/Send money/To Philippines/From Hong Kong

How to send money from Hong Kong to Philippines with the best HKD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Hong Kong.

To make it easier, here are your best options:

  • Wise is the best way to send money from Hong Kong to the Philippines

  • TorFx is the cheapest way to send HKD to the Philippines

  • TorFx is the fastest way to transfer HKD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about HKD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Hong Kong instead.
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November 22nd, 2025

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Best money transfer companies

Cheapest ways to send money from Hong Kong to Philippines

These are the best remittance companies on the market for sending money online to the Philippines from Hong Kong.

All HKD/PHPexchange rates, fees, and remittance companies are updated daily. Data verified via the MoneyTransfers.com comparison engine and live feeds from money transfer companies.

Last updated: Today
Mid-market rate as of 11/22/2025: 1 HKD = 7.551749 PHP
Results below are based on a 54510 HKD search
Promoted
Wise
Recipient gets (PHP)
₱408,837.32
Full transfer details
Visit Wise
₱9,541 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱403,743.58
Full transfer details
Visit Xe
₱4,447 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 6 providers
1
TorFx
Recipient gets (PHP)
₱410,410.90
Full transfer details
Visit TorFx
₱11,114 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
OFX
Recipient gets (PHP)
₱409,587.61
Full transfer details
Visit OFX
₱10,291 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
CurrencyFair
Recipient gets (PHP)
₱409,017.55
Full transfer details
Visit CurrencyFair
₱9,721 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
4
Wise
Recipient gets (PHP)
₱408,837.32
Full transfer details
Visit Wise
₱9,541 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Xe
Recipient gets (PHP)
₱403,743.58
Full transfer details
Visit Xe
₱4,447 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PHP)
₱408,837.32
Full transfer details
Visit Wise
₱9,541 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱403,743.58
Full transfer details
Visit Xe
₱4,447 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest HKD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current HKD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Hong Kong Dollar.

Here are the latest HKD/PHP conversion rates for the most popular transfer amounts.

HKDPHP Price
1 HKD7.55
5 HKD37.76
10 HKD75.52
25 HKD188.79
50 HKD377.59
100 HKD755.17
150 HKD1132.76
200 HKD1510.35
250 HKD1887.94
300 HKD2265.52
400 HKD3020.70
500 HKD3775.87
600 HKD4531.05
700 HKD5286.22
800 HKD6041.40
1000 HKD7551.75
1500 HKD11327.62
2000 HKD15103.50
2500 HKD18879.37
3000 HKD22655.25
4000 HKD30207.00
5000 HKD37758.75
10000 HKD75517.49
15000 HKD113276.24
20000 HKD151034.98
30000 HKD226552.47
40000 HKD302069.96
50000 HKD377587.45
100000 HKD755174.90
PHPHKD Price
1 PHP0.13
5 PHP0.66
10 PHP1.32
25 PHP3.31
50 PHP6.62
100 PHP13.24
150 PHP19.86
200 PHP26.48
250 PHP33.11
300 PHP39.73
400 PHP52.97
500 PHP66.21
600 PHP79.45
700 PHP92.69
800 PHP105.94
1000 PHP132.42
1500 PHP198.63
2000 PHP264.84
2500 PHP331.05
3000 PHP397.26
4000 PHP529.68
5000 PHP662.10
10000 PHP1324.20
15000 PHP1986.30
20000 PHP2648.40
30000 PHP3972.60
40000 PHP5296.80
50000 PHP6621.00
100000 PHP13242.00

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Hong Kong to Philippines
Wise
Total number of HK - PH providers
6
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
TorFx

Everything you need to know about sending HKD to PHP

What is the best way to send money to the Philippines from Hong Kong?

We’ve compared 6 money transfer companies for HKD/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best HKD/PHP exchange rate (1 HKD = 7.5291 PHP) and the lowest fees of 0 HKD.

For a 54,510 HKD transfer, you will receive 410,410.9 PHP with TorFx.

If you need money quickly, TorFx is the fastest way to send Hong Kong Dollars to the the Philippines.

It will cost you 0 HKD, and PHP will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

What is the cheapest way to send money to the Philippines from Hong Kong?

What is the fastest way to transfer money from Hong Kong to the Philippines?

What is the best payment method for HKD/PHP transfers?

What is the best way to withdrawal HKD in the Philippines?

How to send money from Hong Kong to the Philippines

How to send money from Hong Kong to the Philippines through a bank?

Find the best HKD/PHP transfer rates

How to get the best exchange rate for your money transfers from Hong Kong to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Hong Kong.

Mid-market Rate
1 
HKD
=
7.551749 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Hong Kong to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up HKD/PHP exchange rate alerts.

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best HKD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Hong Kong to Philippines!

Our methodology

We’ve compared and analyzed 6 money transfer companies that support money transfers from Hong Kong to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing HKD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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