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How to send money to Canada from Singapore with the best SGD-CAD rate

Compare the best ways to send money from Singapore to Canada. Explore the fastest, cheapest, and most reliable providers with the best SGD to CAD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from Singapore.

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July 6th, 2025
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Best money transfer companies

Send money from Singapore to Canada

Last updated: Today
Mid-market rate as of 07/06/2025: 1 SGD = 1.068588 CAD
Results below are based on a 10000 SGD search
0 of 15 providers
Sponsored
Wise
Recipient gets (CAD)
$10,649.08
Full transfer details
Visit Wise
$284 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$10,420.60
Full transfer details
Visit Xe
$55 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (CAD)
$10,659.17
Full transfer details
Visit Key Currency
$294 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
2
Instarem
Recipient gets (CAD)
$10,659.00
Full transfer details
Visit Instarem
$294 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
3
Currencyflow
Recipient gets (CAD)
$10,658.10
Full transfer details
Visit Currencyflow
$293 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
4
Regency FX
Recipient gets (CAD)
$10,657.03
Full transfer details
Visit Regency FX
$292 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
5
TorFx
Recipient gets (CAD)
$10,653.82
Full transfer details
Visit TorFx
$289 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
6
Wise
Recipient gets (CAD)
$10,649.08
Full transfer details
Visit Wise
$284 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
CurrencyFair
Recipient gets (CAD)
$10,613.00
Full transfer details
Visit CurrencyFair
$248 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (CAD)
$10,550.00
Full transfer details
Visit OFX
$185 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
9
Remitly
Recipient gets (CAD)
$10,456.00
Full transfer details
Visit Remitly
$91 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
10
Xe
Recipient gets (CAD)
$10,420.60
Full transfer details
Visit Xe
$55 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
11
Currencies Direct
Recipient gets (CAD)
$10,208.00
Full transfer details

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (CAD)
$10,649.56
Sponsored
Wise
Recipient gets (CAD)
$10,649.08
Full transfer details
Visit Wise
$284 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$10,420.60
Full transfer details
Visit Xe
$55 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best choice: Wise

Wise is our recommended way to send Singapore Dollar to CAD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 10,000 SGD to CAD will cost you $23.35 in fees, and you will receive 10,649.08 CAD. The delivery time is next day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Singapore to Canada transfer using Wise.

Wise is the top rated company for sending money from Singapore (SGD) to Canada (CAD) - Wise Screenshot

How to send money from Singapore to Canada

Summary of recent searches

Top rated for transfers from Singapore to Canada
Wise
Total number of SG - CA providers
15
Average cheapest fees & rate
Key Currency
Average fastest transfer
Instarem
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Instarem

Sending money from Singapore to Canada considerations

1
Compare providers

A comparison of providers offering services between Singapore and Canada is the easiest way to ensure the best deal.

We've compared 15 providers that offer services for sending Singapore Dollar to Canada.

This ensures you will get the best options for your transfer to Canada from Singapore.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Singapore to Canada.

2
Get the most from the Singapore Dollar-Canadian Dollar exchange rate
3
Choose the right payment method
4
Financial regulations in Singapore and Canada
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Canada from Singapore: Key Currency

Key Currency combines the lowest fees with the best exchange rate and from the 15 companies compared offers the cheapest transfers to Canada from Singapore.

Data collected through our comparison over the past week shows that Key Currency is 0% cheaper than the second-best option.

The cost is made up of a fee of 0 SGD and an exchange rate for buying Canadian Dollar with Singapore Dollar that is 0.25% different to the mid-market rate.

If you want to secure the best rates on a Singapore to Canada transfer, Key Currency offers value. We would still recommend searching for the amount you want to send to Canada.

Key Currency is the cheapest way to send money from Singapore (SGD) to Canada (CAD) - Key Currency Screenshot

Fastest way to transfer money to Canada from Singapore: Instarem.

Of 15 companies compared, Instarem offers the quickest way to send Singapore Dollars to Canada.

For example, sending $10,000 to Canada with Instarem will be minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Singapore to Canada transfers with Instarem have a fee of 50 SGD.

To test that Instarem was the 'fastest' option we compared 15 providers. With this, we compared overall speed of sending money from Singapore to Canada made up of depositing Singapore Dollars, to a money transfer account and transfer times to Canada.

When sending at speed is a priority, Instarem is our recommended choice for sending into Canada from Singapore.

Instarem is the fastest way to send money from Singapore (SGD) to Canada (CAD) - Instarem Screenshot 1
Instarem is the fastest way to send money from Singapore (SGD) to Canada (CAD) - Instarem Screenshot 2

Sending a large amount of money?

For big transfers from Singapore to Canada, competitive pricing & strong customer service are essential.

Of the
15 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Singapore to Canada, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from Singapore to Canada

The total cost of money transfers to Canada from Singapore, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for SGD-CAD is 1.0665 CAD per Singapore Dollar.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your Singapore Dollars.

  • On average for the last week, the SGD-CAD mid-market rate has been 1.0678 CAD per Singapore Dollar. This hit a high of 1.0688, and a low of 1.0656.

  • From the 15 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting SGD to CAD.

Fees: Some money transfers between Singapore and Canada will be subject to fees. Key Currency has a fee of 0 SGD based on a 10,000 SGD transfer.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.

This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from Singapore.

How to find the best exchange rate for Singapore Dollar to Canadian Dollar

Timing is essential for sending money between SGD and CAD. The exchange rate you secure impacts how much CAD you get for your SGD.

Mid-market Rate
1 
=
1.066515 
CAD

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from SGD to CAD has seen some fluctuation. On average, it stood at 1.0678.

  • During this period, the highest value recorded was 1.0688, while the lowest was 1.0656.

  • Wise, which is our recommended service to send money online from Singapore to Canada offers an exchange rate that is only 0.11% above the mid-market rate.

Want to secure the best SGD-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to Canada!

How to pay for money transfers between Singapore and
Canada

  • Bank transfers

    Bank transfers are often fastest, cheapest and best way to send money from Singapore to Canada.

    Using a money transfer company such as Key Currency for transfers from Singapore to Canada, will mean being able to send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    On average, Key Currency is the cheapest provider for bank transfers of the 15 we compared for transfers from SGD to Canada.

    To send money from Singapore to Canada, Key Currency has a fee of 0 SGD.

  • Debit cards and prepaid options

    Sending money from Singapore to Canada with a debit card or a prepaid card is very simple with Wise.


    Wise is the cheapest option for sending money with a debit card between Singapore and Canada. This is of the 15 money transfer companies offering debit card payments on this route.

  • Credit cards

    When it comes to credit card transfers from Singapore to Canada, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Singapore.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Singapore to Canada?
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What are the typical transfer fees for sending Singapore Dollars to Canada through various providers?
How long does it take to send money from Singapore to Canada?
What is the best exchange rate I can get for sending money from Singapore to Canada?
Are there any minimum or maximum transfer amounts for sending money from Singapore to Canada?
Can I schedule regular transfers between Singapore and Canada?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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