How to send money to the US from Hong Kong with the best HKD-USD rate
Get the best deals when you transfer from Hong Kong to United States. Find the cheapest, fastest, and most reliable providers with the best HKD to USD exchange rates.
Read on for the best deals, expert information, and all you need to send money to United States from Hong Kong.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Transferring 54,510 HKD to USD will cost you $245.33 in fees, and you will receive 6,975.56 USD. The delivery time is same day, but it depends on the day you make the transfer.
So for a great blend of cost, speed & features, make your Hong Kong to the United States transfer using Wise.

How to to send from Hong Kong to United States in the best way
Always compare rates
Money transfers to United States should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from Hong Kong to the United States.
Choose a provider
Select the provider that offers you the best value on your Hong Kong Dollar & service for your needs.
Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to the United States.
Get the most from sending money from Hong Kong to United States
Comparing providers offering services between Hong Kong and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire HKD-USD market and have compared 11 providers offering services between Hong Kong and the United States.
This ensures you will get the most comprehensive options for sending Hong Kong Dollar to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Hong Kong to the United States transfer needs.
Cheapest way to send money from Hong Kong to the United States: Key Currency
Data collected for transfers between Hong Kong and the United States over the past week shows that Key Currency is 0.02% cheaper than the second-best option.
This cost combines the exchange rate between the Hong Kong Dollar and US Dollar that is 0.25% different to the mid-market rate and the fee of 0 HKD.

Fastest money transfers to the United States from Hong Kong: Wise.
With Wise , the transfer time to US is same day, with a 245.33 HKD transfer fee (based on $54,510 transfer)
When testing the fastest options, we compared the 11 money transfer providers offering Hong Kong to the United States transfers for overall speed. This included transfer times to after depositing Hong Kong Dollar to a money transfer account.
When you want the fastest way to send, Wise is our recommended choice for Hong Kong to the United States transfers.

The best apps to send HKD to United States from Hong Kong
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 11 apps & companies for HKD/USD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No |
Sending a large amount of money?
Of the 11 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Hong Kong to United States, it's a great provider for things like buying or selling property.

Understanding the cost of money transfers from Hong Kong to United States
The total cost of sending money to United States from Hong Kong is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for HKD-USD is 0.1285 USD per Hong Kong Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Hong Kong Dollars.
Over the last 7 days, the average HKD-USD mid-market rate has seen each Hong Kong Dollar worth 0.1285 USD. Within this we see a high of 0.1285, and a low of 0.1285.
Of the 11 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting HKD to USD.
Fees: When sending money you may have to pay fees. Key Currency costs 0 HKD per transfer at the moment, which is the cheapest option of the 11 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Hong Kong.
Getting best exchange rate for transfers between Hong Kong Dollar and US Dollar
Timing is essential for transferring money between HKD and USD. The exchange rate you secure impacts how much USD you get for your HKD.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from HKD to USD has moved slightly. On average, it was 0.1285.
During this same period,there was a high of 0.1285, and a low of 0.1285.
Wise, which is our recommended service to send money online from Hong Kong to United States offers 0.1285 USD per HKD which is only 0.04% above the mid-market rate.
Want to secure the best HKD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to the United States!
Payment methods available to fund your Hong Kong to United States transfer
Bank transfers
Bank transfers are often the better option for money transfers from Hong Kong to the United States.
Sending money via a bank transfer with a company such as Key Currency for transfers from Hong Kong to the United States allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Key Currency is the best provider for bank transfers of the 11 we tested when sending HKD to the United States.
With a fee of HKD0 to send money from Hong Kong to the United States, Key Currency offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Hong Kong to the United States with a prepaid or a debit card is very simple with .
is a leader in card payments for transfers from Hong Kong to the United States, competing among a total of 11 active money transfer companies on this route.
Credit cards
When it comes to international credit card transfers from Hong Kong to the United States, we to get the best deal.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Hong Kong.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes
Send money from Hong Kong
Send money to United States
How much money can be transferred from Hong Kong to United States?
Are there any tax implications to sending money from Hong Kong to United States?
Can I send money from Hong Kong to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Hong Kong Dollars to United States through various providers?
How long does it take to send money from Hong Kong to United States?
What is the best exchange rate I can get for sending money from Hong Kong to United States?
Are there any minimum or maximum transfer amounts for sending money from Hong Kong to United States?
Can I schedule regular transfers between Hong Kong and United States?
Tools & resources
Contributors



