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How to send money to Pakistan from Singapore with the best SGD-PKR rate

Compare ways to send money from Singapore to Pakistan. Find the cheapest, fastest, and most reliable providers with the best SGD to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from Singapore.

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July 7th, 2025
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Best money transfer companies

Send money from Singapore to Pakistan

Last updated: Today
Mid-market rate as of 07/07/2025: 1 SGD = 222.434657 PKR
Results below are based on a 10000 SGD search
0 of 6 providers
Sponsored
Wise
Recipient gets (PKR)
Rs 2,213,813.62
Full transfer details
Visit Wise
Rs 56,197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PKR)
Rs 2,154,906.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
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1
Regency FX
Recipient gets (PKR)
Rs 2,218,340.83
Full transfer details
Visit Regency FX
Rs 60,725 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Wise
Recipient gets (PKR)
Rs 2,213,813.62
Full transfer details
Visit Wise
Rs 56,197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
Remitly
Recipient gets (PKR)
Rs 2,194,200.00
Full transfer details
Visit Remitly
Rs 36,584 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
4
OFX
Recipient gets (PKR)
Rs 2,176,856.00
Full transfer details
Visit OFX
Rs 19,240 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (PKR)
Rs 2,154,906.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PKR)
Rs 2,216,786.46
Sponsored
Wise
Recipient gets (PKR)
Rs 2,213,813.62
Full transfer details
Visit Wise
Rs 56,197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PKR)
Rs 2,154,906.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
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Our recommendation: Wise

Wise is our top choice for SGD to PKR transfers.

We tested & reviewed 6 money transfer providers offering money transfers from Singapore to Pakistan, and Wise scored highly.

Sending 10,000 SGD to PKR will cost you $50.41 in fees, and you will receive 2,213,813.62 PKR. The delivery time usually is same day.

For a great mix of cost, speed & features, we recommend making your Singapore to Pakistan transfer using Wise.

Wise is the top rated company for sending money from Singapore (SGD) to Pakistan (PKR) - Wise Screenshot

How to send money from Singapore to Pakistan

Summary of recent searches

Top rated for transfers from Singapore to Pakistan
Wise
Total number of SG - PK providers
6
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Considerations when sending from Singapore to Pakistan

1
Compare providers

Comparing money transfer companies with services between Singapore and Pakistan, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 6 providers providing services between Singapore and Pakistan. This ensures you will get the best options when sending Pakistan Rupee to Pakistan.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Pakistan will provide a specific provider that’s best for transferring money from Singapore.

2
Understanding the Singapore Dollar-Pakistan Rupee exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Singapore Dollar in Pakistan
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money to Pakistan from Singapore: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Singapore Dollar to Pakistan.

Of the 6 providers compared, data shows that Regency FX is 0.07% cheaper than the second-best option.

The is cost is made up of an average SGD-PKR exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* SGD.

If you want to secure the best rates on a SGD to Pakistan transfer, Regency FX will result in the most Pakistan Rupee received.

Fastest way to transfer money to Pakistan from Singapore: Wise.

Of 6 companies compared, Wise offers the quickest way to send Singapore Dollars to Pakistan.

For example, sending $10,000 to Pakistan with Wise will be same day.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Singapore to Pakistan transfers with Wise have a fee of 50.41 SGD.

To test that Wise was the 'fastest' option we compared 6 providers. With this, we compared overall speed of sending money from Singapore to Pakistan made up of depositing Singapore Dollars, to a money transfer account and transfer times to Pakistan.

When sending at speed is a priority, Wise is our recommended choice for sending into Pakistan from Singapore.

Wise is the fastest way to send money from Singapore (SGD) to Pakistan (PKR) - Wise Screenshot

Transfer a large amount of money

For transferring bigger sums of money to Pakistan from Singapore, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of Pakistan Rupee to Pakistan out of
6 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Pakistan from Singapore has the potential to be very expensive.

Wise is our choice for big transfers to SGD because of all round price, speed and management when making large transfers.

Understanding the costs involved when moving money from Singapore to Pakistan

The total cost of sending money to Pakistan from Singapore is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for SGD-PKR is 222.1381 PKR per Singapore Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your Singapore Dollars.

The SGD-PKR mid-market rate over the last 7 days has seen the Singapore Dollar worth an average 222.9911 PKR. Within this there has been a high of 223.5482, and a low of 222.4347.

From 6 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting SGD to PKR.

Fees: When sending money there may be additional fees. Regency FX offers the lowest fee of the 6 providers tested, costing justs 0 SGD per transfer.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from Singapore.

How to find the best exchange rate for Singapore Dollar to Pakistan Rupee

Timing is essential for sending money between SGD and PKR. The exchange rate you secure impacts how much PKR you get for your SGD.

Mid-market Rate
1 
=
222.138127 
PKR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from SGD to PKR has seen some fluctuation. On average, it stood at 222.9911.

  • During this period, the highest value recorded was 223.5482, while the lowest was 222.4347.

  • Wise, which is our recommended service to send money online from Singapore to Pakistan offers an exchange rate that is only -0.03% above the mid-market rate.

Want to secure the best SGD-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to Pakistan!

Payment methods for Singapore to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Singapore to Pakistan.

    By opting for a money transfer company such as Regency FX for transfers from Singapore to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 6 we tested when sending SGD to Pakistan.

    With a fee of SGD0 to send money from Singapore to Pakistan, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Singapore to Pakistan is easy with Wise.


    Wise is a market leader in debit card payments for transfers from Singapore to Pakistan, this is among a total of 6 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Singapore to Pakistan, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and Singapore.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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