IBAN Calculator: Find Your IBAN Code

What is an IBAN calculator?

Unlike an IBAN checker, which checks if an IBAN is correct by confirming information such as the BIC/SWIFT code, bank name, address, and country, a calculator is used to calculate exact bank account information for those who need to find an IBAN.

Banks arrange national or local account details into a string of alphanumeric characters and so IBAN calculators are used to convert this information into the International Bank Account Number needed when transferring funds to an international account.

How to use our IBAN calculator?

The process is simple, here's a quick step-by-step breakdown:

Find your country

Using the form above, find your country from the dropdown list.

Enter your details

Fill in the details and click the "Calculate IBAN" button.

For the details:

• Bank Code: This is a 4-digit number you can find in your account statement or by contacting your bank.

• Account details: Is a combination of your sort-code and account number

Reasons to use the IBAN calculator

There are several reasons to use the IBAN calculator, here are a few:

Converting national account numbers to IBANs

When you have a domestic bank account number and need to convert it into an IBAN for making or receiving international payments.

Facilitating cross-border payments

Businesses dealing with international clients or suppliers need to provide or obtain IBANs for smooth cross-border payments. Using the IBAN calculator will simplify the process.

Streamlining payroll processes

Companies with employees in different countries use IBAN calculators to convert local account numbers to IBANs for international salary transfers.

Supporting SEPA transfers

Within the SEPA zone, IBANs are mandatory for euro-denominated transfers. An IBAN calculator helps convert local account details to IBANs required for these transactions.

IBAN explained

IBAN stands for International Banking Account Number and it is used to identify bank account details of a recipient. The format of an IBAN consists of a two-digit country code, two check numbers, a four-digit bank code, a six-digit bank branch code, and an eight-digit bank account number, like so:

How an IBAN works

Used when transferring money overseas to a foreign country, IBANs are formatted in the following order, containing the following information:

• Country code – A code that is specific to a certain country

• Check number – A two-digit code used as a redundancy check to detect errors in identification numbers

• Bank identifier – The unique identifier for the domestic bank

• Account number – The bank account identifier

Who uses IBANs?

The system was originally developed by the European Committee of Banking Standards (ECBS) in 1997, as a way of creating a standardized method of identifying international bank accounts. The system has since been adopted by banks and financial institutions in countries all over the world, with 80 regions now using IBANs.

A bit more about IBAN calculators

Help & FAQ

To recap: There are many ways to calculate IBAN

There are several ways to calculate an International Bank Account Number, whether it be for yourself or the recipient in a foreign country.

We hope this guide has provided enough information to equip our readers with the advice they need to efficiently source the details needed to successfully transfer funds from an account in one country to another account in a different country.

Since you are trying to calculate IBAN, we suspect you want to transfer money abroad. If you're still using your bank, you might be overpaying.

We suggest you give money transfer providers a try, as they offer similar if not better service, are much cheaper, and are just as easy to use.

Use our form below to find the best alternative to traditional banks.

Sources and further reading

• Map of countries using the IBAN Standard (ISO 13616) for Bank Transfers as of 28th February 2024

• Experimental IBAN countries