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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Most transfers are instant or same-day. Customers can earn rewards on every transaction."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 92% of Hong Kong to the United States searches in the last 6 months, and was the top rated company out of 13 that support HKD to USD.
So for a great blend of cost, speed & features, make your Hong Kong to the United States transfer using Wise.
How to to send from Hong Kong to United States in the best way
- Always compare rates
Money transfers to United States should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from Hong Kong to the United States.
- Choose a provider
Select the provider that offers you the best value on your Hong Kong Dollar & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to the United States.
Summary of recent searches
Get the most from sending money from Hong Kong to United States
Comparing providers offering services between Hong Kong and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire HKD-USD market and have compared 13 providers offering services between Hong Kong and the United States.
This ensures you will get the most comprehensive options for sending Hong Kong Dollar to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Hong Kong to the United States transfer needs.
Cheapest way to send money from Hong Kong to the United States: Instarem
Data collected for transfers between Hong Kong and the United States over the past six months shows that Instarem is 0.5% cheaper than the second-best option.
This cost combines an average exchange rate between the Hong Kong Dollar and US Dollar that is 0.01% different to the mid-market rate and an average fee of 52,232.54* HKD.
*The most common fee applied to HKD-USD by Instarem, based on data from the past six months.
Fastest money transfers to the United States from Hong Kong: Wise.
Through our comparison, we found Wise to be the fastest option for sending Hong Kong Dollar to US Dollar 76% of the time. For fast transfers between HKD and USD, Wise is a great option.
When sending money from Hong Kong to the United States, Wise has an average fee of 384.6 HKD. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 13 money transfer providers offering Hong Kong to the United States transfers for overall speed. This included transfer times to after depositing Hong Kong Dollar to a money transfer account.
When you want the fastest way to send, Wise is our recommended choice for Hong Kong to the United States transfers.
Sending a large amount of money?
Of the 13 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Hong Kong to United States, it's a great provider for things like buying or selling property.
Understanding the cost of money transfers from Hong Kong to United States
The total cost of sending money to United States from Hong Kong is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for HKD-USD is 0.1287 USD per Hong Kong Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Hong Kong Dollars.
Over the last three months, the average HKD-USD mid-market rate has seen each Hong Kong Dollar worth 0.1284 USD. Within this we see a high of 0.1287, and a low of 0.128.
Of the 13 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting HKD to USD.
Fees: When sending money you may have to pay fees. Instarem has had an average fee of 52,232.54 HKD per transfer over the last 6 months, the lowest of the 13 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Hong Kong.
Getting best exchange rate for transfers between Hong Kong Dollar and US Dollar
Timing is essential for transferring money between HKD and USD. The exchange rate you secure impacts how much USD you get for your HKD.
The recent trends between the currencies are:
Over the past six months, the mid-market rate from HKD to USD has moved slightly. On average, it was 0.1284.
During this same period,there was a high of 0.1287, and a low of 0.128.
Wise, which is our recommended service to send money online from Hong Kong to the United States offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best HKD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to the United States!
Payment methods available to fund your Hong Kong to United States transfer
Bank transfers
Bank transfers are often the better option for money transfers from Hong Kong to the United States.
Sending money via a bank transfer with a company such as Instarem for transfers from Hong Kong to the United States allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Instarem is the best provider for bank transfers of the 13 we tested when sending HKD to the United States.
With an average fee of HKD52,232.54 to send money from Hong Kong to the United States, Instarem offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Hong Kong to the United States with a prepaid or a debit card is very simple with Wise.
Wise is a leader in card payments for transfers from Hong Kong to the United States, competing among a total of 13 active money transfer companies on this route.
Credit cards
When it comes to transferring money with a credit card from Hong Kong to the United States, Wise emerges as our top choice of the 13 companies offering this service.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Hong Kong.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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