How to send money to Hong Kong from New Zealand with the best NZD-HKD rate
Compare ways to send money from New Zealand to Hong Kong. Find the cheapest, fastest, and most reliable providers with the best NZD to HKD exchange rates.
Read on for the best deals, expert information, and all you need to send money to Hong Kong from New Zealand.
Transferring the other way? Send HKD from Hong Kong to New Zealand instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Overall best way: Wise
We tested & reviewed 12 transfer providers, and Wise scored highly.
Sending 10,000 NZD to HKD will cost you $30.38 in fees, and you will receive 44,929.49 HKD. The delivery time is same day, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your New Zealand to Hong Kong transfer using Wise.

How to compare deals on New Zealand to Hong Kong money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to Hong Kong.
Choose a provider
Select the provider that gives you the best value & service for your needs
Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Hong Kong Dollar and transferred to Hong Kong.
Considerations to make when sending money from New Zealand to Hong Kong
Comparing the different providers offering services between New Zealand and Hong Kong, is the best way to send money with confidence.
The 12 providers we've compared ensures you will get the best options for your transfer to Hong Kong from New Zealand. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring New Zealand Dollar to Hong Kong.
Cheapest way to transfer money to Hong Kong from New Zealand: Wise
Of the 12 providers compared, data shows that Wise is 0.01% cheaper than the second-best option.
The is cost is made up of an average NZD-HKD exchange rate that is -0.01% different to the mid-market rate and an average fee of 30.38* NZD.
If you want to secure the best rates on a NZD to Hong Kong transfer, Wise will result in the most Hong Kong Dollar received.

Fastest way to transfer money to Hong Kong from New Zealand: Wise.
Of 12 companies compared, Wise offers the quickest way to send New Zealand Dollars to Hong Kong.
For example, sending $10,000 to Hong Kong with Wise will be same day.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
New Zealand to Hong Kong transfers with Wise have a fee of 30.38 NZD.
To test that Wise was the 'fastest' option we compared 12 providers. With this, we compared overall speed of sending money from New Zealand to Hong Kong made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Hong Kong.
When sending at speed is a priority, Wise is our recommended choice for sending into Hong Kong from New Zealand.

The best apps to send NZD to Hong Kong from New Zealand
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 12 apps & companies for NZD/HKD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Need to make a large transfer?
Wise is the best option for large transfers of the 12 providers compared.
While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from New Zealand to Hong Kong
When calculating the costs of money transfers between New Zealand and Hong Kong, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the NZD-HKD mid-market rate equals 4.5243 HKD per New Zealand Dollar.
For reference, the NZD-HKD average mid-market rate for the past 7 days has been 4.4989 HKD per New Zealand Dollar, with a high of 4.5062 and a low of 4.4921.
The company offering the best exchange rate is Wise.
Often the NZD-HKD exchange rate you receive is the bigger factor than how much it costs to send New Zealand Dollars to Hong Kong.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 30.38 NZD per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from New Zealand to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Hong Kong Dollar
Timing is essential when tracking the mid-market rate between NZD and HKD. The end exchange rate you secure impacts how much HKD you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to HKD was 4.4989.
During this period, it hit a high of 4.5062, and a low of 4.4921.
Wise, which is our recommended service to send money online from New Zealand to Hong Kong offers an exchange rate that is only -0.01% above the mid-market rate.
Want to secure the best NZD-Hong Kong Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Hong Kong!
Payment methods available to fund your New Zealand to Hong Kong transfer
Bank transfers
Bank transfers are often the better option for money transfers from New Zealand to Hong Kong.
Sending money via a bank transfer with a company such as Wise for transfers from New Zealand to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Wise is the best provider for bank transfers of the 12 we tested when sending NZD to Hong Kong.
With a fee of NZD30.38 to send money from New Zealand to Hong Kong, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Hong Kong with a prepaid or a debit card is very simple with Xe.
Xe is a leader in card payments for transfers from New Zealand to Hong Kong, competing among a total of 12 active money transfer companies on this route.
Credit cards
We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.
If you have to, we to find the best deal for your transfer.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Hong Kong.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to HKD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes
Send money from New Zealand
How much money can be transferred from New Zealand to Hong Kong?
Are there any tax implications to sending money from New Zealand to Hong Kong?
Can I send money from New Zealand to Hong Kong with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Hong Kong through various providers?
How long does it take to send money from New Zealand to Hong Kong?
What is the best exchange rate I can get for sending money from New Zealand to Hong Kong?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Hong Kong?
Can I schedule regular transfers between New Zealand and Hong Kong?
Tools & resources
Contributors



