How to send money to the US from Iraq with the best IQD-USD rate

Get the best deals when you transfer from Iraq to United States. Find the cheapest, fastest, and most reliable providers with the best IQD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Iraq.

Transferring the other way? Send USD from United States to Iraq instead.
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November 21st, 2025

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Best money transfer companies

Send money from Iraq to United States

Last updated: Today
Mid-market rate as of 11/21/2025: 1 IQD = 0.000765 USD
Results below are based on a 330000 IQD search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (USD)
$239.83
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (USD)
$239.83
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Iraq to United States

While you can’t send IQD to USD with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

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Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send IQD to US is through a cash transfer with Western Union.

Western Union offers broad coverage across Iraq and US, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 IQD per 330,000 IQD transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in IQD, while the recipient collects USD in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to compare deals on Iraq to United States money transfers

Summary of recent searches

Top rated for transfers from Iraq to United States
Western Union Agent
Total number of IQ - US providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Get the most from sending money from Iraq to United States

1

Compare providers

Comparing providers offering services between Iraq and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire IQD-USD market and have compared 2 providers offering services between Iraq and the United States.

This ensures you will get the most comprehensive options for sending Iraqi Dinar to the United States.

Whilst we rate Western Union Agent as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Iraq to the United States transfer needs.

2

Beat the Iraqi Dinar-US Dollar exchange rate

3

Choose the right payment method

4

Financial regulations across Iraq and United States

5

Consider minimum and maximum limits

6

Receiving money in United States

7

Be ready with your ID

8

Tax declarations

The cheapest way to send money to US from Iraq is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering IQD to USD transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 IQD per 330,000 IQD) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The fastest way to send money to US from Iraq is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect USD in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing IQD/USD, cash transfer with MoneyGram is the fastest way.

Sending large amounts of money

Transferring Iraqi Dinar to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
2 companies compared, Western Union Agent has the strongest option for large transfers from Iraq to the United States.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Iraqi Dinar to US Dollar.

The Western Union Agent rate makes them great for large transfers between the United States and Iraq.

Understanding the cost of money transfers from Iraq to United States

The total cost of sending money to United States from Iraq is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for IQD-USD is 0.0008 USD per Iraqi Dinar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Iraqi Dinars.

Over the last 7 days, the average IQD-USD mid-market rate has seen each Iraqi Dinar worth 0.0008 USD. Within this we see a high of 0.0008, and a low of 0.0008.

Of the 2 companies compared, Western Union Agent offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting IQD to USD.

Fees: When sending money you may have to pay fees. Western Union Agent costs 3 IQD per transfer at the moment, which is the cheapest option of the 2 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Iraq.

How to get the best exchange rate for Iraqi Dinar to US Dollar

Getting the best exchange rate essential for sending money between IQD and USD. The exchange rate you secure impacts how much USD you get for your IQD.

Mid-market Rate
1 
IQD
=
0.000763 
USD

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from IQD to USD has been 0.0008.

  • During this period, the highest value was 0.0008, while the lowest was 0.0008.

  • Western Union Agent, which is our recommended choice to send money online from Iraq to United States offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best IQD-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Iraq to United States!

Paying for your Iraq to
United States transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from Iraq to the United States.

    By using a money transfer company such as Western Union Agent for transfers from Iraq to the United States, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Western Union Agent is the cheapest provider for bank transfers from the 2 we tested when sending IQD to the United States.

    With a fee of 3 IQD to send money from Iraq to the United States, Western Union Agent offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Iraq to the United States with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a one of the better options in the market for international debit card transfers from Iraq to the United States.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Iraq.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Iraq to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IQD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Iraq to United States?
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Can I send money from Iraq to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Iraqi Dinars to United States through various providers?
How long does it take to send money from Iraq to United States?
What is the best exchange rate I can get for sending money from Iraq to United States?
Are there any minimum or maximum transfer amounts for sending money from Iraq to United States?
Can I schedule regular transfers between Iraq and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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