MoneyTransfers

How to send money to UAE from US with the best USD-AED rate

Compare the best deals on sending money from the United States to the United Arab Emirates. Get insights on the cheapest, fastest, and most reliable providers with the best USD to AED exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to United Arab Emirates from United States.

Transferring the other way? Send AED from United Arab Emirates to United States instead.
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July 7th, 2025
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Best money transfer companies

Send money from United States to United Arab Emirates

Last updated: Today
Mid-market rate as of 07/07/2025: 1 USD = 3.672985 AED
Results below are based on a 7000 USD search
0 of 15 providers
Sponsored
Wise
Recipient gets (AED)
AED 25,596.15
Full transfer details
Visit Wise
AED 657 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (AED)
AED 25,480.00
Full transfer details
Visit Xe
AED 540 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (AED)
AED 25,646.62
Full transfer details
Visit Key Currency
AED 707 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (AED)
AED 25,644.05
Full transfer details
Visit Currencyflow
AED 704 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (AED)
AED 25,641.48
Full transfer details
Visit Regency FX
AED 702 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (AED)
AED 25,596.15
Full transfer details
Visit Wise
AED 657 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (AED)
AED 25,571.00
Full transfer details
Visit Currencies Direct
AED 631 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (AED)
AED 25,525.50
Full transfer details
Visit OFX
AED 586 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (AED)
AED 25,514.00
Full transfer details
Visit CurrencyFair
AED 574 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (AED)
AED 25,480.00
Full transfer details
Visit Xe
AED 540 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (AED)
AED 25,582.49
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (AED)
    AED 24,865.43
    Not recommended
  • Capital One
    Capital One
    Recipient gets (AED)
    AED 24,682.46
    Not recommended
  • PayPal
    PayPal
    Recipient gets (AED)
    AED 23,670.48
    Not recommended
Sponsored
Wise
Recipient gets (AED)
AED 25,596.15
Full transfer details
Visit Wise
AED 657 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (AED)
AED 25,480.00
Full transfer details
Visit Xe
AED 540 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

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Overall best way: Wise

Wise is our recommended company for transferring US Dollar to the United Arab Emirates.

We tested & reviewed 15 transfer providers, and Wise scored highly.

Sending 7,000 USD to AED will cost you $31.08 in fees, and you will get 25,596.15 AED. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to United Arab Emirates transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to United Arab Emirates (AED) - Wise Screenshot

How to send money from United States to United Arab Emirates

Summary of recent searches

Top rated for transfers from United States to United Arab Emirates
Wise
Total number of US - AE providers
15
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Sending money from United States to United Arab Emirates considerations

1
Compare providers

A comparison of providers offering services between the United States and the United Arab Emirates is the easiest way to ensure the best deal.

We've compared 15 providers that offer services for sending US Dollar to the United Arab Emirates.

This ensures you will get the best options for your transfer to the United Arab Emirates from the United States.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to the United Arab Emirates.

2
Get the most from the US Dollar-UAE Dirham exchange rate
3
Choose the right payment method
4
Financial regulations in United States and United Arab Emirates
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to the United Arab Emirates from the United States: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 15 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-AED that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a USD to the United Arab Emirates transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from United States (USD) to United Arab Emirates (AED) - Key Currency Screenshot

Fastest way to transfer money to the United Arab Emirates from the United States: Wise.

We tested 15 companies offering transfers from the United States to the United Arab Emirates and Wise offered the quickest option.

For example, if you send 7,000 USD with Wise to United Arab Emirates, the transfer time is next day

When using Wise to send money from the United States to the United Arab Emirates you can expect to pay 31.08 USD in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 15 money transfer providers. To test overall speed of sending money from the United States to the United Arab Emirates we included the timeframe for depositing US Dollar to a money transfer account and average transfer times to the United Arab Emirates.

When sending money to United Arab Emirates from United States quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from United States (USD) to United Arab Emirates (AED) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money to the United Arab Emirates from the United States needs a strong exchange rate and effective management of the transfer.

From the
15 options we compared, Wise offers the strongest all round option for large transfers to the United Arab Emirates from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from UAE Dirhams to UAE Dirham.

As such, we recommend Wise for large transfers between the United Arab Emirates and the United States.

Understanding the cost of transferring money from United States to United Arab Emirates

The total cost of money transfers from United States to United Arab Emirates is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-AED is currently 3.673 AED per US Dollar. Providers offering services closer to this rate will ensure more UAE Dirham for your US Dollars.

  • To give a historic average, over the last 7 days the USD-AED mid-market rate has been 3.6728 AED per US Dollar, this has had a high of 3.673 and a low of 3.6725.

  • From the 15 companies compared, Wise offers the best exchange rate on transfers to the United Arab Emirates and the United States.

  • Generally, the exchange rate you receive on converting USD to AED will be the biggest factor impacting the cost of sending US Dollars to the United Arab Emirates.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in UAE Dirham. Simply, the higher the amount received in the United States, the lower the cost of sending from the United Arab Emirates.

Finding the best exchange rate for US Dollar to UAE Dirham

Timing is essential for sending money between USD and AED. The exchange rate you secure impacts how much AED you get for your USD.

Mid-market Rate
1 
=
3.672985 
AED

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to AED averaged 3.6728 AED.

  • The highest value recorded was 3.673 AED, while the lowest was 3.6725 AED.

  • There are currently 15 providers offering transfers between the United States and the United Arab Emirates close to this rate

Want to secure the best USD-UAE Dirham exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to United Arab Emirates!

United States to
United Arab Emirates money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to the United Arab Emirates.

    A money transfer company like Key Currency offer bank transfers between the United States and the United Arab Emirates with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers of the 15 we tested when sending USD to the United Arab Emirates.

    Key Currency has a fee of 0 USD for money transfersfrom the United States to the United Arab Emirates. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to the United Arab Emirates with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to the United Arab Emirates, competing among a total of 15 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to United Arab Emirates.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to AED.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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