How to send money to South Africa from Pakistan with the best PKR-ZAR rate

Find the best deals when you transfer from Pakistan to South Africa. Get insights on the fastest, cheapest, and providers with the best PKR to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Pakistan.

Transferring the other way? Send ZAR from South Africa to Pakistan instead.
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November 21st, 2025

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Best money transfer companies

Send money from Pakistan to South Africa

Last updated: Today
Mid-market rate as of 11/21/2025: 1 PKR = 0.06115 ZAR
Results below are based on a 71000 PKR search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (ZAR)
R 4,124.39
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (ZAR)
R 4,124.39
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Pakistan to South Africa

While you can’t send PKR to ZAR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
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Best way to send money to South Africa from Pakistan : Western Union cash transfer

Based on our comparisons and analysis, we found that very few providers currently support PKR to ZAR transfers online.

Because of this limited coverage, the most reliable option is to send cash through a Western Union Agent.

Transfer fees vary depending on your location and the amount you send, but in most cases you can expect to pay around 3 PKR per 71,000 PKR transferred.

Before sending, check with your local branch or the Western Union website to confirm which deposit methods are available for you (it can be online deposit or cash in-store).

Compare for the best deal on your Pakistan to South Africa transfer

Summary of recent searches

Top rated for transfers from Pakistan to South Africa
Western Union Agent
Total number of PK - ZA providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Transfer consider from Pakistan to South Africa

1

Compare available providers

A comparison of providers offering services between Pakistan and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Pakistan Rupee to South Africa we've compared 2 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Pakistan.

Overall, we rated Western Union Agent as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Pakistan to South Africa.

2

Getting the best Pakistan Rupee-Rand exchange rate

3

Choose the right payment method

4

Financial regulators

5

Consider transfer limits

6

Consider how the money will be received

7

Have your ID ready

8

Tax declarations in South Africa

The cheapest way to send money to South Africa from Pakistan is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering PKR to ZAR transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 PKR per 71,000 PKR) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest money transfers from Pakistan to South Africa: cash transfer via Western Union Agent

The quickest way to send money from Pakistan to South Africa is through a cash transfer with a Western Union Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect ZAR within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting PKR to ZAR transfers, Western Union remains the fastest and most reliable option for cash pickups in South Africa.

Need to make a large transfer?

For big transfers between Pakistan and South Africa, competitive pricing & strong customer service are key.

Western Union Agent is the best option for large transfers of the
2 providers compared.

While Western Union Agent may not always be the cheapest or fastest way to send PKR from Pakistan to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money to South Africa from Pakistan

Fees and exchange rates make up the total cost of sending money from South Africa to South Africa. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PKR-ZAR mid-market rate is 0.0615 ZAR per Pakistan Rupee. You will get more Rand for your Pakistan Rupees if you find a provider close to this number.

  • For context, over the last 7 days the PKR-ZAR mid-market rate has had a high of 0.0612, a low of 0.0605 and averaged 0.0607 ZAR per Pakistan Rupee.

  • Across the 2 companies compared, the best exchange rate is with Western Union Agent.

  • Unless fees are unusually high, the exchange rate you receive on converting PKR to ZAR will be the biggest determining factor when working out the cost of transferring Pakistan Rupees to South Africa.

Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges the lowest fee of 3 PKR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Rand eventually received in South Africa. You can assume that a lower cost of sending from Pakistan will result in more money received in South Africa.

Getting the best exchange rate for Pakistan Rupee to Rand

Tracking the mid-market rate can make a huge difference when sending money PKR to ZAR. The exchange rate you secure impacts how much ZAR you get for your PKR.

Mid-market Rate
1 
PKR
=
0.061530 
ZAR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from PKR to ZAR has seen some fluctuation. On average, it has been 0.0607.

  • During this period, the highest value level was 0.0612, with a low of 0.0605.

  • Western Union Agent, which is our recommended service to send money online from Pakistan to South Africa offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best PKR-Rand exchange rates?

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Paying for your Pakistan to
South Africa money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Pakistan to South Africa.

    By using a money transfer company such as Western Union Agent to send money from Pakistan to South Africa, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Western Union Agent is the cheapest money transfer provider for bank transfers from the 2 we tested when sending PKR to South Africa.

    With a fee of PKR3 to send money from Pakistan to South Africa, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Pakistan to South Africa with a prepaid or debit card is very easy with Western Union Agent.


    Western Union Agent is a great choice for sending money with a debit card from Pakistan to South Africa. This is from the 2 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Pakistan to South Africa, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Pakistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Pakistan to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PKR to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from Pakistan to South Africa?
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Are there any minimum or maximum transfer amounts for sending money from Pakistan to South Africa?
Can I schedule regular transfers between Pakistan and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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