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Sending money from Singapore to Canada

Top Provider
Amount Received
By Bank Transfer
Fees: 0
Rate: 0.93982 *
Payment Options
Debit Card
1-2 Hours
Bank Transfer
1-2 Hours
Key Features
5-star customer rating on TrustPilot
No transfer limit & no fees
£25 gift card when you refer a friend
Excellent customer support
Amount Received
By Bank Transfer
Fees: SGD 9.52
Rate: 0.94844
Payment Options
Bank Transfer
Next Day
Credit Card
Next Day
Debit Card
Next Day
Key Features
Offers low rates
Well known brand
Current Mid-Market Rate: 1 SGD = 0.948357 CAD
* Some rates may be indicative.


Canada, the second largest country in the world, boasts a diversified economy with a GDP upwards of $1.7 trillion (as of 2019). The majority of Canadian revenue is generated from oil, gas, energy and manufacturing, as well as a thriving tourism industry. 

The SGD to CAD corridor is a well-travelled route due to the accessibility of money transfer services servicing Canada. In addition to this, CAD is one of the most popular currencies for foreign exchange trading, due to the long-standing strength of the currency and Canada’s political and economic stability. 

Here we will provide further insight into how to safely and securely move money from Singapore to Canada without jeopardising the hard-earned money of both sending and receiving parties. 

Choosing the best service provider

We want to find you the ideal service to suit your money transfer needs, no matter what your priorities are, and we believe exceptional global transfer services should not have to come with a huge price-tag. The fastest provider is XE, transfers from this provider normally take less than a day. The cheapest money transfer provider we found is Wise at 0.9% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using XE when transferring SGD to CAD. 

This means that by using XE for online money transfers to Canada from Singapore, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access XE for any reason, our comparison engine has found Wise also to be very good options when sending SGD – CAD.

This recommendation was updated one minute ago.

The cheapest way to send money from Singapore to Canada

Wise has been determined by our comparison engine to currently offer you the cheapest rates possible.

Get the Best Rate and Sign Up for Rate Alerts Singapore to Canada

The fastest way to send money from Singapore to Canada

When sending money from Singapore to Canada, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers. 

Currently, XE is the fastest way to send SGD – CAD

What payment methods are available when sending money from Singapore to Canada?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer multiple options. Typically you’ll find the most common methods are bank transfers and card payments, but some providers also accept cash and will even deliver funds straight to your recipient’s door

Sending money to Canada from Singapore using credit card

To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Canada.

Sending money to Canada from Singapore using a debit card

With XE you can send money online to Canada using your debit card. But before making a payment, make sure you understand all the processing fees in place. 

Using a wire transfer to send money from Singapore to Canada

Bank and wire transfers are the most common ways of sending money Canada as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days. 

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Canada. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Canada.

When sending money to Canada from Singapore using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. 

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE and Wise.

Considerations for a SGD – CAD Currency Transfer

Before sending money to Canada from Singapore, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Canada the more value you will get and more CAD the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The SGD – CAD exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.948357 and the lowest exchange rate margin is currently offered by XE at 0.9% above the mid market rate.
  3. Hidden fees & charges: Before sending money to Canada, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, Wise and will give insight here.

How to send money from Singapore to Canada at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send SGD to CAD. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from SGD to CAD in Canada?

Your recipient has a few methods available to receive your money in Canada. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Canada, then they will usually need the following:

How much money can be transferred from Singapore to Canada?

The amount of CAD you can receive from Singapore will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of CAD that can be received in Canada or sent from Singapore before making your transfer.

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April Summers

April is a trained journalist and the Content Editor for MoneyTransfers.com. She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she’s not writing about global remittances she can be found daydreaming about her next holiday abroad.