We compared 6 companies sending money from the United States to Guinea. TapTap Send is the best and cheapest, while TapTap Send is the fastest.
Sending $7,000 with TapTap Send gets your recipient 64,050,000 GNF at 9150.0000 GNF per USD.
| 6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze USD/GNF exchange rates from our comparisons. | |||
| Based on 7,000 USD transfer Best companies for USD/GNF transfersAll money transfer offers for USD/GNF transfers, sorted by most GNF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $219.57 1 USD = 8788.6100 GNF -0.10% vs mid-market | Recipient gets FG 59,590,555.00 Within a week | |
Ways to receive money in Guinea with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $219.571 USD = 8788.6100 GNF FG 59,590,555.00You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 8692.0244 GNF +1.01% vs mid-market | Recipient gets FG 60,844,170.80 Minutes - 24 hours | |
Ways to receive money in Guinea with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 8692.0244 GNF FG 60,844,170.80You pay$7,000.00 | |||
Run a live search Showing top United States to Guinea deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to GNF rates. | |||
Run a live search These companies offer multi-currency accounts for spending GNF. We suggest doing a live search based on how much USD you're planning to spend in Guinea. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee $0.00 1 USD = 9150.0000 GNF -4.13% vs mid-market | Recipient gets FG 64,050,000.00 Minutes | |
Ways to receive money in Guinea with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Wari Free1 USD = 9150.0000 GNF FG 64,050,000.00You pay$7,000.00 Mobile moneyMinutesAvailable via:MTN, Orange Free1 USD = 9150.0000 GNF FG 64,050,000.00You pay$7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 8756.2938 GNF +0.27% vs mid-market | Recipient gets FG 61,294,056.79 Minutes - 24 hours | |
Ways to receive money in Guinea with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 8756.2938 GNF FG 61,294,056.79You pay$7,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 8692.0244 GNF +1.01% vs mid-market | Recipient gets FG 60,844,170.80 Minutes - 24 hours | |
Ways to receive money in Guinea with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 8692.0244 GNF FG 60,844,170.80You pay$7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee $0.99 1 USD = 8649.6521 GNF +1.50% vs mid-market | Recipient gets FG 60,547,564.70 Minutes - 24 hours | |
Ways to receive money in Guinea with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $0.991 USD = 8649.6521 GNF FG 60,547,564.70You pay$7,000.99 Cash pickupMinutes - 24 hours $75.991 USD = 8526.2158 GNF FG 59,683,510.60You pay$7,075.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee $1.99 1 USD = 8649.6521 GNF +1.50% vs mid-market | Recipient gets FG 60,547,564.70 Minutes - 24 hours | |
Ways to receive money in Guinea with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 8649.6521 GNF FG 60,547,564.70You pay$7,001.99 Cash pickupMinutes - 24 hours $5.991 USD = 8526.2158 GNF FG 59,683,510.60You pay$7,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $210.00 1 USD = 8649.6521 GNF +1.50% vs mid-market | Recipient gets FG 60,547,564.70 Minutes - 24 hours | |
Ways to receive money in Guinea with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 8649.6521 GNF FG 60,547,564.70You pay$7,210.00 Cash pickupMinutes - 24 hours $179.991 USD = 8526.2158 GNF FG 59,683,510.60You pay$7,179.99 | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 8692.0244 GNF +1.01% vs mid-market | Recipient gets FG 60,539,949.95 Minutes - 24 hours | |
Ways to receive money in Guinea with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 8692.0244 GNF FG 60,539,949.95You pay$7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fee $60.79 1 USD = 8560.5345 GNF +2.53% vs mid-market | Recipient gets FG 59,923,741.50 Minutes - 24 hours | |
Ways to receive money in Guinea with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 8560.5345 GNF FG 59,923,741.50You pay$7,060.79 | |||
| Wise Pay via Bank transfer | Fee $219.57 1 USD = 8788.6100 GNF -0.10% vs mid-market | Recipient gets FG 59,590,555.00 Within a week | |
Ways to receive money in Guinea with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $219.571 USD = 8788.6100 GNF FG 59,590,555.00You pay$7,000.00 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 8692.0244 GNF +1.01% vs mid-market | Recipient gets FG 59,018,845.68 Minutes - 24 hours | |
Ways to receive money in Guinea with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 8692.0244 GNF FG 59,018,845.68You pay$7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee $0.99 1 USD = 8357.4479 GNF +4.93% vs mid-market | Recipient gets FG 58,493,861.15 Minutes - 2 days | |
Ways to receive money in Guinea with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days $0.991 USD = 8357.4479 GNF FG 58,493,861.15You pay$7,000.00 Cash pickupMinutes - 2 days Free1 USD = 8319.7385 GNF FG 58,238,169.43You pay$7,000.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 8779.999826 GNF Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then TapTap Send is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with TapTap Send.
For large transfers using a broker like Regency FX is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to Guinea, including debit card, bank transfer, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
There are 6 companies available for sending money from the US to Guinea, across app, online, broker, in person, multi-currency account, and global account, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
TapTap Send charges $0 on a $7,000 transfer with -4.13% markup, saves your recipient's details for next time, and GNF arrives in minutes.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 60,547,564.7 GNF in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Guinea.
Of all online companies listed here, Xe gets you the most GNF per USD.
On a $7,000 transfer, you will get 60,844,170.8 GNF after a $0 fee and 1.01% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Guinea (e.g. a property purchase, tuition, or moving to Guinea), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/GNF that gets lower the more you send.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving GNF.
This is useful for traveling to Guinea, building up GNF balance, or receiving payments in GNF.
Wise converts $7,000 at -0.1% markup plus small fee and holds the GNF until you spend it.
With TapTap Send, paying by debit card and receiving through cash pickup is the cheapest combination. Sending $7,000 gives your recipient 64,050,000 GNF.
Deposit USD by debit card, bank transfer, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Guinea.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $7,000.
MoneyGram is the cheapest option and will get you 60,547,564.7 GNF on $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Guinea.
Your recipient in Guinea can collect GNF through bank deposit, cash pickup, mobile money, and mobile wallet.
They can collect cash in Guinea
Your recipient can collect GNF from a participating MoneyGram location in Guinea.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,000.00
GFr64,050,000
Cheapest
You pay $7,000.00
GFr64,050,000
GFr0
You pay $7,000.00
GFr61,294,057
-GFr2,755,943
You pay $7,000.99
GFr60,547,565
-GFr3,502,435
You pay $7,001.99
GFr60,547,565
-GFr3,502,435
You pay $7,210.00
GFr60,547,565
-GFr3,502,435
You pay $7,000.00
GFr60,539,950
-GFr3,510,050
You pay $7,060.79
GFr59,923,742
-GFr4,126,259
You pay $7,005.99
GFr59,683,511
-GFr4,366,489
You pay $7,179.99
GFr59,683,511
-GFr4,366,489
You pay $7,000.00
GFr59,018,846
-GFr5,031,154
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Guinea
The cheapest option is TapTap Send, funded by debit card with cash pickup for the payout. Your recipient gets 64,050,000 GNF, which is 4.3% more than the next best option.
Fastest way to send money to Guinea
The fastest option is TapTap Send. Pay by debit card and choose cash pickup for the payout. Your recipient gets 64,050,000 GNF, with the money arriving in minutes.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, TapTap Send is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Guinea.
While TapTap Send may not always be the cheapest or fastest way to send GNF, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much GNF your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 8,780.000112 GNF
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Guinea and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Guinea.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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