MoneyTransfers

How to send money to UAE from Hong Kong with the best HKD-AED rate

Compare the best deals on sending money from Hong Kong to the United Arab Emirates. Get insights on the cheapest, fastest, and most reliable providers with the best HKD to AED exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to United Arab Emirates from Hong Kong.

Transferring the other way? Send AED from United Arab Emirates to Hong Kong instead.
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July 7th, 2025
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Best money transfer companies

Send money from Hong Kong to United Arab Emirates

Last updated: Today
Mid-market rate as of 07/07/2025: 1 HKD = 0.46787 AED
Results below are based on a 54510 HKD search
0 of 9 providers
Sponsored
Wise
Recipient gets (AED)
AED 25,430.42
Full transfer details
Visit Wise
AED 692 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (AED)
AED 24,828.21
Full transfer details
Visit Xe
AED 90 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (AED)
AED 25,439.83
Full transfer details
Visit Key Currency
AED 701 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (AED)
AED 25,434.73
Full transfer details
Visit Regency FX
AED 696 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
3
Wise
Recipient gets (AED)
AED 25,430.42
Full transfer details
Visit Wise
AED 692 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (AED)
AED 25,427.08
Full transfer details
Visit TorFx
AED 689 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (AED)
AED 25,352.60
Full transfer details
Visit Currencies Direct
AED 614 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (AED)
AED 25,307.62
Full transfer details
Visit CurrencyFair
AED 569 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (AED)
AED 24,828.21
Full transfer details
Visit Xe
AED 90 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (AED)
AED 25,248.56
Sponsored
Wise
Recipient gets (AED)
AED 25,430.42
Full transfer details
Visit Wise
AED 692 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (AED)
AED 24,828.21
Full transfer details
Visit Xe
AED 90 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best option: Wise

Wise is our top choice for HKD to AED transfers.

We tested & reviewed 9 money transfer companies, and Wise came out as one of the easiest options.

For example, sending 54,510 HKD to AED will cost you $162.2 in fees, and your recipient will get 25,430.42 AED. The transfer time usually is same day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Hong Kong to United Arab Emirates transfer using Wise.

Wise is the top rated company for sending money from Hong Kong (HKD) to United Arab Emirates (AED) - Wise Screenshot

How to send money from Hong Kong to United Arab Emirates

Summary of recent searches

Top rated for transfers from Hong Kong to United Arab Emirates
Wise
Total number of HK - AE providers
9
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Sending money from Hong Kong to United Arab Emirates considerations

1
Compare providers

A comparison of providers offering services between Hong Kong and the United Arab Emirates is the easiest way to ensure the best deal.

We've compared 9 providers that offer services for sending Hong Kong Dollar to the United Arab Emirates.

This ensures you will get the best options for your transfer to the United Arab Emirates from Hong Kong.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Hong Kong to the United Arab Emirates.

2
Get the most from the Hong Kong Dollar-UAE Dirham exchange rate
3
Choose the right payment method
4
Financial regulations in Hong Kong and United Arab Emirates
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Hong Kong to the United Arab Emirates: Key Currency

Key Currency offers the lowest cost transfers of the 9 compared.

Data collected for transfers between Hong Kong and the United Arab Emirates over the past week shows that Key Currency is 0.02% cheaper than the second-best option.

This cost combines the exchange rate between the Hong Kong Dollar and UAE Dirham that is 0.25% different to the mid-market rate and the fee of 0 HKD.

Key Currency is the cheapest way to send money from Hong Kong (HKD) to United Arab Emirates (AED) - Key Currency Screenshot

Fastest way to transfer money to the United Arab Emirates from Hong Kong: Wise.

We tested 9 companies offering transfers from Hong Kong to the United Arab Emirates and Wise offered the quickest option.

For example, if you send 54,510 HKD with Wise to United Arab Emirates, the transfer time is same day

When using Wise to send money from Hong Kong to the United Arab Emirates you can expect to pay 162.2 HKD in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 9 money transfer providers. To test overall speed of sending money from Hong Kong to the United Arab Emirates we included the timeframe for depositing Hong Kong Dollar to a money transfer account and average transfer times to the United Arab Emirates.

When sending money to United Arab Emirates from Hong Kong quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Hong Kong (HKD) to United Arab Emirates (AED) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money to the United Arab Emirates from Hong Kong needs a strong exchange rate and effective management of the transfer.

From the
9 options we compared, Wise offers the strongest all round option for large transfers to the United Arab Emirates from Hong Kong.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from UAE Dirhams to UAE Dirham.

As such, we recommend Wise for large transfers between the United Arab Emirates and Hong Kong.

Understanding the costs involved when transferring money to United Arab Emirates from Hong Kong

When calculating the cost of sending money from Hong Kong to the United Arab Emirates, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current HKD-AED mid-market rate is 0.4678 AED per Hong Kong Dollar. Finding a provider as close to this number as possible will ensure more UAE Dirham for your money.

  • As a comparison, the HKD-AED mid-market rate for the past week has averaged 0.4679 AED per Hong Kong Dollar, hitting a high of 0.4679 and a low of 0.4679.

  • Wise is currently offering the best exchange rate on transfers between Hong Kong and the United Arab Emirates.

  • Often the HKD-AED exchange rate you receive will be the biggest factor impacting the cost of sending Hong Kong Dollar to the United Arab Emirates.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers lowest fees of 0 HKD. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in UAE Dirham is the biggest indicator in the total cost of sending money to Hong Kong from the United Arab Emirates. The higher the total amount received in the United Arab Emirates, the lower the cost of sending from Hong Kong.

Getting best exchange rate for transfers between Hong Kong Dollar and UAE Dirham

Timing is essential for transferring money between HKD and AED. The exchange rate you secure impacts how much AED you get for your HKD.

Mid-market Rate
1 
=
0.467844 
AED

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from HKD to AED has moved slightly. On average, it was 0.4679.

  • During this same period,there was a high of 0.4679, and a low of 0.4679.

  • Wise, which is our recommended service to send money online from Hong Kong to United Arab Emirates offers 0.4679 AED per HKD which is only -0.01% above the mid-market rate.

Want to secure the best HKD-UAE Dirham exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to the United Arab Emirates!

Payment methods available to fund your Hong Kong to
United Arab Emirates transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Hong Kong to the United Arab Emirates.

    Sending money via a bank transfer with a company such as Key Currency for transfers from Hong Kong to the United Arab Emirates allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the best provider for bank transfers of the 9 we tested when sending HKD to the United Arab Emirates.

    With a fee of HKD0 to send money from Hong Kong to the United Arab Emirates, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Hong Kong to the United Arab Emirates with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from Hong Kong to the United Arab Emirates, competing among a total of 9 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Hong Kong to the United Arab Emirates, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and Hong Kong.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to United Arab Emirates.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to AED.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Hong Kong to United Arab Emirates?
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Can I send money from Hong Kong to United Arab Emirates with MoneyTransfers.com?
What are the typical transfer fees for sending Hong Kong Dollars to United Arab Emirates through various providers?
How long does it take to send money from Hong Kong to United Arab Emirates?
What is the best exchange rate I can get for sending money from Hong Kong to United Arab Emirates?
Are there any minimum or maximum transfer amounts for sending money from Hong Kong to United Arab Emirates?
Can I schedule regular transfers between Hong Kong and United Arab Emirates?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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