We compared 10 companies sending money from the United States to Switzerland. Key Currency is the best and cheapest, while Revolut is the fastest.
Sending $7,000 with Key Currency gets your recipient 5,675.2 CHF at 0.8107 CHF per USD.
| 10 of 10 providers Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze USD/CHF exchange rates from our comparisons. | |||
| Based on 7,000 USD transfer Best companies for USD/CHF transfersAll money transfer offers for USD/CHF transfers, sorted by most CHF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $27.42 1 USD = 0.8128 CHF 0.00% vs mid-market | Recipient gets CHF 5,667.31 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.421 USD = 0.8128 CHF CHF 5,667.31You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 0.8088 CHF +0.49% vs mid-market | Recipient gets CHF 5,661.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 0.8088 CHF CHF 5,661.60You pay$7,000.00 | |||
Run a live search Showing top United States to Switzerland deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much USD you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 USD = 0.8107 CHF +0.25% vs mid-market | Recipient gets CHF 5,675.20 Minutes - 3 days | |
Ways to receive money in Switzerland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 0.8107 CHF CHF 5,675.20You pay$7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 0.8106 CHF +0.27% vs mid-market | Recipient gets CHF 5,674.06 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 0.8106 CHF CHF 5,674.06You pay$7,000.00 | |||
| Wise Pay via Bank transfer | Fee $27.42 1 USD = 0.8128 CHF 0.00% vs mid-market | Recipient gets CHF 5,667.31 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.421 USD = 0.8128 CHF CHF 5,667.31You pay$7,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 0.8088 CHF +0.49% vs mid-market | Recipient gets CHF 5,661.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 0.8088 CHF CHF 5,661.60You pay$7,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 USD = 0.8087 CHF +0.50% vs mid-market | Recipient gets CHF 5,660.98 Minutes - 24 hours | |
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 0.8087 CHF CHF 5,660.98You pay$7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 USD = 0.8087 CHF +0.50% vs mid-market | Recipient gets CHF 5,660.90 Minutes - 24 hours | |
Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 0.8087 CHF CHF 5,660.90You pay$7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $40.50 1 USD = 0.8120 CHF +0.10% vs mid-market | Recipient gets CHF 5,651.07 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $40.501 USD = 0.8120 CHF CHF 5,651.07You pay$7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 CurrencyFair Pay via Bank transfer | Fee $4.92 1 USD = 0.8073 CHF +0.68% vs mid-market | Recipient gets CHF 5,647.10 Minutes - 24 hours | |
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $4.921 USD = 0.8073 CHF CHF 5,647.10You pay$7,000.00 | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 0.8088 CHF +0.49% vs mid-market | Recipient gets CHF 5,633.29 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 0.8088 CHF CHF 5,633.29You pay$7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 USD = 0.8014 CHF +1.40% vs mid-market | Recipient gets CHF 5,609.77 Minutes - 2 days | |
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 USD = 0.8014 CHF CHF 5,609.77You pay$7,000.00 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 0.8088 CHF +0.49% vs mid-market | Recipient gets CHF 5,491.75 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 0.8088 CHF CHF 5,491.75You pay$7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Cash deposit | Fee $60.79 1 USD = 0.7833 CHF +3.69% vs mid-market | Recipient gets CHF 5,483.10 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 0.7833 CHF CHF 5,483.10You pay$7,060.79 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee $5.99 1 USD = 0.7289 CHF +10.88% vs mid-market | Recipient gets CHF 5,102.30 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $5.991 USD = 0.7289 CHF CHF 5,102.30You pay$7,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $75.99 1 USD = 0.7289 CHF +10.88% vs mid-market | Recipient gets CHF 5,102.30 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 0.7289 CHF CHF 5,102.30You pay$7,075.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $179.99 1 USD = 0.7289 CHF +10.88% vs mid-market | Recipient gets CHF 5,102.30 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 0.7289 CHF CHF 5,102.30You pay$7,179.99 | |||
| How Our Results Work Mid-market rate: 1 USD = 0.812775 CHF Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then Key Currency is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.
For large transfers using a broker like Key Currency is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to Switzerland, including bank transfer, debit card, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
There are 10 companies available for sending money from the US to Switzerland, across broker, online, app, multi-currency account, global account, and in person, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
Wise charges $27.42 on a $7,000 transfer with 0% markup, saves your recipient's details for next time, and CHF arrives in same day.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 5,483.1 CHF in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Switzerland.
Of all online companies listed here, Wise gets you the most CHF per USD.
On a $7,000 transfer, you will get 5,667.31 CHF after a $27.42 fee and 0% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Switzerland (e.g. a property purchase, tuition, or moving to Switzerland), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/CHF that gets lower the more you send.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving CHF.
This is useful for traveling to Switzerland, building up CHF balance, or receiving payments in CHF.
Wise converts $7,000 at 0% markup plus small fee and holds the CHF until you spend it.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 5,675.2 CHF.
Deposit USD by bank transfer, debit card, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Switzerland.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $7,000.
MoneyGram is the cheapest option and will get you 5,483.1 CHF on $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Switzerland.
Your recipient in Switzerland can collect CHF through bank deposit and cash pickup.
They can collect cash in Switzerland
Your recipient can collect CHF from a participating MoneyGram location in Switzerland.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,000.00
fr.5,675
Cheapest
You pay $7,000.00
fr.5,633
-fr.42
You pay $7,000.00
fr.5,492
-fr.183
You pay $7,060.79
fr.5,483
-fr.192
You pay $7,005.99
fr.5,102
-fr.573
You pay $7,075.99
fr.5,102
-fr.573
You pay $7,179.99
fr.5,102
-fr.573
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Switzerland
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 5,675.2 CHF, which is 0.02% more than the next best option.
Fastest way to send money to Switzerland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 5,651.07 CHF, with the money arriving in within minutes.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, Wise is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Switzerland.
While Wise may not always be the cheapest or fastest way to send CHF, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much CHF your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 0.809315 CHF
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Switzerland and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Switzerland.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the USD/CHF comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …