/Send money/To Philippines/From Hong Kong

How to send money from Hong Kong to Philippines with the best HKD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Hong Kong.

To make it easier, here are your best options:

  • Wise is the best way to send money from Hong Kong to the Philippines

  • TorFx is the cheapest way to send HKD to the Philippines

  • Wise is the fastest way to transfer HKD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about HKD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Hong Kong instead.
February 13th, 2026
54,510 HKD
PHP
Last updated: Today
Results below are based on a 54510 HKD search
Live mid-market rate*: 1 HKD = 7.423919 PHP
Promoted
Wise
Recipient gets (PHP)
₱401,843.71
Full transfer details
Visit Wise
₱9,306 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱400,661.58
Full transfer details
Visit Xe
₱8,124 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
6 of 6 providers
1
TorFx
Recipient gets (PHP)
₱403,463.79
Full transfer details
Visit TorFx
₱10,926 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
OFX
Recipient gets (PHP)
₱402,654.44
Full transfer details
Visit OFX
₱10,117 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
CurrencyFair
Recipient gets (PHP)
₱402,094.78
Full transfer details
Visit CurrencyFair
₱9,557 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
4
Wise
Recipient gets (PHP)
₱401,843.71
Full transfer details
Visit Wise
₱9,306 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Xe
Recipient gets (PHP)
₱400,661.58
Full transfer details
Visit Xe
₱8,124 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PHP)
₱401,843.71
Full transfer details
Visit Wise
₱9,306 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱400,661.58
Full transfer details
Visit Xe
₱8,124 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest HKD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current HKD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Hong Kong Dollar.

Here are the latest HKD/PHP conversion rates for the most popular transfer amounts.

HKDPHP Price
1 HKD7.41
5 HKD37.04
10 HKD74.07
25 HKD185.18
50 HKD370.36
100 HKD740.72
150 HKD1111.08
200 HKD1481.44
250 HKD1851.80
300 HKD2222.16
400 HKD2962.88
500 HKD3703.60
600 HKD4444.32
700 HKD5185.04
800 HKD5925.76
1000 HKD7407.19
1500 HKD11110.79
2000 HKD14814.39
2500 HKD18517.99
3000 HKD22221.58
4000 HKD29628.78
5000 HKD37035.97
10000 HKD74071.94
15000 HKD111107.91
20000 HKD148143.88
30000 HKD222215.82
40000 HKD296287.76
50000 HKD370359.70
100000 HKD740719.40
PHPHKD Price
1 PHP0.14
5 PHP0.68
10 PHP1.35
25 PHP3.38
50 PHP6.75
100 PHP13.50
150 PHP20.25
200 PHP27.00
250 PHP33.75
300 PHP40.50
400 PHP54.00
500 PHP67.50
600 PHP81.00
700 PHP94.50
800 PHP108.00
1000 PHP135.00
1500 PHP202.51
2000 PHP270.01
2500 PHP337.51
3000 PHP405.01
4000 PHP540.02
5000 PHP675.02
10000 PHP1350.04
15000 PHP2025.06
20000 PHP2700.08
30000 PHP4050.12
40000 PHP5400.16
50000 PHP6750.20
100000 PHP13500.40

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Hong Kong to Philippines
Wise
Total number of HK - PH providers
6
Average cheapest fees & rate
TorFx
Average fastest transfer
Wise
Average transfer time
Next day
Best for bank transfers
TorFx

Everything you need to know about sending HKD to PHP

We’ve compared 6 money transfer companies for HKD/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best HKD/PHP exchange rate (1 HKD = 7.4016 PHP) and the lowest fees of 0 HKD.

For a 54,510 HKD transfer, you will receive 403,463.79 PHP with TorFx.

If you need money quickly, Wise is the fastest way to send Hong Kong Dollars to the the Philippines.

It will cost you 375.71 HKD, and PHP will arrive in same day.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best HKD/PHP transfer rates

How to get the best exchange rate for your money transfers from Hong Kong to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Hong Kong.

Mid-market Rate
1 
HKD
=
7.407194 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Hong Kong to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up HKD/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best HKD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Hong Kong to Philippines!

Our methodology

We’ve compared and analyzed 6 money transfer companies that support money transfers from Hong Kong to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing HKD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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