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How to send money to Nigeria from Pakistan with the best PKR-NGN rate

Find money transfer deals for sending money from Pakistan to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best PKR to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Pakistan.

Transferring the other way? Send NGN from Nigeria to Pakistan instead.
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November 7th, 2025

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Best money transfer companies

Send money from Pakistan to Nigeria

Last updated: Today
Mid-market rate as of 11/07/2025: 1 PKR = 5.117136 NGN
Results below are based on a 100000 PKR search
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0 of 1 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NGN)
₦486,113.34
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes

Alternative for Pakistan to Nigeria

While you can’t send PKR to NGN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send PKR to Nigeria is to use cash transfer via Western Union

We’ve analysed 100s of money transfer companies, and found that the overall coverage of PKR/NGN transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using Western Union.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 PKR for a 100,000 PKR transfer.

Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.

In many cases you can deposit PKR online and the recipient in Nigeria will need to visit a branch to pick up NGN.

How to compare deals on Pakistan to Nigeria money transfers

Summary of recent searches

Top rated for transfers from Pakistan to Nigeria
Western Union Agent
Total number of PK - NG providers
1
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Understanding Pakistan to Nigeria money transfers

1

Comparing providers

Comparing providers when sending money from Pakistan to Nigeria is the easiest way to make a transfer at the best price.

We’ve compared 1 providers for sending Pakistan Rupee to Nigeria. This ensures you will get the best options for your transfer to Nigeria from Pakistan.

We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Pakistan to Nigeria.

2

Get ahead of the Pakistan Rupee-Naira exchange rate

3

Choosing the right payment method

4

Financial regulators in Pakistan and Nigeria

5

Consider transfer limits

6

Receiving money in Nigeria

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Nigeria from Pakistan is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing PKR/NGN.

The main cost is made up of the fee (around 3 PKR) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much PKR you are sending.

The fastest way to send money to Nigeria from Pakistan is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing PKR/NGN, cash transfer with MoneyGram is the fastest way.

Send large sums of money

Transferring bigger amounts of money from Pakistan to Nigeria should be done with the exchange rate and management of the service in mind.

Western Union Agent offers the strongest all round option for large transfers of the
1 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Naira to Naira.

As such, opt for Western Union Agent for sending large sums of money to Nigeria from Pakistan.

Understanding the cost of transferring money to Nigeria from Pakistan

Fees and exchange rates make up the total cost of sending money from Nigeria to Nigeria. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PKR-NGN mid-market rate is 5.0849 NGN per Pakistan Rupee. You will get more Naira for your Pakistan Rupees if you find a provider close to this number.

  • For context, over the last 7 days the PKR-NGN mid-market rate has had a high of 5.1518, a low of 5.1125 and averaged 5.1277 NGN per Pakistan Rupee.

  • Across the 1 companies compared, the best exchange rate is with Western Union Agent.

  • Unless fees are unusually high, the exchange rate you receive on converting PKR to NGN will be the biggest determining factor when working out the cost of transferring Pakistan Rupees to Nigeria.

Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges the lowest fee of 3 PKR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Naira eventually received in Nigeria. You can assume that a lower cost of sending from Pakistan will result in more money received in Nigeria.

Getting the best exchange rate for Pakistan Rupee to Naira

Tracking the mid-market rate can make a huge difference when sending money PKR to NGN. The exchange rate you secure impacts how much NGN you get for your PKR.

Mid-market Rate
1 
PKR
=
5.084906 
NGN

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from PKR to NGN has seen some fluctuation. On average, it has been 5.1277.

  • During this period, the highest value level was 5.1518, with a low of 5.1125.

  • Western Union Agent, which is our recommended service to send money online from Pakistan to Nigeria offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best PKR-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Pakistan to Nigeria!

Paying for your Pakistan to
Nigeria money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Pakistan to Nigeria.

    By using a money transfer company such as Western Union Agent to send money from Pakistan to Nigeria, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Western Union Agent is the cheapest money transfer provider for bank transfers from the 1 we tested when sending PKR to Nigeria.

    With a fee of PKR3 to send money from Pakistan to Nigeria, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Pakistan to Nigeria with a prepaid or debit card is very easy with Western Union Agent.


    Western Union Agent is a great choice for sending money with a debit card from Pakistan to Nigeria. This is from the 1 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Pakistan to Nigeria, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Pakistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Pakistan to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PKR to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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