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How to send money to Latvia from US with the best USD-EUR rate

Compare the best deals on transfers from the United States to Latvia. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Latvia from United States.

Transferring the other way? Send EUR from Latvia to United States instead.
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July 15th, 2025
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Best money transfer companies

Send money from United States to Latvia

Last updated: Today
Mid-market rate as of 07/15/2025: 1 USD = 0.85571 EUR
Results below are based on a 7000 USD search
0 of 16 providers
Sponsored
Wise
Recipient gets (EUR)
€5,967.29
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,908.00
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€5,975.00
Full transfer details
Visit Key Currency
€165 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€5,974.40
Full transfer details
Visit Currencyflow
€164 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€5,973.80
Full transfer details
Visit Regency FX
€164 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (EUR)
€5,967.29
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (EUR)
€5,959.80
Full transfer details
Visit Currencies Direct
€150 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (EUR)
€5,952.60
Full transfer details
Visit CurrencyFair
€142 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (EUR)
€5,951.40
Full transfer details
Visit OFX
€141 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Remitly
Recipient gets (EUR)
€5,947.90
Full transfer details
Visit Remitly
€138 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (EUR)
€5,908.00
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,960.06
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (EUR)
    €5,793.00
    Not recommended
  • HSBC
    HSBC
    Recipient gets (EUR)
    €5,787.02
    Not recommended
  • Capital One
    Capital One
    Recipient gets (EUR)
    €5,750.37
    Not recommended
  • PayPal
    PayPal
    Recipient gets (EUR)
    €5,514.61
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€5,967.29
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,908.00
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Latvia.

We tested & reviewed 16 transfer providers, and Wise scored highly.

Sending 7,000 USD to EUR will cost you $27.22 in fees, and you will get 5,967.29 EUR. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Latvia transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Latvia (EUR) - Wise Screenshot

How to compare deals on United States to Latvia money transfers

Summary of recent searches

Top rated for transfers from United States to Latvia
Wise
Total number of US - LV providers
16
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations for sending money from United States to Latvia

1
Compare providers

Always compare ways to send money from the United States to Latvia to get the best options for fees, speed, and reliability.

Our analysis included 16 providers that operate between United States and Latvia.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Latvia.

2
Track the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Latvia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Latvia from the United States: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 16 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-EUR that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a USD to Latvia transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from United States (USD) to Latvia (EUR) - Key Currency Screenshot

Fastest way to send money to Latvia from the United States: Currencyflow

We compared 16 companies and found Currencyflow offers the fastest money transfers between the United States and Latvia.

The transfer time is minutes - 24 hours with Currencyflow for a $7,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Euro transfer through Currencyflow comes with a 0 USD fee (based on a $7,000 transfer).

To ensure Currencyflow was the 'fastest' option we compared 16 providers. This comparison was for overall speed of sending money from the United States to Latvia and is a combination of depositing US Dollar, transfer times to Latvia and withdrawal timeframes where applicable.

When speed is a priority, Currencyflow is the top choice for sending into Latvia from the United States.

Currencyflow is the fastest way to send money from United States (USD) to Latvia (EUR) - Currencyflow Screenshot

Transfer a large amount of money

To transfer large sums of money from the United States to Latvia, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
16 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from the United States to Latvia can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Latvia from the United States.

Understanding the costs involved when moving money from United States to Latvia

The total cost of sending money to Latvia from the United States is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for USD-EUR is 0.8624 EUR per US Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Euro for your US Dollars.

The USD-EUR mid-market rate over the last 7 days has seen the US Dollar worth an average 0.8551 EUR. Within this there has been a high of 0.8572, and a low of 0.8519.

From 16 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to EUR.

Fees: When sending money there may be additional fees. Key Currency offers the lowest fee of the 16 providers tested, costing justs 0 USD per transfer.

Amount Received: When comparing providers, the best measure is the amount of Euro eventually received in Latvia.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Latvia, means a better overall cost of sending money from the United States.

Tracking the exchange rate for US Dollar to Euro

Getting a better exchange rate between USD and EUR can make a huge difference to the overall cost of sending money.

Mid-market Rate
1 
USD
=
0.862380 
EUR

Over the last 7 days, between the United States and Latvia, the average numbers are:

  • USD to EUR saw an average 0.8551 EUR mid-market rate.

  • The highest point was 0.8572 EUR, while the lowest was 0.8519 EUR.

  • 16 providers are currently offering transfers between the United States and Latvia.

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Latvia!

Funding your United States to
Latvia transfer

  • Bank transfers

    The default option for sending money from the United States to Latvia is often a bank transfer.

    Using a money transfer company, such as Key Currency for transfers from the United States to Latvia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 16 we tested, the cheapest provider for bank transfers from USD to Latvia is Key Currency.

    With a fee of USD0 to send money from the United States to Latvia, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from the United States to Latvia with a prepaid or debit card is easy with Xe.


    Xe is a leader in accepting card payments for transfers between the United States and Latvia.

  • Credit cards

    When it comes to international credit card transfers from the United States to Latvia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Latvia and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Latvia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from United States to Latvia with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Latvia through various providers?
How long does it take to send money from United States to Latvia?
What is the best exchange rate I can get for sending money from United States to Latvia?
Are there any minimum or maximum transfer amounts for sending money from United States to Latvia?
Can I schedule regular transfers between United States and Latvia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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