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Compare the best ways to send money from Germany to Canada

Get the best deals when you transfer from Germany to Canada. Find the cheapest, fastest, and most reliable providers with the best EUR to CAD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from Germany.

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July 1st, 2025
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Companies for transfers from Germany to Canada

Last updated: Today
Mid-market rate as of 07/01/2025: 1 EUR = 1.60307 CAD
Results below are based on a 7000 EUR search
0 of 19 providers
Sponsored
Wise
Recipient gets (CAD)
$11,170.40
Full transfer details
Visit Wise
$286 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$11,091.50
Full transfer details
Visit Xe
$207 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (CAD)
$11,193.44
Full transfer details
Visit Key Currency
$309 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (CAD)
$11,192.31
Full transfer details
Visit Currencyflow
$307 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (CAD)
$11,191.19
Full transfer details
Visit Regency FX
$306 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (CAD)
$11,187.83
Full transfer details
Visit TorFx
$303 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (CAD)
$11,170.40
Full transfer details
Visit Wise
$286 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Instarem
Recipient gets (CAD)
$11,165.00
Full transfer details
Visit Instarem
$280 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
7
Currencies Direct
Recipient gets (CAD)
$11,164.30
Full transfer details
Visit Currencies Direct
$279 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (CAD)
$11,153.10
Full transfer details
Visit OFX
$268 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
9
CurrencyFair
Recipient gets (CAD)
$11,146.29
Full transfer details
Visit CurrencyFair
$261 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
10
Xe
Recipient gets (CAD)
$11,091.50
Full transfer details
Visit Xe
$207 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
11
Remitly
Recipient gets (CAD)
$11,067.70
Full transfer details
Visit Remitly
$183 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
12
Profee
Recipient gets (CAD)
$10,997.84
Full transfer details
Visit Profee
$113 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (CAD)
$11,181.43
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Deutsche Bank
    Deutsche Bank
    Recipient gets (CAD)
    $10,852.49
    Not recommended
  • HSBC
    HSBC
    Recipient gets (CAD)
    $10,841.28
    Not recommended
  • PayPal
    PayPal
    Recipient gets (CAD)
    $10,330.95
    Not recommended
Sponsored
Wise
Recipient gets (CAD)
$11,170.40
Full transfer details
Visit Wise
$286 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CAD)
$11,091.50
Full transfer details
Visit Xe
$207 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best choice: Wise

Wise is our top pick for EUR to CAD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of Germany to Canada searches, and was the top rated company out of 19 that support EUR to CAD.

So for a great mix of cost, speed & features, make your Germany to Canada transfer using Wise.

Wise is the top rated company for sending money from Germany (EUR) to Canada (CAD) - Wise Screenshot

How to get the best deal on your Germany to Canada transfer

Summary of recent searches

Top rated for transfers from Germany to Canada
Wise
Total number of DE - CA providers
19
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Instarem

Important things to consider before sending money from Germany to Canada

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Germany to Canada to find out about fees, speed, and reliability.

Our analysis included 19 providers that operate between Germany and Canada.

Through this, you get a comprehensive view of all the options you have in Germany when you need to send money to Canada.

2
Think about the Euro-Canadian Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Canada
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Canada from Germany: Key Currency

Get the lowest fees with Key Currency - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Key Currency is 0.01% cheaper than the second-best option.

The €0 transfer cost represents the most common fee for EUR to CAD international transfers, based on data from the past six months.

If you want to secure the best rates on a EUR to Canada transfer, make sure you pick Key Currency to send your money online.

*The most common fee applied to EUR-CAD by Key Currency, based on data from the past six months.

Key Currency is the cheapest way to send money from Germany (EUR) to Canada (CAD) - Key Currency Screenshot

Fastest way to send money from Germany to Canada: Currencyflow

Need to send money fast? Pick Currencyflow and get your funds from Germany to Canada at speed.

Our data shows that Currencyflow came up as the fastest way to send money from Germany to Canada in 100% of searches. This makes them well suited to urgent EUR to CAD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Germany to Canada - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Currencyflow is your best choice at the moment. This service emerged as the quickest way to send money to Canada from Germany in 100% of the searches on MoneyTransfers.com over the past six months.

Currencyflow is the fastest way to send money from Germany (EUR) to Canada (CAD) - Currencyflow Screenshot

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send EUR from Germany to Canada, it’s the provider that will keep you safe and relaxed while your money moves into CAD.

Understanding the costs involved when moving money from Germany to Canada

When calculating the costs of money transfers between Germany and Canada, here's what really matters:

The Mid-Market Rate: Today, the EUR-CAD mid-market rate equals to 1.609 CAD per Euro.

The EUR-CAD average exchange rate for the past three months has been 1.6014 CAD per Euro, with a high of 1.6068 and a low of 1.5945.

When looking to send money, we'd recommend Wise. On average Wise is 0.01% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from EUR to CAD.

How to find the best exchange rate for Euro to Canadian Dollar

Timing is essential for sending money between EUR and CAD. The exchange rate you secure impacts how much CAD you get for your EUR.

Mid-market Rate
1 
=
1.609027 
CAD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from EUR to CAD has seen some fluctuation. On average, it stood at 1.6014.

  • During this period, the highest value recorded was 1.6068, while the lowest was 1.5945.

  • Wise, which is our recommended service to send money online from Germany to Canada offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best EUR-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to Canada!

Payment methods available to fund your Germany to
Canada transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Germany to Canada.

    By using a money transfer company such as Key Currency for transfers from Germany to Canada, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Key Currency is the cheapest provider for bank transfers from the 19 we tested when sending EUR to Canada.

    With an average fee of EUR0 to send money from Germany to Canada, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Germany to Canada with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Germany to Canada, competing among a total of 19 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Germany to Canada, emerges as our top choice of the 19 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

How much money can be transferred from Germany to Canada?
Are there any tax implications to sending money from Germany to Canada?
Can I send money from Germany to Canada with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Canada through various providers?
How long does it take to send money from Germany to Canada?
What is the best exchange rate I can get for sending money from Germany to Canada?
Are there any minimum or maximum transfer amounts for sending money from Germany to Canada?
Can I schedule regular transfers between Germany and Canada?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
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