MoneyTransfers

How to send money to UK from Hong Kong with the best HKD-GBP rate

Get the best deals when you transfer from Hong Kong to the United Kingdom. Find the cheapest, fastest, and most reliable providers with the best HKD to GBP exchange rates.

Read on for analysis on the best ways to send money to United Kingdom from Hong Kong.

Transferring the other way? Send GBP from United Kingdom to Hong Kong instead.
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August 11th, 2025
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Best money transfer companies

Send money from Hong Kong to United Kingdom

Last updated: Today
Mid-market rate as of 08/11/2025: 1 HKD = 0.094544 GBP
Results below are based on a 54510 HKD search
0 of 13 providers
Sponsored
Wise
Recipient gets (GBP)
£5,138.74
Full transfer details
Visit Wise
£140 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (GBP)
£5,085.78
Full transfer details
Visit Xe
£87 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Instarem
Recipient gets (GBP)
£5,145.74
Full transfer details
Visit Instarem
£147 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (GBP)
£5,140.71
Full transfer details
Visit Key Currency
£142 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (GBP)
£5,139.68
Full transfer details
Visit Regency FX
£141 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (GBP)
£5,138.74
Full transfer details
Visit Wise
£140 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Rate match guarantee (T&Cs apply)
5
TorFx
Recipient gets (GBP)
£5,138.13
Full transfer details
Visit TorFx
£139 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
6
OFX
Recipient gets (GBP)
£5,127.83
Full transfer details
Visit OFX
£129 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
Currencies Direct
Recipient gets (GBP)
£5,126.67
Full transfer details
Visit Currencies Direct
£128 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
8
WorldRemit
Recipient gets (GBP)
£5,122.20
Full transfer details
Visit WorldRemit
£123 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
9
CurrencyFair
Recipient gets (GBP)
£5,115.98
Full transfer details
Visit CurrencyFair
£117 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
10
Xe
Recipient gets (GBP)
£5,085.78
Full transfer details
Visit Xe
£87 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Sponsored
Wise
Recipient gets (GBP)
£5,138.74
Full transfer details
Visit Wise
£140 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (GBP)
£5,085.78
Full transfer details
Visit Xe
£87 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for HKD to GBP transfers.

Wise scored the highest of the 13 money transfer companies supporting HKD to GBP transfers.

For example, sending 54,510 HKD to GBP will cost you $154.14 in fees, and the recipient will get 5,138.74 GBP. The delivery time is within minutes.

For a great mix of cost, speed & features, we suggest trying Wise for your Hong Kong to United Kingdom transfer.

Wise is the top rated company for sending money from Hong Kong (HKD) to United Kingdom (GBP) - Wise Screenshot

How to compare companies offering money transfers from Hong Kong to United Kingdom

Summary of recent searches

Top rated for transfers from Hong Kong to United Kingdom
Wise
Total number of HK - GB providers
13
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Instarem

Considerations for sending money from Hong Kong to United Kingdom

1
Compare providers

Always compare ways to send money from Hong Kong to the United Kingdom to get the best options for fees, speed, and reliability.

Our analysis included 13 providers that operate between Hong Kong and United Kingdom.

Through this, you get a comprehensive view of all the options you have in Hong Kong when you need to send money to the United Kingdom.

2
Track the Hong Kong Dollar-Pound Sterling exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in United Kingdom
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money from Hong Kong to the United Kingdom: Instarem

Instarem offers the lowest cost transfers of the 13 compared.

Data collected for transfers between Hong Kong and the United Kingdom over the past week shows that Instarem is 0.1% cheaper than the second-best option.

This cost combines the exchange rate between the Hong Kong Dollar and Pound Sterling that is 0.15% different to the mid-market rate and the fee of 272.55 HKD.

Instarem is the cheapest way to send money from Hong Kong (HKD) to United Kingdom (GBP) - Instarem Screenshot 1
Instarem is the cheapest way to send money from Hong Kong (HKD) to United Kingdom (GBP) - Instarem Screenshot 2

Fastest way to send money to the United Kingdom from Hong Kong: Wise.

Of the 13 companies offering Hong Kong to the United Kingdom, Wise is the quickest.

If you send $54,510 with Wise to United Kingdom, the transfer time is within minutes. This is currently the fastest option, but can vary depending on how much HKD you send to United Kingdom.

Sending money from Hong Kong to the United Kingdom through Wise has a fee of 154.14 HKD.

To find the fastest company, we compared 13 money transfer providers for the overall speed of sending money from Hong Kong to the United Kingdom. This was made up of depositing Hong Kong Dollar to a money transfer account and transfer times to the United Kingdom.

When looking for the fastest money transfer, Wise is our best choice for sending into United Kingdom from Hong Kong.

Wise is the fastest way to send money from Hong Kong (HKD) to United Kingdom (GBP) - Wise Screenshot

Need to make a large transfer to the UK? Use Currencies Direct

For larger transfers, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For large payments to the UK, your top option is Currencies Direct.

While Currencies Direct may not always be the cheapest or fastest way to send HKD to the UK, they will ensure your money is safe and give you peace of mind while your money moves to United Kingdom.

Understanding the costs involved when transferring money to United Kingdom from Hong Kong

When calculating the cost of sending money from Hong Kong to the United Kingdom, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current HKD-GBP mid-market rate is 0.0949 GBP per Hong Kong Dollar. Finding a provider as close to this number as possible will ensure more Pound Sterling for your money.

  • As a comparison, the HKD-GBP mid-market rate for the past week has averaged 0.0951 GBP per Hong Kong Dollar, hitting a high of 0.0959 and a low of 0.0945.

  • Wise is currently offering the best exchange rate on transfers between Hong Kong and the United Kingdom.

  • Often the HKD-GBP exchange rate you receive will be the biggest factor impacting the cost of sending Hong Kong Dollar to the United Kingdom.

Fees: Transfer fees are charged on top of a transfer. Instarem currently offers lowest fees of 272.55 HKD. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Pound Sterling is the biggest indicator in the total cost of sending money to Hong Kong from the United Kingdom. The higher the total amount received in the United Kingdom, the lower the cost of sending from Hong Kong.

How to find the best exchange rate for Hong Kong Dollar to Pound Sterling

Timing is essential for sending money between HKD and GBP. The exchange rate you secure impacts how much GBP you get for your HKD.

Mid-market Rate
1 
HKD
=
0.094867 
GBP

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from HKD to GBP has seen some fluctuation. On average, it stood at 0.0951.

  • During this period, the highest value recorded was 0.0959, while the lowest was 0.0945.

  • Wise, which is our recommended service to send money online from Hong Kong to United Kingdom offers an exchange rate that is only 0.05% above the mid-market rate.

Want to secure the best HKD-Pound Sterling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to United Kingdom!

Payment methods available to fund your Hong Kong to
United Kingdom transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Hong Kong to the United Kingdom.

    Sending money via a bank transfer with a company such as Instarem for transfers from Hong Kong to the United Kingdom allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Instarem is the best provider for bank transfers of the 13 we tested when sending HKD to the United Kingdom.

    With a fee of HKD272.55 to send money from Hong Kong to the United Kingdom, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Hong Kong to the United Kingdom with a prepaid or a debit card is very simple with Instarem.


    Instarem is a leader in card payments for transfers from Hong Kong to the United Kingdom, competing among a total of 13 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Hong Kong to the United Kingdom, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Kingdom and Hong Kong.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to United Kingdom.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to GBP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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