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Find the best ways to transfer money from United States to Iraq

Compare the best deals on transfers from the United States to Iraq. Explore the cheapest, fastest, and most reliable providers with the best USD to IQD exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Iraq from United States.

Transferring the other way? Send IQD from Iraq to United States instead.
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Wise was the top rated provider from United States to Iraq

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Wise was the cheapest from United States to Iraq

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Ria Money Transfer was the fastest from United States to Iraq

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Iraq.

We tested & reviewed 4 transfer providers, and Wise scored highly.

In the last six months, Wise appeared in 96.1% of United States to Iraq searches, and was the top rated company supporting payments the United States into Iraqi Dinar.

So for a great mix of cost, speed & features, make your United States to Iraq transfer using Wise.

Screenshot

How to get the best deal on your United States to Iraq money transfer

Summary of recent searches

Top rated for transfers from United States to Iraq
Wise
Total number of US - IQ providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise
Best for credit card
Wise

Considerations for sending money from United States to Iraq

1
Compare providers

Always compare ways to send money from the United States to Iraq to get the best options for fees, speed, and reliability.

Our analysis included 4 providers that operate between United States and Iraq.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Iraq.

2
Track the US Dollar-Iraqi Dinar exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Iraq
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Iraq from the United States: Wise

Wise combines the lowest fees with the best exchange rate and from the 4 companies compared offers the cheapest transfers to Iraq from the United States.

Data collected through our comparison over the past six months shows that Wise is 0% cheaper than the second-best option.

The cost is made up of an average fee of 214.37* USD and an exchange rate for buying Iraqi Dinar with US Dollar that is 0% different to the mid-market rate.

If you want to secure the best rates on a United States to Iraq transfer, Wise offers value. We would still recommend searching for the amount you want to send to Iraq.

*The most common fee applied to USD-IQD by Wise, based on data from the past six months.

Screenshot

Fastest way to send money to Iraq from the United States: Ria Money Transfer

We compared 4 companies and found Ria Money Transfer offers the fastest money transfers between the United States and Iraq.

Our comparison shows Ria Money Transfer is the fastest option for sending US Dollar into Iraqi Dinar 44.5% of the time. For urgent USD to IQD money transfers, they’re our recommended choice.

A USD-Iraqi Dinar transfer through Ria Money Transfer comes with an average 4 USD fee.

To ensure Ria Money Transfer was the 'fastest' option we compared 4 providers. This comparison was for overall speed of sending money from the United States to Iraq and is a combination of depositing US Dollar, transfer times to Iraq and withdrawal timeframes where applicable.

When speed is a priority, Ria Money Transfer is the top choice for sending into Iraq from the United States.

Send large sums of money

Transferring bigger amounts of money to Iraq from the United States needs a strong exchange rate and effective management of the transfer.

From the
4 options we compared, Wise offers the strongest all round option for large transfers to Iraq from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Iraqi Dinars to Iraqi Dinar.

As such, we recommend Wise for large transfers between Iraq and the United States.

Understanding the cost of transferring money from United States to Iraq

The total cost of money transfers from United States to Iraq is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-IQD is currently 1,310.2792 IQD per US Dollar. Providers offering services closer to this rate will ensure more Iraqi Dinar for your US Dollars.

  • To give a historic average, over the last three months the USD-IQD mid-market rate has been 1,310.0393 IQD per US Dollar, this has had a high of 1,326.4087 and a low of 1,306.2106.

  • From the 4 companies compared, Wise offers the best exchange rate on transfers to Iraq and the United States.

  • Generally, the exchange rate you receive on converting USD to IQD will be the biggest factor impacting the cost of sending US Dollars to Iraq.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Wise at an average of 214.37 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Iraqi Dinar. Simply, the higher the amount received in the United States, the lower the cost of sending from Iraq.

Finding the best exchange rate for US Dollar to Iraqi Dinar

Timing is essential for sending money between USD and IQD. The exchange rate you secure impacts how much IQD you get for your USD.

Mid-market Rate
1
= 1310.279188 IQD

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to IQD averaged 1,310.0393 IQD.

  • The highest value recorded was 1,326.4087 IQD, while the lowest was 1,306.2106 IQD.

  • There are currently 4 providers offering transfers between the United States and Iraq close to this rate

Want to secure the best USD-Iraqi Dinar exchange rates?

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Funding your United States to
Iraq transfer

  • Bank transfers

    The default option for sending money from the United States to Iraq is often a bank transfer.

    Using a money transfer company, such as Wise for transfers from the United States to Iraq, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 4 we tested, the cheapest provider for bank transfers from USD to Iraq is Wise.

    With an average fee of USD240.99 to send money from the United States to Iraq, Wise offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from the United States to Iraq with a prepaid or debit card is easy with Wise.


    Wise is a leader in accepting card payments for transfers between the United States and Iraq.

  • Credit cards

    Wise is the best money transfer company of the 4 compared for credit card transfers from the United States to Iraq

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Iraq and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Iraq.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to IQD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from United States to Iraq with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Iraq through various providers?
How long does it take to send money from United States to Iraq?
What is the best exchange rate I can get for sending money from United States to Iraq?
Are there any minimum or maximum transfer amounts for sending money from United States to Iraq?
Can I schedule regular transfers between United States and Iraq?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.