/Send money/To Mozambique/From South Africa

How to send money to Mozambique from South Africa with the best ZAR-MZN rate

Compare the best ways to send money from South Africa to Mozambique. Explore the fastest, cheapest, and most reliable providers with the best ZAR to MZN exchange rates.

Read on for the best deals, expert information, and all you need to send money to Mozambique from South Africa.

Transferring the other way? Send MZN from Mozambique to South Africa instead.
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November 21st, 2025

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Best money transfer companies

Send money from South Africa to Mozambique

Last updated: Today
Mid-market rate as of 11/21/2025: 1 ZAR = 3.703754 MZN
Results below are based on a 4300 ZAR search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (MZN)
MZN 15,119.28
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (MZN)
MZN 15,119.28
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (MZN)
MZN 14,956.65
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Mozambique

While you can’t send ZAR to MZN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Mozambique is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Mozambique, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects MZN in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to send money from South Africa to Mozambique

Summary of recent searches

Top rated for transfers from South Africa to Mozambique
Western Union Agent
Total number of ZA - MZ providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from South Africa to Mozambique considerations

1

Compare providers

A comparison of providers offering services between South Africa and Mozambique is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rand to Mozambique.

This ensures you will get the best options for your transfer to Mozambique from South Africa.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Mozambique.

2

Get the most from the Rand-Mozambique Metical exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Mozambique

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Mozambique is a cash transfer via Western Union.

The cheapest way to send money to Mozambique from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/MZN transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Mozambique from South Africa is via PayPal P2P Transfer

The coverage of ZAR/MZN transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Mozambique from South Africa needs a strong exchange rate and effective transfer management.

From the
3 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Mozambique from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Mozambique Meticals to Mozambique Metical.

As such, we recommend Currencies Direct for large Mozambique transfers.

Understanding the cost of sending money to Mozambique from South Africa

The cost of sending money from Mozambique to Mozambique, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-MZN is 3.6726 MZN per Rand.

  • Finding a provider offering an exchange as close to 3.6726 as possible will ensure more Mozambique Metical received when transferring.

  • For context, the ZAR-MZN mid-market rate for the past 7 days has averaged 3.7338 MZN per Rand. This includes a high of 3.7552, and low of 3.7149.

  • Western Union Agent currently offers the best exchange rate on transfers from South Africa to Mozambique.

For the most part the ZAR-MZN exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Mozambique.

Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union Agent currently offers the lowest fees on transfers to Mozambique from South Africa. They charge 3 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Mozambique Metical is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to MZN, paired with a low fee, means a higher total amount received in Mozambique.

Track the exchange rate for Rand to Mozambique Metical

Sending money at the right time between ZAR and MZN can make a huge difference to overall cost. The exchange rate impacts how much MZN you get for your ZAR.

Mid-market Rate
1 
ZAR
=
3.672627 
MZN

Over the last 7 days, the average numbers are:

  • The exchange rate from ZAR to MZN averaged 3.7338 MZN.

  • The highest value recorded was 3.7552 MZN, while the lowest was 3.7149 MZN.

  • 3 providers currently offer transfers between South Africa and Mozambique close to this rate.

Want to secure the best ZAR-Mozambique Metical exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Mozambique!

Payment options for South Africa to
Mozambique money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Mozambique.

    By using a money transfer company such as Western Union Agent for transfers from South Africa to Mozambique, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Western Union Agent is the cheapest money transfer company for bank transfers from the 3 we compared for transfers from ZAR into Mozambique.

    With a fee of 3 ZAR to send money from South Africa to Mozambique, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Mozambique with a debit or a prepaid card is available through Western Union Agent.


    Western Union Agent is a one of the cheaper options for debit card payments for transfers from South Africa to Mozambique. This cost is against a total of 3 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Mozambique, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Mozambique and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Mozambique.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to MZN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Mozambique?
Are there any tax implications to sending money from South Africa to Mozambique?
Can I send money from South Africa to Mozambique with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Mozambique through various providers?
How long does it take to send money from South Africa to Mozambique?
What is the best exchange rate I can get for sending money from South Africa to Mozambique?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Mozambique?
Can I schedule regular transfers between South Africa and Mozambique?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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