How to send money to Philippines from Macao with the best MOP-PHP rate

Compare the best ways to send money from Macao to the Philippines. Find the cheapest, fastest, and most reliable providers with the best MOP to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Macao.

Transferring the other way? Send PHP from Philippines to Macao instead.
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November 21st, 2025

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Best money transfer companies

Send money from Macao to Philippines

Last updated: Today
Mid-market rate as of 11/21/2025: 1 MOP = 7.360393 PHP
Results below are based on a 2000 MOP search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (PHP)
₱13,963.77
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (PHP)
₱13,963.77
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Macao to Philippines

While you can’t send MOP to PHP with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
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The best way to send MOP to Philippines is to use cash transfer via Western Union

We’ve analysed 100s of money transfer companies, and found that the overall coverage of MOP/PHP transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using Western Union.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 MOP for a 2,000 MOP transfer.

Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.

In many cases you can deposit MOP online and the recipient in Philippines will need to visit a branch to pick up PHP.

How to get the best deal on your Macao to Philippines transfer

Summary of recent searches

Top rated for transfers from Macao to Philippines
Western Union Agent
Total number of MO - PH providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Important things to consider before sending money from Macao to Philippines

1

Compare providers

Don't settle for the first option. Always compare ways to send money from Macao to Philippines to find out about fees, speed, and reliability.

Our analysis included 2 providers that operate between Macao and Philippines.

Through this, you get a comprehensive view of all the options you have in Macao when you need to send money to Philippines.

2

Think about the Pataca-Philippine Peso exchange rate

3

Choose the right payment method

4

Keep your money safe

5

Consider transfer limits

6

How to receive money in Philippines

7

Have your ID ready

8

Don't forget about taxes

The cheapest way to send money to Philippines from Macao is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering MOP to PHP transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 MOP per 2,000 MOP) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The fastest way to send money to Philippines from Macao is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect PHP in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing MOP/PHP, cash transfer with MoneyGram is the fastest way.

Transfer a large sum of money

When sending large amounts of Pataca to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
2 money transfer companies compared, Western Union Agent is the best option for large transfers from Macao to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Macao to the Philippines can become expensive if you use a bank, or the wrong provider.

Western Union Agent is the top choice for sending large sums of money to the Philippines from Macao because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Macao to Philippines

The total cost of sending money to the Philippines from Macao, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for MOP-PHP is 7.3337 PHP per Pataca.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Pataca.

  • The average MOP-PHP mid-market rate for the last 7 days has been 7.3572 PHP per Pataca. This includes a high of 7.3762, and low of 7.3206.

  • Out of the 2 companies compared, Western Union Agent offers the best exchange rates.

  • The exchange rate you receive on converting MOP to PHP should be the biggest determining cost factor when transferring Pataca to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Western Union Agent has a fee of 3 MOP per transfer (which is the cheapest option right now for a MOP$2,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Macao will result in more money received in the Philippines.

How to find the best exchange rate for Pataca to Philippine Peso

Timing is essential for sending money between MOP and PHP. The exchange rate you secure impacts how much PHP you get for your MOP.

Mid-market Rate
1 
MOP
=
7.333696 
PHP

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from MOP to PHP has seen some fluctuation. On average, it stood at 7.3572.

  • During this period, the highest value recorded was 7.3762, while the lowest was 7.3206.

  • Western Union Agent, which is our recommended service to send money online from Macao to Philippines offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best MOP-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Macao to Philippines!

Payment options for transfers from Macao to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Macao to the Philippines.

    Using a money transfer company such as Western Union Agent for payments from Macao to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Western Union Agent is the best money transfer provider for bank transfers of the 2 we compared when sending MOP to the Philippines.

    With a fee of 3 MOP to transfer money from Macao to the Philippines, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Macao to the Philippines is easy with Western Union Agent.


    Western Union Agent is a leader in debit card money transfers from Macao to the Philippines. They are the best option of the 2 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Macao to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Macao.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Macao to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send MOP to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Macao to Philippines?
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Can I send money from Macao to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Patacas to Philippines through various providers?
How long does it take to send money from Macao to Philippines?
What is the best exchange rate I can get for sending money from Macao to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Macao to Philippines?
Can I schedule regular transfers between Macao and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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