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How to send money to Poland from Switzerland with the best CHF-PLN rate

Get the best deals when you transfer from Switzerland to Poland. Find the cheapest, fastest, and most reliable providers with the best CHF to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from Switzerland.

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July 18th, 2025
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Best money transfer companies

Send money from Switzerland to Poland

Last updated: Today
Mid-market rate as of 07/18/2025: 1 CHF = 4.563713 PLN
Results below are based on a 6000 CHF search
0 of 13 providers
Sponsored
Wise
Recipient gets (PLN)
zł 27,295.04
Full transfer details
Visit Wise
zł 734 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PLN)
zł 26,999.40
Full transfer details
Visit Xe
zł 439 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (PLN)
zł 27,313.82
Full transfer details
Visit Key Currency
zł 753 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (PLN)
zł 27,311.08
Full transfer details
Visit Currencyflow
zł 750 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (PLN)
zł 27,308.35
Full transfer details
Visit Regency FX
zł 748 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (PLN)
zł 27,300.13
Full transfer details
Visit TorFx
zł 739 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (PLN)
zł 27,295.04
Full transfer details
Visit Wise
zł 734 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (PLN)
zł 27,226.20
Full transfer details
Visit Currencies Direct
zł 665 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (PLN)
zł 27,185.40
Full transfer details
Visit OFX
zł 625 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
CurrencyFair
Recipient gets (PLN)
zł 27,160.40
Full transfer details
Visit CurrencyFair
zł 600 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (PLN)
zł 26,999.40
Full transfer details
Visit Xe
zł 439 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (PLN)
zł 27,245.53
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (PLN)
    zł 26,448.20
    Not recommended
Sponsored
Wise
Recipient gets (PLN)
zł 27,295.04
Full transfer details
Visit Wise
zł 734 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PLN)
zł 26,999.40
Full transfer details
Visit Xe
zł 439 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best option: Wise

Wise is our top choice for CHF to PLN transfers.

We tested & reviewed 13 money transfer providers, and Wise scored highly in each category.

Transferring 6,000 CHF to PLN will cost you fr.18.85 in fees, and your recipient will get 27,295.04 PLN.

For a great mix of cost, speed & features, transfer from Switzerland to Zloty using Wise.

Wise is the top rated company for sending money from Switzerland (CHF) to Poland (PLN) - Wise Screenshot

Compare for the best deal on your Switzerland to Poland transfer

Summary of recent searches

Top rated for transfers from Switzerland to Poland
Wise
Total number of CH - PL providers
13
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations ahead of sending money from Switzerland to Poland

1
Compare providers

A comparison of providers offering services between Switzerland and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 13 providers that provide services for sending Swiss Franc to Poland. This ensures you will get the best options for your transfer to Poland from Switzerland.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Switzerland to Poland.

2
Get ahead of the Swiss Franc-Zloty exchange rate
3
Choose the right payment method
4
Financial regulation in Poland and Switzerland
5
Consider transfer limits
6
Receiving money in Poland
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Switzerland to Poland: Key Currency

Key Currency offers the lowest cost transfers of the 13 compared.

Data collected for transfers between Switzerland and Poland over the past week shows that Key Currency is 0.01% cheaper than the second-best option.

This cost combines an exchange rate between the Swiss Franc and Zloty that is 0.25% different to the mid-market rate and a fee of 0 CHF.

Key Currency is the cheapest way to send money from Switzerland (CHF) to Poland (PLN) - Key Currency Screenshot

Fastest money transfers to Poland from Switzerland: Currencyflow.

Of 13 money transfer companies offering services from Switzerland to Poland, Currencyflow is the quickest way to send money.

With Currencyflow , the transfer time to Poland is minutes - 24 hours, with a 0 CHF transfer fee (based on fr.6,000 transfer)

When testing the fastest options, we compared the 13 money transfer providers offering Switzerland to Poland transfers for overall speed. This included transfer times to after depositing Swiss Franc to a money transfer account.

When you want the fastest way to send, Currencyflow is our recommended choice for Switzerland to Poland transfers.

Currencyflow is the fastest way to send money from Switzerland (CHF) to Poland (PLN) - Currencyflow Screenshot

Sending a large amount of money?

For big transfers from Switzerland to Poland, competitive pricing & strong customer service are essential.

Of the
13 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Switzerland to Poland, it's a great provider for things like buying or selling property.

Understanding the cost of sending money from Switzerland to Poland

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Switzerland to Poland.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Zloty for your Swiss Franc. The current CHF-PLN mid-market rate is 4.5582 PLN per Swiss Franc.

  • This rate changes regularly so it can pay to track it. For comparison, the CHF-PLN mid-market rate for the past 7 days has averaged 4.5739 PLN per Swiss Franc, with a low of 4.5603 and a high of 4.5897.

  • Wise is currently offering the best exchange rate from the 13 companies compared.

  • Often the CHF-PLN exchange rate you pay is the biggest cost factor when transferring Swiss Francs to Poland.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Swiss Franc you’re sending to Poland. Key Currency currently has the lowest fees for transfers into PLN of just 0 CHF. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Zloty is the biggest indicator of the total cost of sending money to Poland from Switzerland. The bigger the amount received in Poland, the lower the overall cost of sending from Switzerland.

Finding the best exchange rate between Swiss Franc and Zloty

Getting a strong exchange rate between CHF and PLN is essential. The exchange rate you secure impacts how much PLN you get for your CHF.

Mid-market Rate
1 
CHF
=
4.558229 
PLN

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from CHF to PLN has averaged 4.5739.

  • In this period there was a high of 4.5897, and a low of 4.5603.

  • Wise, which is our recommended service to send money online from Switzerland to Poland offers 4.5635 PLN per CHF which is only 0% above the mid-market rate.

Want to secure the best CHF-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Switzerland to Poland!

Payment methods available to fund your Switzerland to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Switzerland to Poland.

    By using a money transfer company such as Key Currency for transfers from Switzerland to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Key Currency is the cheapest provider for bank transfers from the 13 we tested when sending CHF to Poland.

    With a fee of CHF0 to send money from Switzerland to Poland, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Switzerland to Poland with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from Switzerland to Poland, competing among a total of 13 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Switzerland to Poland, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and Switzerland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Switzerland to Poland?
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Can I send money from Switzerland to Poland with MoneyTransfers.com?
What are the typical transfer fees for sending Swiss Francs to Poland through various providers?
How long does it take to send money from Switzerland to Poland?
What is the best exchange rate I can get for sending money from Switzerland to Poland?
Are there any minimum or maximum transfer amounts for sending money from Switzerland to Poland?
Can I schedule regular transfers between Switzerland and Poland?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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