ensures you will get the best options for your transfer to Spain from Malta. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Euro to Spain.

2
Exchange rates between Euro-Euro
3
Choose the right payment method
4
Financial regulation in Malta and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from Malta: TransferGo

Of the 6 providers compared, TransferGo is the cheapest option for sending money over the last six months.

The cost is a combination of an average fee of 0* EUR and an exchange rate for converting Euro to Euro that is 0% different to the mid-market rate.

On average, TransferGo is 0% cheaper than the second-best option.

We would recommend TransferGo for low cost, affordable transfers from Euros to Spain.

*The most common fee applied to EUR-EUR by TransferGo, based on data from the past six months.

Screenshot

Fastest money transfers to Spain from Malta: Paysend.

We tested 6 companies offering transfers from Euro to Spain and Paysend offered the quickest options.

Through our research, we found Paysend to be the quickest way to send EUR into Euro in 50% of instances. For fast transfers between EUR and EUR, Paysend is generally a good option.

Money transfers from Malta to Spain through Paysend have an average fee of 0 EUR.

To confirm that Paysend was the 'fastest' option we compared 6 money transfer providers for overall speed of sending money from Malta to Spain. This was made up of depositing Euro to a money transfer account and transfer times to Spain.

When sending quickly is a priority, Paysend is our recommended choice for sending into Spain from Malta.

Transfer a large amount of money

To transfer large sums of money from Malta to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
6 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Malta to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from Malta.

Understanding the cost of money transfers to Spain from Malta

The total cost of sending money to Spain from Malta is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for EUR-EUR is 1 EUR per Euro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Euro for your Euros.

The EUR-EUR mid-market rate over the last three months has seen the Euro worth an average 1 EUR. Within this there has been a high of 1, and a low of 1.

From 6 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to EUR.

Fees: When sending money there may be additional fees. Paysend offers the lowest fee of the 6 providers tested, averaging 0 EUR per transfer over the last 6 months.

Amount Received: When comparing providers, the best measure is the amount of Euro eventually received in Spain.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Spain, means a better overall cost of sending money from Malta.

The best exchange rate for Euro to Euro transfers

When sending money between EUR and EUR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much EUR you get for your EUR.

Mid-market Rate
1
= 1 EUR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • Over the past six months, the mid-market rate from EUR to EUR has been 1.

  • During this period, there was a high of 1, and 1 being the lowest point.

  • Wise, which is our recommended service to send money online from Malta to Spain offers an exchange rate with a 0% markup against the mid-market rate.

Want to secure the best EUR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Malta to Spain!

Payment methods for Malta to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Malta to Spain.

    By opting for a money transfer company such as TransferGo for transfers from Malta to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, TransferGo is the cheapest provider for bank transfers from the 6 we tested when sending EUR to Spain.

    With an average fee of EUR0 to send money from Malta to Spain, TransferGo offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Malta to Spain is easy with Wise.


    Wise is a market leader in debit card payments for transfers from Malta to Spain, this is among a total of 6 money transfer companies compared.

  • Credit card transfers

    When it comes to sending money with a credit card from Malta to Spain, emerges as our top choice of the 6 companies offering this service.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Malta.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Malta to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Malta to Spain?
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How long does it take to send money from Malta to Spain?
What is the best exchange rate I can get for sending money from Malta to Spain?
Are there any minimum or maximum transfer amounts for sending money from Malta to Spain?
Can I schedule regular transfers between Malta and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.