MoneyTransfers
/Send money/To Philippines/From Hong Kong

How to send money to Philippines from Hong Kong with the best HKD-PHP rate

Compare the best ways to send money from Hong Kong to the Philippines. Find the cheapest, fastest, and most reliable providers with the best HKD to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Hong Kong.

Transferring the other way? Send PHP from Philippines to Hong Kong instead.
Disclosure
August 11th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Hong Kong
HKD
Philippines
PHP
Send
$
Best money transfer companies

Send money from Hong Kong to Philippines

Last updated: Today
Mid-market rate as of 08/11/2025: 1 HKD = 7.229527 PHP
Results below are based on a 54510 HKD search
0 of 8 providers
Sponsored
Wise
Recipient gets (PHP)
₱392,854.32
Full transfer details
Visit Wise
₱10,595 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱386,914.71
Full transfer details
Visit Xe
₱4,656 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PHP)
₱393,017.50
Full transfer details
Visit Regency FX
₱10,758 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (PHP)
₱392,899.27
Full transfer details
Visit TorFx
₱10,640 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
Wise
Recipient gets (PHP)
₱392,854.32
Full transfer details
Visit Wise
₱10,595 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
CurrencyFair
Recipient gets (PHP)
₱392,173.96
Full transfer details
Visit CurrencyFair
₱9,915 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
5
OFX
Recipient gets (PHP)
₱392,111.11
Full transfer details
Visit OFX
₱9,852 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
WorldRemit
Recipient gets (PHP)
₱391,681.10
Full transfer details
Visit WorldRemit
₱9,422 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (PHP)
₱386,914.71
Full transfer details
Visit Xe
₱4,656 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Sponsored
Wise
Recipient gets (PHP)
₱392,854.32
Full transfer details
Visit Wise
₱10,595 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱386,914.71
Full transfer details
Visit Xe
₱4,656 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best option: Wise

Wise is our top choice for HKD to PHP transfers.

We tested & reviewed 8 money transfer providers, and Wise scored highly in each category.

Transferring 54,510 HKD to PHP will cost you $284.08 in fees, and your recipient will get 392,854.32 PHP.

For a great mix of cost, speed & features, transfer from Hong Kong to Philippine Peso using Wise.

Wise is the top rated company for sending money from Hong Kong (HKD) to Philippines (PHP) - Wise Screenshot

How to to send from Hong Kong to Philippines in the best way

Summary of recent searches

Top rated for transfers from Hong Kong to Philippines
Wise
Total number of HK - PH providers
8
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations for money transfers from Hong Kong to Philippines

1
Compare providers

Comparing providers offering services between Hong Kong and the Philippines, based on your specific needs is the best way to send money with confidence.

Our comparison includes 8 companies that provide the ability to send Hong Kong Dollar to Philippines.

This ensures you get the best options for transfers to the Philippines from Hong Kong, based on the amount you want to send.

2
Watch the Hong Kong Dollar-Philippine Peso exchange rate
3
Choose the right payment method
4
Use providers regulated in Philippines and Hong Kong
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Hong Kong to the Philippines: Regency FX

Regency FX offers the lowest cost transfers of the 8 compared.

Data collected for transfers between Hong Kong and the Philippines over the past week shows that Regency FX is 0.03% cheaper than the second-best option.

This cost combines the exchange rate between the Hong Kong Dollar and Philippine Peso that is 0.27% different to the mid-market rate and the fee of 0 HKD.

Fastest way to send money to the Philippines from Hong Kong: Regency FX.

Of the 8 companies offering Hong Kong to the Philippines, Regency FX is the quickest.

If you send $54,510 with Regency FX to Philippines, the transfer time is minutes - 24 hours. This is currently the fastest option, but can vary depending on how much HKD you send to Philippines.

Sending money from Hong Kong to the Philippines through Regency FX has a fee of 0 HKD.

To find the fastest company, we compared 8 money transfer providers for the overall speed of sending money from Hong Kong to the Philippines. This was made up of depositing Hong Kong Dollar to a money transfer account and transfer times to the Philippines.

When looking for the fastest money transfer, Regency FX is our best choice for sending into Philippines from Hong Kong.

Transfer a large sum of money

When sending large amounts of Hong Kong Dollar to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
8 money transfer companies compared, Wise is the best option for large transfers from Hong Kong to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Hong Kong to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Hong Kong because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Hong Kong to Philippines

The total cost of sending money to the Philippines from Hong Kong, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for HKD-PHP is 7.2707 PHP per Hong Kong Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Hong Kong Dollar.

  • The average HKD-PHP mid-market rate for the last 7 days has been 7.2881 PHP per Hong Kong Dollar. This includes a high of 7.3327, and low of 7.2294.

  • Out of the 8 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting HKD to PHP should be the biggest determining cost factor when transferring Hong Kong Dollar to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 HKD per transfer (which is the cheapest option right now for a $54,510 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Hong Kong will result in more money received in the Philippines.

Getting best exchange rate for transfers between Hong Kong Dollar and Philippine Peso

Timing is essential for transferring money between HKD and PHP. The exchange rate you secure impacts how much PHP you get for your HKD.

Mid-market Rate
1 
HKD
=
7.270702 
PHP

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from HKD to PHP has moved slightly. On average, it was 7.2881.

  • During this same period,there was a high of 7.3327, and a low of 7.2294.

  • Wise, which is our recommended service to send money online from Hong Kong to Philippines offers 7.2448 PHP per HKD which is only -0.21% above the mid-market rate.

Want to secure the best HKD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to the Philippines!

Payment options for transfers from Hong Kong to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Hong Kong to the Philippines.

    Using a money transfer company such as Regency FX for payments from Hong Kong to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Regency FX is the best money transfer provider for bank transfers of the 8 we compared when sending HKD to the Philippines.

    With a fee of 0 HKD to transfer money from Hong Kong to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Hong Kong to the Philippines is easy with .


    is a leader in debit card money transfers from Hong Kong to the Philippines. They are the best option of the 8 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Hong Kong to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Hong Kong.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Hong Kong to Philippines?
Are there any tax implications to sending money from Hong Kong to Philippines?
Can I send money from Hong Kong to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Hong Kong Dollars to Philippines through various providers?
How long does it take to send money from Hong Kong to Philippines?
What is the best exchange rate I can get for sending money from Hong Kong to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Hong Kong to Philippines?
Can I schedule regular transfers between Hong Kong and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free