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How to send money to Philippines from Malta with the best EUR-PHP rate

Compare the best ways to send money from Malta to the Philippines. Find the cheapest, fastest, and most reliable providers with the best EUR to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Malta.

Transferring the other way? Send PHP from Philippines to Malta instead.
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June 27th, 2025
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Best money transfer companies

Send money from Malta to Philippines

Last updated: Today
Mid-market rate as of 06/27/2025: 1 EUR = 66.134579 PHP
Results below are based on a 6800 EUR search
0 of 13 providers
Sponsored
Wise
Recipient gets (PHP)
₱446,493.75
Full transfer details
Visit Wise
₱10,270 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱443,336.20
Full transfer details
Visit Xe
₱7,113 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PHP)
₱448,500.91
Full transfer details
Visit Regency FX
₱12,277 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (PHP)
₱448,365.99
Full transfer details
Visit TorFx
₱12,142 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
Profee
Recipient gets (PHP)
₱447,254.36
Full transfer details
Visit Profee
₱11,031 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
4
CurrencyFair
Recipient gets (PHP)
₱447,020.00
Full transfer details
Visit CurrencyFair
₱10,796 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
5
Wise
Recipient gets (PHP)
₱446,493.75
Full transfer details
Visit Wise
₱10,270 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
WorldRemit
Recipient gets (PHP)
₱446,315.00
Full transfer details
Visit WorldRemit
₱10,091 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
7
Remitly
Recipient gets (PHP)
₱445,060.00
Full transfer details
Visit Remitly
₱8,836 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (PHP)
₱443,336.20
Full transfer details
Visit Xe
₱7,113 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
OFX
Recipient gets (PHP)
₱443,120.64
Full transfer details
Visit OFX
₱6,897 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PHP)
₱448,102.25
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (PHP)
    ₱414,025.74
    Not recommended
Sponsored
Wise
Recipient gets (PHP)
₱446,493.75
Full transfer details
Visit Wise
₱10,270 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱443,336.20
Full transfer details
Visit Xe
₱7,113 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

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Best option: Wise

Wise is our top choice for EUR to PHP transfers.

We tested & reviewed 13 money transfer providers, and Wise scored highly in each category.

Transferring 6,800 EUR to PHP will cost you €49.61 in fees, and your recipient will get 446,493.75 PHP.

For a great mix of cost, speed & features, transfer from Malta to Philippine Peso using Wise.

Wise is the top rated company for sending money from Malta (EUR) to Philippines (PHP) - Wise Screenshot

How to get the best deal on sending money from Malta to Philippines

Summary of recent searches

Top rated for transfers from Malta to Philippines
Wise
Total number of MT - PH providers
13
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Understanding Malta to Philippines money transfers

1
Comparing providers

Comparing providers when sending money from Malta to the Philippines is the easiest way to make a transfer at the best price.

We’ve compared 13 providers for sending Euro to Philippines. This ensures you will get the best options for your transfer to the Philippines from Malta.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Malta to the Philippines.

2
Get ahead of the Euro-Philippine Peso exchange rate
3
Choosing the right payment method
4
Financial regulators in Malta and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from Malta to Philippines: Regency FX

Regency FX is the cheapest way to send money to the Philippines from Malta out of the 13 companies compared.

Data collected over the past week shows that Regency FX is 0.03% cheaper than the second-best option.

This includes the transfer fee of 0 EUR an exchange rate for buying Philippine Peso with Euros that is 0.27% different to the mid-market rate.

If you want to secure the best rates on transfers from Malta to Philippines, Regency FX will result in the most Philippine Peso received.

Fastest money transfers to Philippines from Malta: Wise.

We tested 13 companies offering transfers from Euro to the Philippines and Wise offered the quickest options.

For example, the transfer time for sending €6,800 to Philippines with Wise is within minutes.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Money transfers from Malta to the Philippines through Wise have a fee of 49.61 EUR.

To confirm that Wise was the 'fastest' option we compared 13 money transfer providers for the overall speed of sending money from Malta to the Philippines. This was made up of depositing Euro to a money transfer account and transfer times to the Philippines.

When sending quickly is a priority, Wise is our recommended choice for sending into Philippines from Malta.

Wise is the fastest way to send money from Malta (EUR) to Philippines (PHP) - Wise Screenshot

Transfer a large sum of money

When sending large amounts of Euro to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
13 money transfer companies compared, Wise is the best option for large transfers from Malta to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Malta to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Malta because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Malta to Philippines

The total cost of sending money to the Philippines from Malta, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 66.1745 PHP per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.

  • The average EUR-PHP mid-market rate for the last 7 days has been 66.0182 PHP per Euro. This includes a high of 66.2798, and low of 65.8889.

  • Out of the 13 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 EUR per transfer (which is the cheapest option right now for a €6,800 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Malta will result in more money received in the Philippines.

The best exchange rate for Euro to Philippine Peso transfers

When sending money between EUR and PHP getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much PHP you get for your EUR.

Mid-market Rate
1 
=
66.174522 
PHP

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from EUR to PHP has been 66.0182.

  • During this period, there was a high of 66.2798, and 65.8889 being the lowest point.

  • Wise, which is our recommended service to send money online from Malta to the Philippines offers an exchange rate with a -0.01% markup against the mid-market rate.

Want to secure the best EUR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Malta to the Philippines!

Payment options for transfers from Malta to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Malta to the Philippines.

    Using a money transfer company such as Regency FX for payments from Malta to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Regency FX is the best money transfer provider for bank transfers of the 13 we compared when sending EUR to the Philippines.

    With a fee of 0 EUR to transfer money from Malta to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Malta to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from Malta to the Philippines. They are the best option of the 13 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Malta to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Malta.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Malta to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Malta to Philippines?
Are there any tax implications to sending money from Malta to Philippines?
Can I send money from Malta to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Philippines through various providers?
How long does it take to send money from Malta to Philippines?
What is the best exchange rate I can get for sending money from Malta to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Malta to Philippines?
Can I schedule regular transfers between Malta and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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