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How to send money to Indonesia from Hong Kong with the best HKD-IDR rate

Get the best deals when you send money from Hong Kong to Indonesia. Find the best, cheapest, and fastest, providers for HKD to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Hong Kong.

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July 8th, 2025
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Best money transfer companies

Send money from Hong Kong to Indonesia

Last updated: Today
Mid-market rate as of 07/08/2025: 1 HKD = 2068.896112 IDR
Results below are based on a 54510 HKD search
0 of 6 providers
Sponsored
Wise
Recipient gets (IDR)
Rp 112,289,922.00
Full transfer details
Visit Wise
Rp 2,897,661 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 110,084,662.06
Full transfer details
Visit Xe
Rp 692,401 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (IDR)
Rp 112,471,033.14
Full transfer details
Visit Regency FX
Rp 3,078,772 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Wise
Recipient gets (IDR)
Rp 112,289,922.00
Full transfer details
Visit Wise
Rp 2,897,661 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
CurrencyFair
Recipient gets (IDR)
Rp 112,075,999.00
Full transfer details
Visit CurrencyFair
Rp 2,683,738 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
4
OFX
Recipient gets (IDR)
Rp 110,987,065.00
Full transfer details
Visit OFX
Rp 1,594,804 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (IDR)
Rp 110,084,662.06
Full transfer details
Visit Xe
Rp 692,401 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (IDR)
Rp 112,428,949.73
Sponsored
Wise
Recipient gets (IDR)
Rp 112,289,922.00
Full transfer details
Visit Wise
Rp 2,897,661 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 110,084,662.06
Full transfer details
Visit Xe
Rp 692,401 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best option: Wise

Wise is our top choice for HKD to IDR transfers.

We tested & reviewed 6 money transfer companies, and Wise came out as one of the easiest options.

For example, sending 54,510 HKD to IDR will cost you $227.21 in fees, and your recipient will get 112,289,922 IDR. The transfer time usually is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Hong Kong to Indonesia transfer using Wise.

Wise is the top rated company for sending money from Hong Kong (HKD) to Indonesia (IDR) - Wise Screenshot

How to to send from Hong Kong to Indonesia in the best way

Summary of recent searches

Top rated for transfers from Hong Kong to Indonesia
Wise
Total number of HK - ID providers
6
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations when sending from Hong Kong to Indonesia

1
Compare providers

Comparing money transfer companies with services between Hong Kong and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 6 providers providing services between Hong Kong and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Hong Kong.

2
Understanding the Hong Kong Dollar-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Hong Kong Dollar in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from Hong Kong to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between Hong Kong and Indonesia out of the 6 providers compared.

Our data shows Regency FX is 0.04% cheaper than the second-best option. The company offers a fee of 0 HKD and an exchange rate between HKD and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send HKD to Indonesia, Regency FX is a great all round choice.

Fastest way to send money to Indonesia from Hong Kong: Wise.

Of the 6 companies offering Hong Kong to Indonesia, Wise is the quickest.

If you send $54,510 with Wise to Indonesia, the transfer time is within minutes. This is currently the fastest option, but can vary depending on how much HKD you send to Indonesia.

Sending money from Hong Kong to Indonesia through Wise has a fee of 227.21 HKD.

To find the fastest company, we compared 6 money transfer providers for the overall speed of sending money from Hong Kong to Indonesia. This was made up of depositing Hong Kong Dollar to a money transfer account and transfer times to Indonesia.

When looking for the fastest money transfer, Wise is our best choice for sending into Indonesia from Hong Kong.

Wise is the fastest way to send money from Hong Kong (HKD) to Indonesia (IDR) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money from Hong Kong to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
6 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from Hong Kong.

Understanding the costs involved when transferring money to Indonesia from Hong Kong

When calculating the cost of sending money from Hong Kong to Indonesia, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current HKD-IDR mid-market rate is 2,073.086 IDR per Hong Kong Dollar. Finding a provider as close to this number as possible will ensure more Rupiah for your money.

  • As a comparison, the HKD-IDR mid-market rate for the past week has averaged 2,065.6889 IDR per Hong Kong Dollar, hitting a high of 2,070.2904 and a low of 2,061.5823.

  • Wise is currently offering the best exchange rate on transfers between Hong Kong and Indonesia.

  • Often the HKD-IDR exchange rate you receive will be the biggest factor impacting the cost of sending Hong Kong Dollar to Indonesia.

Fees: Transfer fees are charged on top of a transfer. Regency FX currently offers lowest fees of 0 HKD. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Rupiah is the biggest indicator in the total cost of sending money to Hong Kong from Indonesia. The higher the total amount received in Indonesia, the lower the cost of sending from Hong Kong.

Getting best exchange rate for transfers between Hong Kong Dollar and Rupiah

Timing is essential for transferring money between HKD and IDR. The exchange rate you secure impacts how much IDR you get for your HKD.

Mid-market Rate
1 
HKD
=
2073.083173 
IDR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from HKD to IDR has moved slightly. On average, it was 2,065.6889.

  • During this same period,there was a high of 2,070.2904, and a low of 2,061.5823.

  • Wise, which is our recommended service to send money online from Hong Kong to Indonesia offers 2068.6100 IDR per HKD which is only 0.01% above the mid-market rate.

Want to secure the best HKD-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to Indonesia!

Funding your Hong Kong to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Hong Kong to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from Hong Kong to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 6 we tested, the cheapest provider for bank transfers from HKD to Indonesia is Regency FX.

    With a fee of HKD0 to send money from Hong Kong to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Hong Kong to Indonesia with a prepaid or debit card is easy with .


    is a leader in accepting card payments for transfers between Hong Kong and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Hong Kong to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Hong Kong.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Hong Kong to Indonesia?
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Are there any minimum or maximum transfer amounts for sending money from Hong Kong to Indonesia?
Can I schedule regular transfers between Hong Kong and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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