Compare the best ways to send money from United States to Serbia

We compared 4 companies sending money from the United States to Serbia. Regency FX is the best and cheapest, while Revolut is the fastest.

Sending $7,000 with Regency FX gets your recipient 737,755.85 RSD at 105.3937 RSD per USD.

Best companies for USD/RSD transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/RSD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $80.54 1 USD = 105.6650 RSD +0.01% vs mid-market Recipient gets RSD 731,144.74 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Serbia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$80.541 USD = 105.6650 RSD
RSD 731,144.74You pay$7,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 105.3937 RSD +0.27% vs mid-market Recipient gets RSD 737,755.85 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Serbia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 105.3937 RSD
RSD 737,755.85You pay$7,000.00

Run a live search

Showing top United States to Serbia deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $40.50 1 USD = 105.0805 RSD +0.57% vs mid-market Recipient gets RSD 73,130,746.00 Same day
CheapestFastest
Multi-currency cardReceive to bank account

Ways to receive money in Serbia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
$40.501 USD = 105.0805 RSD
RSD 73,130,746.00You pay$7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 105.3937 RSD +0.27% vs mid-market Recipient gets RSD 737,755.85 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Serbia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 105.3937 RSD
RSD 737,755.85You pay$7,000.00

Wise

Pay via Bank transfer
Fee $80.54 1 USD = 105.6650 RSD +0.01% vs mid-market Recipient gets RSD 731,144.74 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Serbia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$80.541 USD = 105.6650 RSD
RSD 731,144.74You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 104.3559 RSD +1.26% vs mid-market Recipient gets RSD 730,491.30 Minutes - 24 hours

Ways to receive money in Serbia with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 104.3559 RSD
RSD 730,491.30You pay$7,060.79
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $75.99 1 USD = 103.4098 RSD +2.17% vs mid-market Recipient gets RSD 723,868.60 Minutes - 24 hours

Ways to receive money in Serbia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$75.991 USD = 103.4098 RSD
RSD 723,868.60You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $179.99 1 USD = 103.4098 RSD +2.17% vs mid-market Recipient gets RSD 723,868.60 Minutes - 24 hours

Ways to receive money in Serbia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$179.991 USD = 103.4098 RSD
RSD 723,868.60You pay$7,179.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $277.00 1 USD = 103.4098 RSD +2.17% vs mid-market Recipient gets RSD 723,868.60 Minutes - 24 hours

Ways to receive money in Serbia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$277.001 USD = 103.4098 RSD
RSD 723,868.60You pay$7,277.00
How Our Results Work
Mid-market rate: 1 USD = 105.6790 RSD Updates every 60 minutes.

How to send money from US to Serbia

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 1 of the 30 days it quoted $7,000 transfers to Serbia.

For recurring transfers, I'd suggest using an app or a multi-currency account with Revolut.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Serbia, including bank transfer, cash deposit, debit card, and credit card.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Serbia?

How much USD you send to Serbia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 4% of the transfers from $5,000 it quoted, and in 4% of all the transfers it quoted.

Cheapest service
$5000.67%$0.75RSD 5,240,656.00with bank transfer to bank deposit+RSD 4,895,805.34
$2,0000.64%$8.00RSD 20,921,918.00with bank transfer to bank deposit+RSD 19,669,065.23
$5,0000.55%$27.50RSD 52,255,957.00with bank transfer to bank deposit+RSD 47,761,230.20
$7,000This page0.57%$40.50RSD 73,130,746.00with bank transfer to bank deposit+RSD 62,059,068.33
$10,0000.51%$60.00RSD 104,427,676.00with bank transfer to bank deposit+RSD 88,617,486.49
$50,0000.54%$320.00RSD 521,885,086.00with bank transfer to bank deposit+RSD 442,869,347.49
$100,0000.53%$645.00RSD 1,043,818,930.00with bank transfer to bank deposit+RSD 885,779,390.85
$250,0000.52%$1,545.00RSD 2,612,466,539.00with bank transfer to bank deposit+RSD 2,216,945,616.92

Mid-market rate: 1 USD = 105.6790 RSD

USD/RSD Exchange Rate History

Is today a good time to send money from US to Serbia?

The cheapest way to send USD to RSD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Serbia.

RSD received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rateRSD 739,753.18 Revolut RSD 73,130,746.00RevolutRSD 73,130,746.00Regency FXRSD 737,755.85WiseRSD 731,144.74

-20M
0
20M
40M
60M
80M
At the mid-market rateWith the cheapest optionRevolutRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 103.4490 – RSD 724,142.94
Revolut Cheapest 102.8921 $40.50 RSD 71,607,744.00 +RSD 70,883,601.06
Regency FX 103.1697 $0.00 RSD 722,187.75 −RSD 1,955.19
Wise 103.3350 $69.56 RSD 716,157.02 −RSD 7,985.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 103.4980 – RSD 724,485.68
Revolut Cheapest 102.9256 $40.50 RSD 71,631,075.00 +RSD 70,906,589.32
Regency FX 103.2185 $0.00 RSD 722,529.57 −RSD 1,956.11
Wise 103.5150 $77.12 RSD 716,621.92 −RSD 7,863.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 103.8130 – RSD 726,691.19
Revolut Cheapest 103.2712 $40.50 RSD 71,871,600.00 +RSD 71,144,908.81
Regency FX 103.5327 $0.00 RSD 724,729.12 −RSD 1,962.07
Wise 103.8250 $77.80 RSD 718,697.42 −RSD 7,993.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.4210 – RSD 730,947.09
Revolut Cheapest 103.8397 $40.50 RSD 72,267,246.00 +RSD 71,536,298.91
Regency FX 104.1391 $0.00 RSD 728,973.53 −RSD 1,973.56
Wise 104.3150 $71.62 RSD 722,733.96 −RSD 8,213.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.5290 – RSD 731,703.27
Revolut Cheapest 103.6785 $110.50 RSD 71,429,319.00 +RSD 70,697,615.73
Regency FX 104.2468 $0.00 RSD 729,727.67 −RSD 1,975.60
Wise 104.3550 $103.08 RSD 719,728.09 −RSD 11,975.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.3386 – RSD 730,369.91
Revolut Cheapest 103.6785 $110.50 RSD 71,429,319.00 +RSD 70,698,949.09
Regency FX 104.0568 $0.00 RSD 728,397.91 −RSD 1,972.00
Wise 104.3550 $103.08 RSD 719,728.09 −RSD 10,641.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.9660 – RSD 734,761.91
Revolut Cheapest 104.3587 $40.50 RSD 72,628,418.00 +RSD 71,893,656.09
Regency FX 104.6826 $0.00 RSD 732,778.05 −RSD 1,983.86
Wise 104.9350 $81.22 RSD 726,022.18 −RSD 8,739.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.8030 – RSD 733,621.11
Revolut Cheapest 104.2586 $40.50 RSD 72,558,752.00 +RSD 71,825,130.89
Regency FX 104.5200 $0.00 RSD 731,640.33 −RSD 1,980.78
Wise 104.8000 $77.12 RSD 725,517.82 −RSD 8,103.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.6330 – RSD 732,430.85
Revolut Cheapest 103.9924 $40.50 RSD 72,373,477.00 +RSD 71,641,046.15
Regency FX 104.3505 $0.00 RSD 730,453.28 −RSD 1,977.57
Wise 104.6300 $91.49 RSD 722,837.40 −RSD 9,593.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.9840 – RSD 734,887.73
Revolut Cheapest 104.3781 $40.50 RSD 72,641,932.00 +RSD 71,907,044.27
Regency FX 104.7005 $0.00 RSD 732,903.54 −RSD 1,984.19
Wise 104.9350 $83.28 RSD 725,806.01 −RSD 9,081.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.5810 – RSD 732,066.98
Revolut Cheapest 103.9665 $40.50 RSD 72,355,461.00 +RSD 71,623,394.02
Regency FX 104.2986 $0.00 RSD 730,090.40 −RSD 1,976.58
Wise 104.5450 $75.05 RSD 723,968.90 −RSD 8,098.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.7334 – RSD 733,134.06
Revolut Cheapest 104.0546 $110.50 RSD 71,688,391.00 +RSD 70,955,256.94
Regency FX 104.4507 $0.00 RSD 731,154.60 −RSD 1,979.46
Wise 104.7850 $115.32 RSD 721,411.19 −RSD 11,722.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.7334 – RSD 733,134.06
Revolut Cheapest 104.0546 $110.50 RSD 71,688,391.00 +RSD 70,955,256.94
Regency FX 104.4507 $0.00 RSD 731,154.60 −RSD 1,979.46
Wise 104.7850 $115.32 RSD 721,411.19 −RSD 11,722.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.7860 – RSD 733,502.15
Revolut Cheapest 104.2164 $40.50 RSD 72,529,396.00 +RSD 71,795,893.85
Regency FX 104.5031 $0.00 RSD 731,521.69 −RSD 1,980.46
Wise 104.7800 $82.59 RSD 724,806.22 −RSD 8,695.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.9160 – RSD 734,412.07
Revolut Cheapest 104.3464 $40.50 RSD 72,619,858.00 +RSD 71,885,445.93
Regency FX 104.6327 $0.00 RSD 732,429.16 −RSD 1,982.91
Wise 104.9400 $83.28 RSD 725,840.60 −RSD 8,571.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.7770 – RSD 733,439.03
Revolut Cheapest 104.2258 $40.50 RSD 72,535,926.00 +RSD 71,802,486.97
Regency FX 104.4941 $0.00 RSD 731,458.74 −RSD 1,980.29
Wise 104.7850 $83.96 RSD 724,697.25 −RSD 8,741.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.6820 – RSD 732,774.15
Revolut Cheapest 104.0808 $40.50 RSD 72,435,050.00 +RSD 71,702,275.85
Regency FX 104.3994 $0.00 RSD 730,795.66 −RSD 1,978.49
Wise 104.6750 $82.59 RSD 724,079.89 −RSD 8,694.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.5010 – RSD 731,506.83
Revolut Cheapest 103.9006 $40.50 RSD 72,309,626.00 +RSD 71,578,119.18
Regency FX 104.2188 $0.00 RSD 729,531.76 −RSD 1,975.06
Wise 104.4800 $77.12 RSD 723,302.50 −RSD 8,204.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.4611 – RSD 731,228.04
Revolut Cheapest 103.7611 $110.50 RSD 71,486,183.00 +RSD 70,754,954.96
Regency FX 104.1791 $0.00 RSD 729,253.72 −RSD 1,974.32
Wise 104.4650 $105.12 RSD 720,273.64 −RSD 10,954.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.4611 – RSD 731,228.04
Revolut Cheapest 103.7611 $110.50 RSD 71,486,183.00 +RSD 70,754,954.96
Regency FX 104.1791 $0.00 RSD 729,253.72 −RSD 1,974.32
Wise 104.4650 $105.12 RSD 720,273.64 −RSD 10,954.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.7630 – RSD 733,341.11
Revolut Cheapest 104.1718 $40.50 RSD 72,498,387.00 +RSD 71,765,045.89
Regency FX 104.4802 $0.00 RSD 731,361.09 −RSD 1,980.02
Wise 104.7300 $77.80 RSD 724,962.01 −RSD 8,379.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.5660 – RSD 731,962.15
Regency FX Cheapest 104.2837 $0.00 RSD 729,985.85 −RSD 1,976.30
Wise 104.5300 $77.12 RSD 723,648.65 −RSD 8,313.50
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.6020 – RSD 732,214.04
Revolut Cheapest 103.9965 $40.50 RSD 72,376,336.00 +RSD 71,644,121.96
Regency FX 104.3196 $0.00 RSD 730,237.06 −RSD 1,976.98
Wise 104.6150 $83.96 RSD 723,521.52 −RSD 8,692.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.6230 – RSD 732,360.78
Revolut Cheapest 103.9668 $40.50 RSD 72,355,694.00 +RSD 71,623,333.22
Regency FX 104.3405 $0.00 RSD 730,383.41 −RSD 1,977.37
Wise 104.5350 $79.17 RSD 723,468.96 −RSD 8,891.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.9560 – RSD 734,692.09
Revolut Cheapest 104.3481 $40.50 RSD 72,621,061.00 +RSD 71,886,368.91
Regency FX 104.6726 $0.00 RSD 732,708.42 −RSD 1,983.67
Wise 104.9300 $80.54 RSD 726,058.94 −RSD 8,633.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.8779 – RSD 734,145.58
Revolut Cheapest 104.1774 $110.50 RSD 71,773,041.00 +RSD 71,038,895.42
Regency FX 104.5948 $0.00 RSD 732,163.39 −RSD 1,982.19
Wise 104.9150 $115.32 RSD 722,306.20 −RSD 11,839.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.8779 – RSD 734,145.58
Revolut Cheapest 104.1774 $110.50 RSD 71,773,041.00 +RSD 71,038,895.42
Regency FX 104.5948 $0.00 RSD 732,163.39 −RSD 1,982.19
Wise 104.9150 $115.32 RSD 722,306.20 −RSD 11,839.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 104.8790 – RSD 734,153.19
Revolut Cheapest 104.1383 $40.50 RSD 72,475,061.00 +RSD 71,740,907.81
Regency FX 104.5959 $0.00 RSD 732,170.98 −RSD 1,982.21
Wise 104.8650 $81.22 RSD 725,537.86 −RSD 8,615.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 105.3190 – RSD 737,232.85
Revolut Cheapest 104.7212 $40.50 RSD 72,880,736.00 +RSD 72,143,503.15
Regency FX 105.0346 $0.00 RSD 735,242.32 −RSD 1,990.53
Wise 105.3000 $83.28 RSD 728,330.62 −RSD 8,902.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 105.6790 – RSD 739,753.18
Revolut Cheapest 105.0805 $40.50 RSD 73,130,746.00 +RSD 72,390,992.82
Regency FX 105.3937 $0.00 RSD 737,755.85 −RSD 1,997.33
Wise 105.6650 $80.54 RSD 731,144.74 −RSD 8,608.44

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/RSD exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RSD per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 29 of the last 30 days.

Right now, Regency FX pays 737,755.85 RSD on 7,000 USD, which is 1,997.33 RSD less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Serbia.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. RevolutAppeared in 199 comparisons

    Cheapest every time

  2. Regency FXAppeared in 117 comparisons

    Cheapest in 4% of them

  3. WiseAppeared in 207 comparisons

    Never the cheapest

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most RSD, but it was the cheapest in only 4% of the 117 comparisons it appeared in over the past month.

Revolut (today's second cheapest) was the cheapest in 100% of its comparisons, so if you send money to Serbia regularly, it's worth comparing it with Regency FX before each transfer.

If it's a one-off transfer, go with Regency FX, since it's the cheapest right now.

Ways to send money from the US to Serbia

There are 4 companies available for sending money from the US to Serbia, across app, multi-currency account, global account, online, broker, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Revolut charges $40.5 on a $7,000 transfer with 0.57% markup, saves your recipient's details for next time, and RSD arrives in same day.

Over the past month, Revolut was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 730,491.3 RSD in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Serbia.

Of all online companies listed here, Wise gets you the most RSD per USD.

On a $7,000 transfer, you will get 731,144.74 RSD after a $80.54 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 9 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Serbia (e.g. a property purchase, tuition, or moving to Serbia), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/RSD that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Revolut is the best for holding and receiving RSD.

This is useful for traveling to Serbia, building up RSD balance, or receiving payments in RSD.

Revolut converts $7,000 at 0.57% markup plus small fee and holds the RSD until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive RSD in Serbia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 737,755.85 RSD.

Deposit USD by bank transfer, cash deposit, debit card, and credit card.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Serbia.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 730,491.3 RSD on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Serbia.

Your recipient in Serbia can collect RSD through bank deposit and cash pickup.

They can collect cash in Serbia

Your recipient can collect RSD from a participating MoneyGram location in Serbia.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    din.73,130,746

    Cheapest

  2. 2
    Cash deposit Cash pickup

    You pay $7,060.79

    din.730,491

    -din.72,400,255

  3. 3
    Bank transfer Cash pickup

    You pay $7,277.00

    din.723,869

    -din.72,406,877

  4. 4
    Debit card Cash pickup

    You pay $7,075.99

    din.723,869

    -din.72,406,877

  5. 5
    Credit card Cash pickup

    You pay $7,179.99

    din.723,869

    -din.72,406,877

Things to consider before sending USD to Serbia

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/RSD company

Cheapest way to send money to Serbia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 737,755.85 RSD, which is -9812.59% more than the next best option.

Fastest way to send money to Serbia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 73,130,746 RSD, with the money arriving in same day.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Serbia?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Serbia.

While Wise may not always be the cheapest or fastest way to send RSD, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

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How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Serbia and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/RSD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.