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How to send money to Croatia from US with the best USD-HRK rate

Get the best deals when you send money from the United States to Croatia. Find the best, cheapest, and fastest, providers for USD to HRK transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Croatia from United States.

Transferring the other way? Send HRK from Croatia to United States instead.
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July 15th, 2025
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Best money transfer companies

Send money from United States to Croatia

Last updated: Today
Mid-market rate as of 07/15/2025: 1 USD = 6.4477 HRK
Results below are based on a 7000 USD search
0 of 9 providers
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (HRK)
kn 45,012.04
Full transfer details
Visit Regency FX
kn 1,232 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
Exclusive: Special Rate for 1st Transfer
Key Currency
Recipient gets (HRK)
kn 45,021.07
Full transfer details
Visit Key Currency
kn 1,241 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
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1
Currencies Direct
Recipient gets (HRK)
kn 49,039.90
Full transfer details
Visit Currencies Direct
kn 5,260 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (HRK)
kn 45,021.07
Full transfer details
Visit Key Currency
kn 1,241 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
3
Currencyflow
Recipient gets (HRK)
kn 45,016.55
Full transfer details
Visit Currencyflow
kn 1,237 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
4
Regency FX
Recipient gets (HRK)
kn 45,012.04
Full transfer details
Visit Regency FX
kn 1,232 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (HRK)
kn 44,908.50
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Capital One
    Capital One
    Recipient gets (HRK)
    kn 43,328.54
    Not recommended
  • PayPal
    PayPal
    Recipient gets (HRK)
    kn 41,552.07
    Not recommended
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (HRK)
kn 45,012.04
Full transfer details
Visit Regency FX
kn 1,232 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
Exclusive: Special Rate for 1st Transfer
Key Currency
Recipient gets (HRK)
kn 45,021.07
Full transfer details
Visit Key Currency
kn 1,241 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account

Overall best way: Currencies Direct

Currencies Direct is our recommended company for USD to HRK transfers.

Currencies Direct scored the highest of the 9 money transfer companies supporting USD to HRK transfers.

For example, sending 7,000 USD to HRK will cost you $0 in fees, and the recipient will get 49,039.9 HRK. The delivery time is minutes - 24 hours.

For a great mix of cost, speed & features, we advise using Currencies Direct for your United States to Croatia transfer.

Currencies Direct is the top rated company for sending money from United States (USD) to Croatia (HRK) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from United States (USD) to Croatia (HRK) - Currencies Direct Screenshot 2

How to compare deals on your United States to Croatia transfer

Summary of recent searches

Top rated for transfers from United States to Croatia
Currencies Direct
Total number of US - HR providers
9
Average cheapest fees & rate
Currencies Direct
Average fastest transfer
Currencies Direct
Average transfer time
Within minutes
Best for bank transfers
Currencies Direct

Considerations for sending money from United States to Croatia

1
Compare providers

Always compare ways to send money from the United States to Croatia to get the best options for fees, speed, and reliability.

Our analysis included 9 providers that operate between United States and Croatia.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Croatia.

2
Track the US Dollar-Croatian Kuna exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Croatia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money from United States to Croatia: Currencies Direct

The combination of the lowest fees and best exchange rate is through Currencies Direct. This makes them our cheapest transfer service of the 9 compared for sending US Dollar to Croatia.

Our data shows, over the past week, that Currencies Direct is 8.06% than the second-best option when sending via a bank transfer.

This measure includes a fee of 0 USD and a USD-HRK exchange rate for international transfers that is -8.15% different to the mid-market rate.

Securing the best rates on a USD to Croatia transfer can be done with Currencies Direct but you can always search for your specific amount.

Currencies Direct is the cheapest way to send money from United States (USD) to Croatia (HRK) - Currencies Direct Screenshot 1
Currencies Direct is the cheapest way to send money from United States (USD) to Croatia (HRK) - Currencies Direct Screenshot 2

Fastest money transfers to Croatia from the United States: Currencies Direct.

We tested 9 companies offering transfers from US Dollar to Croatia and Currencies Direct offered the quickest options.

For example, if you send 7,000 USD with Currencies Direct to Croatia, the transfer time is minutes - 24 hours.

Money transfers from the United States to Croatia through Currencies Direct will cost you 0 USD in fees.

To confirm that Currencies Direct was the 'fastest' option we compared 9 money transfer providers for overall speed of sending money from the United States to Croatia. This was made up of depositing US Dollar to a money transfer account and transfer times to Croatia.

When sending quickly is a priority, Currencies Direct is our recommended choice for sending into Croatia from United States.

Currencies Direct is the fastest way to send money from United States (USD) to Croatia (HRK) - Currencies Direct Screenshot 1
Currencies Direct is the fastest way to send money from United States (USD) to Croatia (HRK) - Currencies Direct Screenshot 2

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Croatia from the United States needs a strong exchange rate and effective transfer management.

From the
9 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Croatia from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Croatian Kunas to Croatian Kuna.

As such, we recommend Currencies Direct for large Croatia transfers.

Understanding the costs involved when transferring money to Croatia from United States

When calculating the cost of sending money from the United States to Croatia, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current USD-HRK mid-market rate is 6.449 HRK per US Dollar. Finding a provider as close to this number as possible will ensure more Croatian Kuna for your money.

  • As a comparison, the USD-HRK mid-market rate for the past week has averaged 6.4376 HRK per US Dollar, hitting a high of 6.4569 and a low of 6.4156.

  • Currencies Direct is currently offering the best exchange rate on transfers between the United States and Croatia.

  • Often the USD-HRK exchange rate you receive will be the biggest factor impacting the cost of sending US Dollar to Croatia.

Fees: Transfer fees are charged on top of a transfer. Currencies Direct currently offers the lowest fees of 0 USD per transfer (based on $7,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Croatian Kuna is the biggest indicator in the total cost of sending money to the United States from Croatia. The higher the total amount received in Croatia, the lower the cost of sending from the United States.

How to find the best exchange rate for US Dollar to Croatian Kuna

Timing is essential for sending money between USD and HRK. The exchange rate you secure impacts how much HRK you get for your USD.

Mid-market Rate
1 
USD
=
6.448997 
HRK

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from USD to HRK has seen some fluctuation. On average, it stood at 6.4376.

  • During this period, the highest value recorded was 6.4569, while the lowest was 6.4156.

  • Currencies Direct, which is our recommended service to send money online from United States to Croatia offers an exchange rate that is only -8.15% above the mid-market rate.

Want to secure the best USD-Croatian Kuna exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Croatia!

Paying for your United States to
Croatia transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from the United States to Croatia.

    By using a money transfer company such as Currencies Direct for transfers from the United States to Croatia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Currencies Direct is the cheapest provider for bank transfers from the 9 we tested when sending USD to Croatia.

    With a fee of 0 USD to send money from the United States to Croatia, Currencies Direct offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Croatia with a debit or a prepaid card is easy with .


    is a one of the better options in the market for international debit card transfers from the United States to Croatia.

  • Credit cards

    When it comes to credit card transfers from the United States to Croatia, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Croatia and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Croatia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to HRK.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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