MoneyTransfers

How to send money to US from Malta with the best EUR-USD rate

Compare the best ways to send money from Malta to the United States. Explore the fastest, cheapest, and most reliable providers with the best EUR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Malta.

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June 25th, 2025
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Best money transfer companies

Send money from Malta to United States

Last updated: Today
Mid-market rate as of 06/25/2025: 1 EUR = 1.161494 USD
Results below are based on a 6800 EUR search
0 of 20 providers
Sponsored
Wise
Recipient gets (USD)
$7,858.46
Full transfer details
Visit Wise
$197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$7,807.08
Full transfer details
Visit Xe
$146 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (USD)
$7,878.41
Full transfer details
Visit Key Currency
$217 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (USD)
$7,877.62
Full transfer details
Visit Currencyflow
$216 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (USD)
$7,876.83
Full transfer details
Visit Regency FX
$216 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (USD)
$7,874.46
Full transfer details
Visit TorFx
$213 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Instarem
Recipient gets (USD)
$7,860.80
Full transfer details
Visit Instarem
$200 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
6
Currencies Direct
Recipient gets (USD)
$7,860.12
Full transfer details
Visit Currencies Direct
$199 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
Wise
Recipient gets (USD)
$7,858.46
Full transfer details
Visit Wise
$197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
8
OFX
Recipient gets (USD)
$7,851.28
Full transfer details
Visit OFX
$190 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
9
CurrencyFair
Recipient gets (USD)
$7,850.00
Full transfer details
Visit CurrencyFair
$189 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
10
WorldRemit
Recipient gets (USD)
$7,818.88
Full transfer details
Visit WorldRemit
$158 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
11
Xe
Recipient gets (USD)
$7,807.08
Full transfer details
Visit Xe
$146 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
12
Profee
Recipient gets (USD)
$7,740.47
Full transfer details
Visit Profee
$79 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
13
Remitly
Recipient gets (USD)
$7,684.68
Full transfer details
Visit Remitly
$23 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (USD)
$7,869.83
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (USD)
    $7,630.23
    Not recommended
  • PayPal
    PayPal
    Recipient gets (USD)
    $7,271.36
    Not recommended
Sponsored
Wise
Recipient gets (USD)
$7,858.46
Full transfer details
Visit Wise
$197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$7,807.08
Full transfer details
Visit Xe
$146 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send Euro to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of Malta to the United States searches in the last 7 days, and was the top rated company out of 20 that support EUR to USD.

So for a great blend of cost, speed & features, make your Malta to the United States transfer using Wise.

Wise is the top rated company for sending money from Malta (EUR) to United States (USD) - Wise Screenshot

How to get the best deal on sending money from Malta to United States

Summary of recent searches

Top rated for transfers from Malta to United States
Wise
Total number of MT - US providers
20
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Wise

Get the most from sending money from Malta to United States

1
Compare providers

Comparing providers offering services between Malta and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire EUR-USD market and have compared 20 providers offering services between Malta and the United States.

This ensures you will get the most comprehensive options for sending Euro to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Malta to the United States transfer needs.

2
Beat the Euro-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Malta and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money from Malta to United States: Key Currency

Key Currency is the cheapest way to send money to the United States from Malta out of the 20 companies compared.

Data collected over the past week shows that Key Currency is 0.01% cheaper than the second-best option.

This includes an average transfer fee of 0* EUR an exchange rate for buying US Dollar with Euros that is 0.25% different to the mid-market rate.

If you want to secure the best rates on transfers from Malta to United States, Key Currency will result in the most US Dollar received.

*The most common fee applied to EUR-USD by Key Currency, based on data from the past 7 days.

Key Currency is the cheapest way to send money from Malta (EUR) to United States (USD) - Key Currency Screenshot

Fastest money transfers to the United States from Malta: Wise.

Of 20 money transfer companies offering services from Malta to the United States, Wise is the quickest way to send money.

Through our comparison, we found Wise to be the fastest option for sending Euro to US Dollar 100% of the time. For fast transfers between EUR and USD, Wise is a great option.

When sending money from Malta to the United States, Wise has an average fee of 33.34 EUR. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 20 money transfer providers offering Malta to the United States transfers for overall speed. This included transfer times to after depositing Euro to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Malta to the United States transfers.

Wise is the fastest way to send money from Malta (EUR) to United States (USD) - Wise Screenshot

Transfer a large amount of money

For transferring bigger sums of money to the United States from Malta, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of US Dollar to the United States out of
20 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to the United States from Malta has the potential to be very expensive.

Wise is our choice for big transfers to EUR because of all round price, speed and management when making large transfers.

Understanding the cost of money transfers from Malta to United States

The total cost of sending money to United States from Malta is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for EUR-USD is 1.1636 USD per Euro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Euros.

Over the last 7 days, the average EUR-USD mid-market rate has seen each Euro worth 1.1536 USD. Within this we see a high of 1.1615, and a low of 1.1453.

Of the 20 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to USD.

Fees: When sending money you may have to pay fees. Key Currency has had an average fee of 0 EUR per transfer over the week, the lowest of the 20 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Malta.

The best exchange rate for Euro to US Dollar transfers

When sending money between EUR and USD getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much USD you get for your EUR.

Mid-market Rate
1 
=
1.166289 
USD

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from EUR to USD has been 1.1536.

  • During this period, there was a high of 1.1615, and 1.1453 being the lowest point.

  • Wise, which is our recommended service to send money online from Malta to the United States offers an exchange rate with a 0.01% markup against the mid-market rate.

Want to secure the best EUR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Malta to the United States!

Payment options for Malta to
United States money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Malta to the United States.

    By using a money transfer company such as Key Currency for transfers from Malta to the United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 20 we compared for transfers from EUR into the United States.

    With an average fee of 0 EUR to send money from Malta to the United States, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Malta to the United States with a debit or a prepaid card is available through Wise.


    Wise is a one of the cheaper options for debit card payments for transfers from Malta to the United States. This cost is against a total of 20 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Malta to the United States, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Malta.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Malta to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Malta to United States?
Are there any tax implications to sending money from Malta to United States?
Can I send money from Malta to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to United States through various providers?
How long does it take to send money from Malta to United States?
What is the best exchange rate I can get for sending money from Malta to United States?
Are there any minimum or maximum transfer amounts for sending money from Malta to United States?
Can I schedule regular transfers between Malta and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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