MoneyTransfers
/Send money/To Indonesia/From New Zealand

How to send money to Indonesia from New Zealand with the best NZD-IDR rate

Get the best deals when you send money from New Zealand to Indonesia. Find the best, cheapest, and fastest, providers for NZD to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from New Zealand.

Transferring the other way? Send IDR from Indonesia to New Zealand instead.
Disclosure
July 8th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
New Zealand
NZD
Indonesia
IDR
Send
$
Best money transfer companies

Send money from New Zealand to Indonesia

Last updated: Today
Mid-market rate as of 07/08/2025: 1 NZD = 9769.547548 IDR
Results below are based on a 10000 NZD search
0 of 9 providers
Sponsored
Wise
Recipient gets (IDR)
Rp 97,265,602.00
Full transfer details
Visit Wise
Rp 2,500,991 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 96,043,072.00
Full transfer details
Visit Xe
Rp 1,278,461 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (IDR)
Rp 97,431,697.70
Full transfer details
Visit Regency FX
Rp 2,667,086 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Wise
Recipient gets (IDR)
Rp 97,265,602.00
Full transfer details
Visit Wise
Rp 2,500,991 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
CurrencyFair
Recipient gets (IDR)
Rp 96,993,400.00
Full transfer details
Visit CurrencyFair
Rp 2,228,789 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
4
OFX
Recipient gets (IDR)
Rp 96,152,473.00
Full transfer details
Visit OFX
Rp 1,387,862 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (IDR)
Rp 96,043,072.00
Full transfer details
Visit Xe
Rp 1,278,461 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
6
Remitly
Recipient gets (IDR)
Rp 95,505,100.00
Full transfer details
Visit Remitly
Rp 740,489 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (IDR)
Rp 97,363,428.10
Sponsored
Wise
Recipient gets (IDR)
Rp 97,265,602.00
Full transfer details
Visit Wise
Rp 2,500,991 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 96,043,072.00
Full transfer details
Visit Xe
Rp 1,278,461 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Our recommendation: Wise

Wise is our top choice for NZD to IDR transfers.

We tested & reviewed 9 money transfer providers offering money transfers from New Zealand to Indonesia, and Wise scored highly.

Sending 10,000 NZD to IDR will cost you $42.21 in fees, and you will receive 97,265,602 IDR. The delivery time usually is next day.

For a great mix of cost, speed & features, we recommend making your New Zealand to Indonesia transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Indonesia (IDR) - Wise Screenshot

How to compare deals on New Zealand to Indonesia money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Indonesia
Wise
Total number of NZ - ID providers
9
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Considerations when sending from New Zealand to Indonesia

1
Compare providers

Comparing money transfer companies with services between New Zealand and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 9 providers providing services between New Zealand and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from New Zealand.

2
Understanding the New Zealand Dollar-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from New Zealand Dollar in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from New Zealand to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between New Zealand and Indonesia out of the 9 providers compared.

Our data shows Regency FX is 0.07% cheaper than the second-best option. The company offers a fee of 0 NZD and an exchange rate between NZD and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send NZD to Indonesia, Regency FX is a great all round choice.

Fastest way to transfer money to Indonesia from New Zealand: Wise.

Of 9 companies compared, Wise offers the quickest way to send New Zealand Dollars to Indonesia.

For example, sending $10,000 to Indonesia with Wise will be next day.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

New Zealand to Indonesia transfers with Wise have a fee of 42.21 NZD.

To test that Wise was the 'fastest' option we compared 9 providers. With this, we compared overall speed of sending money from New Zealand to Indonesia made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Indonesia.

When sending at speed is a priority, Wise is our recommended choice for sending into Indonesia from New Zealand.

Wise is the fastest way to send money from New Zealand (NZD) to Indonesia (IDR) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money from New Zealand to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
9 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from New Zealand.

Understanding the cost of sending money from New Zealand to Indonesia

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Indonesia.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Rupiah for your New Zealand Dollar. The current NZD-IDR mid-market rate is 9,742.6788 IDR per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-IDR mid-market rate for the past 7 days has averaged 9,805.9849 IDR per New Zealand Dollar, with a low of 9,758.9247 and a high of 9,848.9856.

  • Wise is currently offering the best exchange rate from the 9 companies compared.

  • Often the NZD-IDR exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Indonesia.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Indonesia. Regency FX currently has the lowest fees for transfers into IDR of just 0 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Rupiah is the biggest indicator of the total cost of sending money to Indonesia from New Zealand. The bigger the amount received in Indonesia, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Rupiah

Timing is essential when tracking the mid-market rate between NZD and IDR. The end exchange rate you secure impacts how much IDR you get for your NZD.

Mid-market Rate
1 
NZD
=
9742.678848 
IDR

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to IDR was 9,805.9849.

  • During this period, it hit a high of 9,848.9856, and a low of 9,758.9247.

  • Wise, which is our recommended service to send money online from New Zealand to Indonesia offers an exchange rate that is only 0.02% above the mid-market rate.

Want to secure the best NZD-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Indonesia!

Funding your New Zealand to
Indonesia transfer

  • Bank transfers

    The default option for sending money from New Zealand to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from New Zealand to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 9 we tested, the cheapest provider for bank transfers from NZD to Indonesia is Regency FX.

    With a fee of NZD0 to send money from New Zealand to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from New Zealand to Indonesia with a prepaid or debit card is easy with Wise.


    Wise is a leader in accepting card payments for transfers between New Zealand and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from New Zealand to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Indonesia?
Are there any tax implications to sending money from New Zealand to Indonesia?
Can I send money from New Zealand to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Indonesia through various providers?
How long does it take to send money from New Zealand to Indonesia?
What is the best exchange rate I can get for sending money from New Zealand to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Indonesia?
Can I schedule regular transfers between New Zealand and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free