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How to send money to Hong Kong from New Zealand with the best NZD-HKD rate

Compare ways to send money from New Zealand to Hong Kong. Find the cheapest, fastest, and most reliable providers with the best NZD to HKD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Hong Kong from New Zealand.

Transferring the other way? Send HKD from Hong Kong to New Zealand instead.
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July 8th, 2025
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Best money transfer companies

Send money from New Zealand to Hong Kong

Last updated: Today
Mid-market rate as of 07/08/2025: 1 NZD = 4.722738 HKD
Results below are based on a 10000 NZD search
0 of 13 providers
Sponsored
Wise
Recipient gets (HKD)
$47,096.67
Full transfer details
Visit Wise
$1,286 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (HKD)
$46,614.50
Full transfer details
Visit Xe
$804 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (HKD)
$47,099.87
Full transfer details
Visit Regency FX
$1,289 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Wise
Recipient gets (HKD)
$47,096.67
Full transfer details
Visit Wise
$1,286 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (HKD)
$47,085.70
Full transfer details
Visit TorFx
$1,275 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Currencies Direct
Recipient gets (HKD)
$46,954.00
Full transfer details
Visit Currencies Direct
$1,143 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
5
OFX
Recipient gets (HKD)
$46,950.00
Full transfer details
Visit OFX
$1,139 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (HKD)
$46,875.00
Full transfer details
Visit CurrencyFair
$1,064 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (HKD)
$46,614.50
Full transfer details
Visit Xe
$804 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Remitly
Recipient gets (HKD)
$46,258.00
Full transfer details
Visit Remitly
$447 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (HKD)
$47,066.86
Sponsored
Wise
Recipient gets (HKD)
$47,096.67
Full transfer details
Visit Wise
$1,286 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (HKD)
$46,614.50
Full transfer details
Visit Xe
$804 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring New Zealand Dollar to Hong Kong.

We tested & reviewed 13 transfer providers, and Wise scored highly.

Sending 10,000 NZD to HKD will cost you $28.06 in fees, and you will receive 47,096.67 HKD. The delivery time is same day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your New Zealand to Hong Kong transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Hong Kong (HKD) - Wise Screenshot

How to compare deals on New Zealand to Hong Kong money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Hong Kong
Wise
Total number of NZ - HK providers
13
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Considerations to make sending money from New Zealand to Hong Kong easy

1
Compare providers

Comparing the different providers offering services between New Zealand and Hong Kong, is the best way to send money with confidence.

The 13 providers we've compared ensures you will get the best options for your transfer to Hong Kong from New Zealand. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring New Zealand Dollar to Hong Kong.

2
Exchange rates between New Zealand Dollar-Hong Kong Dollar
3
Choose the right payment method
4
Financial regulation in New Zealand and Hong Kong
5
Consider transfer limits
6
Receiving money in Hong Kong
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Hong Kong from New Zealand: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Hong Kong.

Of the 13 providers compared, data shows that Regency FX is 0.01% cheaper than the second-best option.

The is cost is made up of an average NZD-HKD exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to Hong Kong transfer, Regency FX will result in the most Hong Kong Dollar received.

Fastest way to transfer money to Hong Kong from New Zealand: Wise.

Of 13 companies compared, Wise offers the quickest way to send New Zealand Dollars to Hong Kong.

For example, sending $10,000 to Hong Kong with Wise will be same day.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

New Zealand to Hong Kong transfers with Wise have a fee of 28.06 NZD.

To test that Wise was the 'fastest' option we compared 13 providers. With this, we compared overall speed of sending money from New Zealand to Hong Kong made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Hong Kong.

When sending at speed is a priority, Wise is our recommended choice for sending into Hong Kong from New Zealand.

Wise is the fastest way to send money from New Zealand (NZD) to Hong Kong (HKD) - Wise Screenshot

Need to make a large transfer?

For big transfers between New Zealand and Hong Kong, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
13 providers compared.

While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to Hong Kong, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from New Zealand to Hong Kong

When calculating the costs of money transfers between New Zealand and Hong Kong, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the NZD-HKD mid-market rate equals 4.6991 HKD per New Zealand Dollar.

  • For reference, the NZD-HKD average mid-market rate for the past 7 days has been 4.7503 HKD per New Zealand Dollar, with a high of 4.7698 and a low of 4.7133.

  • The company offering the best exchange rate is Wise.

  • Often the NZD-HKD exchange rate you receive is the bigger factor than how much it costs to send New Zealand Dollars to Hong Kong.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, cahrging 0 NZD per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Hong Kong Dollar is the biggest indicator the total cost of sending money from New Zealand to Hong Kong. Essentially, the more the recipient receives in Hong Kong, the less it is costing to send from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Hong Kong Dollar

Timing is essential when tracking the mid-market rate between NZD and HKD. The end exchange rate you secure impacts how much HKD you get for your NZD.

Mid-market Rate
1 
NZD
=
4.699092 
HKD

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to HKD was 4.7503.

  • During this period, it hit a high of 4.7698, and a low of 4.7133.

  • Wise, which is our recommended service to send money online from New Zealand to Hong Kong offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best NZD-Hong Kong Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Hong Kong!

Payment methods available to fund your New Zealand to
Hong Kong transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from New Zealand to Hong Kong.

    Sending money via a bank transfer with a company such as Regency FX for transfers from New Zealand to Hong Kong allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Regency FX is the best provider for bank transfers of the 13 we tested when sending NZD to Hong Kong.

    With a fee of NZD0 to send money from New Zealand to Hong Kong, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Hong Kong with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from New Zealand to Hong Kong, competing among a total of 13 active money transfer companies on this route.

  • Credit cards

    We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

    If you have to, we recommend running a comparison to find the best deal for your transfer.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Hong Kong and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Hong Kong.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to HKD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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