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Send money from Iraq to Philippines
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
Alternative for Iraq to Philippines
While you can’t send IQD to PHP with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
The best way to send IQD to Philippines is to use cash transfer via Western Union
We’ve analysed 100s of money transfer companies, and found that the overall coverage of IQD/PHP transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using Western Union.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 IQD for a 330,000 IQD transfer.
Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.
In many cases you can deposit IQD online and the recipient in Philippines will need to visit a branch to pick up PHP.
How to compare deals on Iraq to Philippines money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Iraq to the Philippines.
Choose a provider
Select the provider that gives you the best value & service for your needs
Click, sign up & send
Follow the steps & start your transfer from Iraq. Your funds will be converted to Philippine Peso and transferred to the Philippines.
Summary of recent searches
Sending money from Iraq to Philippines considerations
Compare providers
A comparison of providers offering services between Iraq and the Philippines is the easiest way to ensure the best deal.
We've compared 2 providers that offer services for sending Iraqi Dinar to the Philippines.
This ensures you will get the best options for your transfer to the Philippines from Iraq.
Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Iraq to the Philippines.
Get the most from the Iraqi Dinar-Philippine Peso exchange rate
Choose the right payment method
Financial regulations in Iraq and Philippines
Consider transfer limits
How to receive money
Have your ID ready
Tax declarations
The cheapest way to send money to Philippines from Iraq is using Western Union cash transfer service.
While online transfers are usually cheaper, there are very few providers offering IQD to PHP transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.
The overall cost of your transfer includes both the transfer fee (around 3 IQD per 330,000 IQD) and the exchange rate markup applied by Western Union.
These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.
The fastest way to send money to Philippines from Iraq is to use cash transfer via MoneyGram Agent
In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect PHP in minutes.
However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.
With the limited number of money transfer companies servicing IQD/PHP, cash transfer with MoneyGram is the fastest way.
Transfer a large sum of money
From 2 money transfer companies compared, Western Union Agent is the best option for large transfers from Iraq to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Iraq to the Philippines can become expensive if you use a bank, or the wrong provider.
Western Union Agent is the top choice for sending large sums of money to the Philippines from Iraq because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Iraq to Philippines
The total cost of sending money to the Philippines from Iraq, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for IQD-PHP is 0.0449 PHP per Iraqi Dinar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Iraqi Dinar.
The average IQD-PHP mid-market rate for the last 7 days has been 0.045 PHP per Iraqi Dinar. This includes a high of 0.0451, and low of 0.0448.
Out of the 2 companies compared, Western Union Agent offers the best exchange rates.
The exchange rate you receive on converting IQD to PHP should be the biggest determining cost factor when transferring Iraqi Dinar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Western Union Agent has a fee of 3 IQD per transfer (which is the cheapest option right now for a .د.ع330,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Iraq will result in more money received in the Philippines.
How to get the best exchange rate for Iraqi Dinar to Philippine Peso
Getting the best exchange rate essential for sending money between IQD and PHP. The exchange rate you secure impacts how much PHP you get for your IQD.
Here is how the currency has performed recently.
Over the past 7 days, the mid-market from IQD to PHP has been 0.045.
During this period, the highest value was 0.0451, while the lowest was 0.0448.
Western Union Agent, which is our recommended choice to send money online from Iraq to Philippines offers an exchange rate that is only 5% above the mid-market rate.
Want to secure the best IQD-Philippine Peso exchange rates?
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Payment options for transfers from Iraq to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Iraq to the Philippines.
Using a money transfer company such as Western Union Agent for payments from Iraq to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Western Union Agent is the best money transfer provider for bank transfers of the 2 we compared when sending IQD to the Philippines.
With a fee of 3 IQD to transfer money from Iraq to the Philippines, Western Union Agent offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Iraq to the Philippines is easy with Western Union Agent.
Western Union Agent is a leader in debit card money transfers from Iraq to the Philippines. They are the best option of the 2 transfer companies compared.
Credit cards
When it comes to credit card transfers from Iraq to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Iraq.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Iraq to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IQD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
