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How to send money to Cyprus from US with the best USD-EUR rate

Compare the best deals on transfers from the United States to Cyprus. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Cyprus from United States.

Transferring the other way? Send EUR from Cyprus to United States instead.
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July 15th, 2025
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Best money transfer companies

Send money from United States to Cyprus

Last updated: Today
Mid-market rate as of 07/15/2025: 1 USD = 0.85571 EUR
Results below are based on a 7000 USD search
0 of 15 providers
Sponsored
Wise
Recipient gets (EUR)
€5,967.29
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,907.30
Full transfer details
Visit Xe
€97 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€5,975.00
Full transfer details
Visit Key Currency
€165 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€5,974.40
Full transfer details
Visit Currencyflow
€164 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€5,973.80
Full transfer details
Visit Regency FX
€164 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (EUR)
€5,967.29
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (EUR)
€5,959.80
Full transfer details
Visit Currencies Direct
€150 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (EUR)
€5,952.60
Full transfer details
Visit CurrencyFair
€142 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (EUR)
€5,951.40
Full transfer details
Visit OFX
€141 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Remitly
Recipient gets (EUR)
€5,947.90
Full transfer details
Visit Remitly
€138 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (EUR)
€5,907.30
Full transfer details
Visit Xe
€97 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,960.06
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (EUR)
    €5,793.00
    Not recommended
  • HSBC
    HSBC
    Recipient gets (EUR)
    €5,787.02
    Not recommended
  • Capital One
    Capital One
    Recipient gets (EUR)
    €5,750.37
    Not recommended
  • PayPal
    PayPal
    Recipient gets (EUR)
    €5,514.61
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€5,967.29
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,907.30
Full transfer details
Visit Xe
€97 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best option: Wise

Wise is our recommended company for sending money to Cyprus from USD.

Of the 15 companies that support USD to EUR, Wise offered the best combination of cost and speed.

Sending 7,000 USD to EUR will cost you $27.22 in fees, and you will receive 5,977.27 EUR. The delivery time usually is same day, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send US Dollars to Cyprus using Wise.

Wise is the top rated company for sending money from United States (USD) to Cyprus (EUR) - Wise Screenshot

How to compare deals on your United States to Cyprus transfer

Summary of recent searches

Top rated for transfers from United States to Cyprus
Wise
Total number of US - CY providers
15
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations for sending money from United States to Cyprus

1
Compare providers

Always compare ways to send money from the United States to Cyprus to get the best options for fees, speed, and reliability.

Our analysis included 15 providers that operate between United States and Cyprus.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Cyprus.

2
Track the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Cyprus
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Cyprus from the United States: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 15 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-EUR that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a USD to Cyprus transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from United States (USD) to Cyprus (EUR) - Key Currency Screenshot

Fastest company to send money to Cyprus from the United States: Currencyflow.

We compared 15 companies for fast transfers from US Dollars to Cyprus and Currencyflow came out on top.

For example, if you send 7,000 USD with Currencyflow to Cyprus now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to Cyprus can take slightly longer.

Sending money through Currencyflow to Cyprus from the United States has a fee of 0 USD.

To understand who was the fastest, we tested Currencyflow as part of 15 money transfer providers. Within this, we looked at the overall speed of sending money from the United States to Cyprus. This was made up of transfer times to Cyprus after US Dollars were added to a money transfer account.

When fast money transfers between the United States and Cyprus are a priority, Currencyflow is our recommended choice.

Currencyflow is the fastest way to send money from United States (USD) to Cyprus (EUR) - Currencyflow Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Cyprus from the United States needs a strong exchange rate and effective transfer management.

From the
15 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Cyprus from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Currencies Direct for large Cyprus transfers.

Understanding the costs involved when transferring money to Cyprus from United States

When calculating the cost of sending money from the United States to Cyprus, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current USD-EUR mid-market rate is 0.8569 EUR per US Dollar. Finding a provider as close to this number as possible will ensure more Euro for your money.

  • As a comparison, the USD-EUR mid-market rate for the past week has averaged 0.8546 EUR per US Dollar, hitting a high of 0.8572 and a low of 0.8519.

  • Wise is currently offering the best exchange rate on transfers between the United States and Cyprus.

  • Often the USD-EUR exchange rate you receive will be the biggest factor impacting the cost of sending US Dollar to Cyprus.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers the lowest fees of 0 USD per transfer (based on $7,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to the United States from Cyprus. The higher the total amount received in Cyprus, the lower the cost of sending from the United States.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1 
USD
=
0.856870 
EUR

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.8546 EUR.

  • The highest value recorded was 0.8572 EUR, while the lowest was 0.8519 EUR.

  • There are currently 15 providers offering transfers between the United States and Cyprus close to this rate

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Cyprus!

Payment options for United States to
Cyprus money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from the United States to Cyprus.

    By using a money transfer company such as Key Currency for transfers from the United States to Cyprus, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    Key Currency is the cheapest money transfer company for bank transfers from the 15 we compared for transfers from USD into Cyprus.

    With a fee of 0 USD to send money from the United States to Cyprus, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from the United States to Cyprus with a debit or a prepaid card is available through Xe.


    Xe is one of the cheaper options for debit card payments for transfers from the United States to Cyprus. This cost is against a total of 15 money transfer companies offering this option.

  • Credit cards

    When it comes to credit card transfers from the United States to Cyprus, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Cyprus and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Cyprus.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I schedule regular transfers between United States and Cyprus?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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