How to send money to Indonesia from Iraq with the best IQD-IDR rate

Get the best deals when you send money from Iraq to Indonesia. Find the best, cheapest, and fastest, providers for IQD to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Iraq.

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November 22nd, 2025

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Iraq
IQD
Indonesia
IDR
Send
.د.ع
Best money transfer companies

Send money from Iraq to Indonesia

Last updated: Today
Mid-market rate as of 11/22/2025: 1 IQD = 12.741226 IDR
Results below are based on a 330000 IQD search
Sort by:
0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (IDR)
Rp 3,994,338.04
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (IDR)
Rp 3,994,338.04
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Iraq to Indonesia

While you can’t send IQD to IDR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send IQD to Indonesia is through a cash transfer with Western Union.

Western Union offers broad coverage across Iraq and Indonesia, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 IQD per 330,000 IQD transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in IQD, while the recipient collects IDR in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to compare deals on Iraq to Indonesia money transfers

Summary of recent searches

Top rated for transfers from Iraq to Indonesia
Western Union Agent
Total number of IQ - ID providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Considerations when sending from Iraq to Indonesia

1

Compare providers

Comparing money transfer companies with services between Iraq and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 2 providers providing services between Iraq and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Iraq.

2

Understanding the Iraqi Dinar-Rupiah exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from Iraqi Dinar in Indonesia

7

Confirm the ID you need

8

Tax declarations

The cheapest way to send money to Indonesia from Iraq is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering IQD to IDR transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 IQD per 330,000 IQD) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The fastest way to send money to Nigeria from Pakistan is to use cash transfer via Western Union Agent

In most cases cash transfers with Western Union are instant, and your recipient will be able to collect IDR in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing IQD/IDR, cash transfer with Western Union is the fastest way.

Send large sums of money

Transferring bigger amounts of money from Iraq to Indonesia should be done with the exchange rate and management of the service in mind.

Western Union Agent offers the strongest all round option for large transfers of the
2 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Western Union Agent for sending large sums of money to Indonesia from Iraq.

Understanding the cost of money transfers to Indonesia from Iraq

The total cost of sending money to Indonesia from Iraq is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for IQD-IDR is 12.7412 IDR per Iraqi Dinar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Rupiah for your Iraqi Dinars.

The IQD-IDR mid-market rate over the last 7 days has seen the Iraqi Dinar worth an average 12.7567 IDR. Within this there has been a high of 12.7842, and a low of 12.6996.

From 2 companies compared, Western Union Agent offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting IQD to IDR.

Fees: When sending money there may be additional fees. Western Union Agent offers the lowest fee of the 2 providers tested, costing 3 IQD per transfer (based on .د.ع330,000 transferred).

Amount Received: When comparing providers, the best measure is the amount of Rupiah eventually received in Indonesia.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Indonesia, means a better overall cost of sending money from Iraq.

How to get the best exchange rate for Iraqi Dinar to Rupiah

Getting the best exchange rate essential for sending money between IQD and IDR. The exchange rate you secure impacts how much IDR you get for your IQD.

Mid-market Rate
1 
IQD
=
12.741226 
IDR

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from IQD to IDR has been 12.7567.

  • During this period, the highest value was 12.7842, while the lowest was 12.6996.

  • Western Union Agent, which is our recommended choice to send money online from Iraq to Indonesia offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best IQD-Rupiah exchange rates?

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Funding your Iraq to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Iraq to Indonesia is often a bank transfer.

    Using a money transfer company, such as Western Union Agent for transfers from Iraq to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 2 we tested, the cheapest provider for bank transfers from IQD to Indonesia is Western Union Agent.

    With a fee of IQD3 to send money from Iraq to Indonesia, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Iraq to Indonesia with a prepaid or debit card is easy with Western Union Agent.


    Western Union Agent is a leader in accepting card payments for transfers between Iraq and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Iraq to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Iraq.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Iraq to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IQD to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Iraq to Indonesia?
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Can I send money from Iraq to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending Iraqi Dinars to Indonesia through various providers?
How long does it take to send money from Iraq to Indonesia?
What is the best exchange rate I can get for sending money from Iraq to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Iraq to Indonesia?
Can I schedule regular transfers between Iraq and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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