MoneyTransfers
/Send money/To New Zealand/From Hong Kong

How to send money to New Zealand from Hong Kong with the best HKD-NZD rate

Get the best deals on transfers from Hong Kong to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive HKD to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from Hong Kong.

Transferring the other way? Send NZD from New Zealand to Hong Kong instead.
Disclosure
July 8th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Hong Kong
HKD
New Zealand
NZD
Send
$
Best money transfer companies

Send money from Hong Kong to New Zealand

Last updated: Today
Mid-market rate as of 07/08/2025: 1 HKD = 0.211781 NZD
Results below are based on a 54510 HKD search
0 of 10 providers
Sponsored
Wise
Recipient gets (NZD)
$11,514.90
Full transfer details
Visit Wise
$317 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NZD)
$11,386.59
Full transfer details
Visit Xe
$189 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (NZD)
$11,515.32
Full transfer details
Visit Key Currency
$317 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
2
Wise
Recipient gets (NZD)
$11,514.90
Full transfer details
Visit Wise
$317 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (NZD)
$11,513.01
Full transfer details
Visit Regency FX
$315 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (NZD)
$11,509.55
Full transfer details
Visit TorFx
$312 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (NZD)
$11,485.26
Full transfer details
Visit Currencies Direct
$287 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (NZD)
$11,474.36
Full transfer details
Visit OFX
$277 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (NZD)
$11,462.26
Full transfer details
Visit CurrencyFair
$264 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (NZD)
$11,386.59
Full transfer details
Visit Xe
$189 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (NZD)
$11,428.74
Sponsored
Wise
Recipient gets (NZD)
$11,514.90
Full transfer details
Visit Wise
$317 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NZD)
$11,386.59
Full transfer details
Visit Xe
$189 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best recommended: Wise

Wise is our top pick for sending Hong Kong Dollar to New Zealand.

Of the 10 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

For example, sending 54,510 HKD to NZD will cost you $135.2 in fees, and you will receive 11,514.9 NZD.

Make your Hong Kong to New Zealand transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Hong Kong (HKD) to New Zealand (NZD) - Wise Screenshot

How to to send from Hong Kong to New Zealand in the best way

Summary of recent searches

Top rated for transfers from Hong Kong to New Zealand
Wise
Total number of HK - NZ providers
10
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Considerations for money transfers from Hong Kong to New Zealand

1
Compare providers

Comparing providers offering services between Hong Kong and New Zealand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 10 companies that provide the ability to send Hong Kong Dollar to New Zealand.

This ensures you get the best options for transfers to New Zealand from Hong Kong, based on the amount you want to send.

2
Watch the Hong Kong Dollar-New Zealand Dollar exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Hong Kong
5
Consider transfer limits
6
Receiving money in New Zealand
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Hong Kong to New Zealand: Key Currency

Key Currency offers the lowest cost transfers of the 10 compared.

Data collected for transfers between Hong Kong and New Zealand over the past week shows that Key Currency is 0% cheaper than the second-best option.

This cost combines the exchange rate between the Hong Kong Dollar and New Zealand Dollar that is 0.25% different to the mid-market rate and the fee of 0 HKD.

Key Currency is the cheapest way to send money from Hong Kong (HKD) to New Zealand (NZD) - Key Currency Screenshot

Fastest way to send money from Hong Kong to New Zealand: Regency FX.

Regency FX is the quickest way to send Hong Kong Dollar to New Zealand of the 10 companies offering the service.

Based on a $54,510 transfer, Regency FX transfer time for HKD-NZD transfers is minutes - 24 hours.

Using Regency FX for fast transfers from Hong Kong to New Zealand has a fee of 0 HKD.

Within our comparison we looked at the 10 money transfer providers offering transfers from Hong Kong to New Zealand. Within this we looked at overall speed of sending money from Hong Kong to New Zealand after depositing Hong Kong Dollar to a money transfer account.

When faster money transfers are a priority, Regency FX is our recommended choice for sending into New Zealand from Hong Kong.

Sending a large amount of money?

For big transfers from Hong Kong to New Zealand, competitive pricing & strong customer service are essential.

Of the
10 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Hong Kong to New Zealand, it's a great provider for things like buying or selling property.

Understanding the costs involved when transferring money from Hong Kong to New Zealand

When calculating the costs of money transfers between Hong Kong and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the HKD-NZD mid-market rate equals 0.2126 NZD per Hong Kong Dollar.

  • For reference, the HKD-NZD average mid-market rate for the past 7 days has been 0.2104 NZD per Hong Kong Dollar, with a high of 0.2119 and a low of 0.2091.

  • The company offering the best exchange rate is Wise.

  • Often the HKD-NZD exchange rate you receive is the bigger factor than how much it costs to send Hong Kong Dollars to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, cahrging 0 HKD per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from Hong Kong to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from Hong Kong.

Getting best exchange rate for transfers between Hong Kong Dollar and New Zealand Dollar

Timing is essential for transferring money between HKD and NZD. The exchange rate you secure impacts how much NZD you get for your HKD.

Mid-market Rate
1 
HKD
=
0.212612 
NZD

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from HKD to NZD has moved slightly. On average, it was 0.2104.

  • During this same period,there was a high of 0.2119, and a low of 0.2091.

  • Wise, which is our recommended service to send money online from Hong Kong to New Zealand offers 0.2118 NZD per HKD which is only -0.01% above the mid-market rate.

Want to secure the best HKD-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to New Zealand!

Payment methods available to fund your Hong Kong to
New Zealand transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Hong Kong to New Zealand.

    Sending money via a bank transfer with a company such as Key Currency for transfers from Hong Kong to New Zealand allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the best provider for bank transfers of the 10 we tested when sending HKD to New Zealand.

    With a fee of HKD0 to send money from Hong Kong to New Zealand, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Hong Kong to New Zealand with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from Hong Kong to New Zealand, competing among a total of 10 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Hong Kong to New Zealand, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Hong Kong.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Hong Kong to New Zealand?
Are there any tax implications to sending money from Hong Kong to New Zealand?
Can I send money from Hong Kong to New Zealand with MoneyTransfers.com?
What are the typical transfer fees for sending Hong Kong Dollars to New Zealand through various providers?
How long does it take to send money from Hong Kong to New Zealand?
What is the best exchange rate I can get for sending money from Hong Kong to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from Hong Kong to New Zealand?
Can I schedule regular transfers between Hong Kong and New Zealand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free