MoneyTransfers

How to send money to Indonesia from Spain with the best EUR-IDR rate

Get the best deals when you send money from Spain to Indonesia. Find the best, cheapest, and fastest, providers for EUR to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Spain.

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June 25th, 2025
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Best money transfer companies

Send money from Spain to Indonesia

Last updated: Today
Mid-market rate as of 06/25/2025: 1 EUR = 18920.114566 IDR
Results below are based on a 7000 EUR search
0 of 13 providers
Sponsored
Wise
Recipient gets (IDR)
Rp 131,676,565.00
Full transfer details
Visit Wise
Rp 3,208,987 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 131,277,860.00
Full transfer details
Visit Xe
Rp 2,810,282 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (IDR)
Rp 132,083,211.80
Full transfer details
Visit Regency FX
Rp 3,615,634 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
CurrencyFair
Recipient gets (IDR)
Rp 131,759,900.00
Full transfer details
Visit CurrencyFair
Rp 3,292,322 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (IDR)
Rp 131,676,565.00
Full transfer details
Visit Wise
Rp 3,208,987 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
Instarem
Recipient gets (IDR)
Rp 131,374,994.10
Full transfer details
Visit Instarem
Rp 2,907,416 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (IDR)
Rp 131,277,860.00
Full transfer details
Visit Xe
Rp 2,810,282 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
6
OFX
Recipient gets (IDR)
Rp 130,289,892.00
Full transfer details
Visit OFX
Rp 1,822,314 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
Profee
Recipient gets (IDR)
Rp 129,260,698.96
Full transfer details
Visit Profee
Rp 793,121 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
8
WorldRemit
Recipient gets (IDR)
Rp 125,330,937.00
Full transfer details

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (IDR)
Rp 131,968,026.14
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (IDR)
    Rp 121,930,299.92
    Not recommended
Sponsored
Wise
Recipient gets (IDR)
Rp 131,676,565.00
Full transfer details
Visit Wise
Rp 3,208,987 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 131,277,860.00
Full transfer details
Visit Xe
Rp 2,810,282 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best option: Wise


Wise is our recommended company for sending money to Indonesia from EUR.

Of the 13 companies that support EUR to IDR, Wise offered the best combination of cost and speed.

Overall, Wise appeared in 100% of Spain to Indonesia searches, consistently scoring as one of the best ways to send EUR to IDR.

So for a great mix of cost, speed & features, send Euros to Indonesia using Wise.

Wise is the top rated company for sending money from Spain (EUR) to Indonesia (IDR) - Wise Screenshot

How to send money from Spain to Indonesia

Summary of recent searches

Top rated for transfers from Spain to Indonesia
Wise
Total number of ES - ID providers
13
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Considerations when sending from Spain to Indonesia

1
Compare providers

Comparing money transfer companies with services between Spain and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 13 providers providing services between Spain and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Spain.

2
Understanding the Euro-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from Spain to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between Spain and Indonesia out of the 13 providers compared.

Our data shows Regency FX is 0.09% cheaper than the second-best option. The company offers an average fee of 0* EUR and an average exchange rate between EUR and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send EUR to Indonesia, Regency FX is a great all round choice.

*The most common fee applied to EUR-IDR by Regency FX, based on data from the past 7 days.

Fastest money transfers to Indonesia from Spain: Wise.

We tested 13 companies offering transfers from Euro to Indonesia and Wise offered the quickest options.

Through our research, we found Wise to be the quickest way to send EUR into Rupiah in 100% of instances. For fast transfers between EUR and IDR, Wise is generally a good option.

Money transfers from Spain to Indonesia through Wise have an average fee of 43.77 EUR.

To confirm that Wise was the 'fastest' option we compared 13 money transfer providers for overall speed of sending money from Spain to Indonesia. This was made up of depositing Euro to a money transfer account and transfer times to Indonesia.

When sending quickly is a priority, Wise is our recommended choice for sending into Indonesia from Spain.

Wise is the fastest way to send money from Spain (EUR) to Indonesia (IDR) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money from Spain to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
13 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from Spain.

Understanding the cost of moving money to Indonesia from Spain

The total cost of money transfers to Indonesia from Spain, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for EUR-IDR is 18,987.276 IDR per Euro.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Rupiah for your Euros.

  • On average for the last week, the EUR-IDR mid-market rate has been 18,927.5308 IDR per Euro. This hit a high of 18,998.786, and a low of 18,791.0208.

  • From the 13 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to IDR.

Fees: Some money transfers between Spain and Indonesia will be subject to fees. Regency FX has had an average fee of 0 EUR per transfer over the last 7 days. Although, you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia.

This number should guide you, as a higher amount of money received in Indonesia means a better overall cost of sending money from Spain.

Getting best exchange rate for transferring Euro to Rupiah

When transferring money between EUR and IDR, timing can make a huge difference. The exchange rate you secure impacts how much IDR you get for your EUR.

Mid-market Rate
1 
=
18987.276027 
IDR

Let's dive into some interesting recent trends.

  • In the last week, the mid-market rate from EUR to IDR has fluctuated slightly. On average, it was 18,927.5308.

  • Across this 7 days, the highest value recorded was 18,998.786, while the lowest was 18,791.0208.

  • Wise, which is our recommended service to send money online from Spain to Indonesia offers an exchange rate that is only -0.05% above the mid-market rate.

Want to secure the best EUR-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to Indonesia!

Funding your Spain to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Spain to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from Spain to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 13 we tested, the cheapest provider for bank transfers from EUR to Indonesia is Regency FX.

    With an average fee of EUR0 to send money from Spain to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Spain to Indonesia with a prepaid or debit card is easy with Wise.


    Wise is a leader in accepting card payments for transfers between Spain and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Spain to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Spain.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Spain to Indonesia?
What is the best exchange rate I can get for sending money from Spain to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Spain to Indonesia?
Can I schedule regular transfers between Spain and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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