Best companies for USD/XCD transfers
1 of 1 providers Last updated on 28 October 2026
Based on 2,000 USD transfer Best companies for USD/XCD transfers Sort Cheapest
Run a live search Showing top United States to Grenada deals for 2,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to XCD rates.
Run a live search These companies offer multi-currency accounts for spending XCD. We suggest doing a live search based on how much USD you're planning to spend in Grenada.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $20.49 1 USD = 2.6882 XCD +0.53% vs mid-market	Recipient gets $5,376.40 Minutes - 24 hours
2 reviews CheapestFastestRecommended
Ways to receive money in Grenada with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $20.491 USD = 2.6882 XCD $5,376.40You pay$2,020.49

$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $20.79 1 USD = 2.6882 XCD +0.53% vs mid-market	Recipient gets $5,376.40 Minutes - 24 hours
2 reviews
Ways to receive money in Grenada with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $20.791 USD = 2.6882 XCD $5,376.40You pay$2,020.79
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $26.99 1 USD = 2.6882 XCD +0.53% vs mid-market	Recipient gets $5,376.40 Minutes - 24 hours
2 reviews
Ways to receive money in Grenada with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $26.991 USD = 2.6882 XCD $5,376.40You pay$2,026.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $54.99 1 USD = 2.6882 XCD +0.53% vs mid-market	Recipient gets $5,376.40 Minutes - 24 hours
2 reviews
Ways to receive money in Grenada with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $54.991 USD = 2.6882 XCD $5,376.40You pay$2,054.99
How Our Results Work Mid-market rate: 1 USD = 2.7026 XCD Updates every 60 minutes.

Why compare

USD/XCD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Grenada

Pick a company

If you're sending a one-off transfer, then MoneyGram is the best option.

MoneyGram was the cheapest on 30 of the 30 days it quoted $2,000 transfers to Grenada.

For recurring transfers, I'd suggest using an app or a multi-currency account with MoneyGram.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Grenada, including bank transfer, cash deposit, debit card, and credit card.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Grenada?

How much USD you send to Grenada heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram was the cheapest in 25% of the transfers from $5,000 it quoted, and in 47% of all the transfers it quoted.


$500	0.53%	$7.19	$1,344.10with cash deposit to cash pickup	$0.00
$2,000This page	0.53%	$20.49	$5,376.40with bank transfer to cash pickup	$0.00
$5,000	0.53%	$20.49	$13,441.00with bank transfer to cash pickup	+$198.09
$7,000	0.27%	$0.00	$18,866.77with bank transfer to bank deposit	+$285.86
$10,000	0.27%	$0.00	$26,952.53with bank transfer to bank deposit	+$408.37
$50,000	0.25%	$0.00	$134,789.68with bank transfer to bank deposit	+$2,065.49
$100,000	0.20%	$0.00	$269,714.49with bank transfer to bank deposit	+$4,249.23
$250,000	0.20%	$0.00	$674,286.22with bank transfer to bank deposit	+$10,623.07

Mid-market rate: 1 USD = 2.7026 XCD

USD/XCD Exchange Rate History

Is today a good time to send money from US to Grenada?

The cheapest way to send USD to XCD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 2,000 USD transfers to Grenada.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/XCD exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XCD per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XCD on every transfer from US.

Right now, MoneyGram pays 5,376.4 XCD on 2,000 USD, which is 28.7 XCD less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Grenada.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

MoneyGramAppeared in 206 comparisons
Cheapest in 47% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today MoneyGram is the cheapest and gets you the most XCD, but it was the cheapest in only 47% of the 206 comparisons it appeared in over the past month.

If it's a one-off transfer, go with MoneyGram, since it's the cheapest right now.

Ways to send money from the US to Grenada

There are 1 companies available for sending money from the US to Grenada, across online, app, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

MoneyGram charges $20.49 on a $2,000 transfer with 0.53% markup, saves your recipient's details for next time, and XCD arrives in minutes - 24 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for $2,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $2,000 to a MoneyGram agent in the US, and your recipient will get 5,376.4 XCD in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Grenada.

Of all online companies listed here, MoneyGram gets you the most XCD per USD.

On a $2,000 transfer, you will get 5,376.4 XCD after a $20.49 fee and 0.53% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For transfers over $10,000 to Grenada, currency brokers like TorFX and Regency FX are the best.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Ways to fund USD and receive XCD in Grenada

With MoneyGram, paying by bank transfer and receiving through cash pickup is the cheapest combination. Sending $2,000 gives your recipient 5,376.4 XCD.

Deposit USD by bank transfer, cash deposit, debit card, and credit card.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Grenada.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $2,000.

MoneyGram is the cheapest option and will get you 5,376.4 XCD on a $2,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Grenada.

Your recipient in Grenada can collect XCD through cash pickup.

They can collect cash in Grenada

Your recipient can collect XCD from a participating MoneyGram location in Grenada.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Cash pickup

You pay $2,020.49

EC$5,376

Cheapest
2

Cash deposit Cash pickup

You pay $2,020.79

EC$5,376

EC$0
3

Debit card Cash pickup

You pay $2,026.99

EC$5,376

EC$0
4

Credit card Cash pickup

You pay $2,054.99

EC$5,376

EC$0

Things to consider before sending USD to Grenada

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/XCD company

Cheapest way to send money to Grenada

The cheapest option is MoneyGram, funded by bank transfer with cash pickup for the payout. Your recipient gets 5,376.4 XCD, which is 0% more than the next best option.

Fastest way to send money to Grenada

The fastest option is MoneyGram. Pay by bank transfer and choose cash pickup for the payout. Your recipient gets 5,376.4 XCD, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Grenada?

For transfers over $10,000, MoneyGram is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Grenada.

While MoneyGram may not always be the cheapest or fastest way to send XCD, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Grenada and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/XCD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Grenada

Send money from United Kingdom to Grenada Send money from Canada to Grenada

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7026	–	$5,405.10
MoneyGram Cheapest	2.6882	$17.42	$5,376.40	−$28.70

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7026	–	$5,405.10
MoneyGram Cheapest	2.6882	$17.42	$5,376.40	−$28.70

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7026	–	$5,405.10
MoneyGram Cheapest	2.6882	$17.42	$5,376.40	−$28.70

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7026	–	$5,405.10
MoneyGram Cheapest	2.6882	$17.42	$5,376.40	−$28.70

Compare the best ways to send money from United States to Grenada

Best companies for USD/XCD transfers