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Best Ways to Send Money to France

Compare all the services available to find the fastest and cheapest options to send money to the France with the best exchange rates.

Use our in-depth analysis to select a provider to send money to the France. Read our expert reviews to get all the details on fees, rates, and opinions from other users like you.

Sarah Edwards
Author 
Sarah Edwards
Sharon Bahravi
Editor 
Sharon Bahravi
7 minutes
February 5th, 2024
Disclosure
Best for France
9.2
Wise

We analysed 20+ money transfer providers and Wise is our recommendation if you need to send money to France.

Fastest Transfers
8.6
XE

XE tends to offer fast transfer times to France for many origin countries and send amounts.

Cheapest Transfers
8
Regency FX

RegencyFX is the remittance service that offers the lowest rates and fees to transfer money to France in 2024.

How much does it cost to send money to France?

Sending money to France can be more affordable than you might think. However, understanding the fees can be confusing. This confusion arises because money transfer providers make money in different ways. They can charge transfer fees, mark up the exchange rate, or do both simultaneously.

Let's imagine you want to send $1,000 from the United States to France.

After analyzing the 20+ providers in our database, we have found that your best option would be to use Wise to make a bank transfer. They add no markup to the exchange rate, and charge a fee of $9.03.

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Mid-market rate versus markup

The mid-market rate is the average between the buying and selling prices of two currencies. It fluctuates over time. The markup is the additional amount charged by the provider above this rate.

At MoneyTransfers.com, we make it easy to compare rates by providing the updated exchange rate markup for each money transfer provider. Additionally, you can review fees, transfer times, and read customer reviews.

Best services to send money to France

When choosing a method to send money to France, you'll want to consider factors like convenience, cost, and transfer times.

  • Instarem tries to offer a good mix between low fees, good exchange rates, and quick transfers to and from France.

  • XE is a low-cost option to send money to France that made its mission of keeping costs down.

  • Wise offers the quickest transfer times and a convenient multi-currency account that can assist you in a variety of other ways beyond transferring money to France.

Use our data to find the best options for you and discover the money transfer providers that offer the exact service you need.

The suggestions below are created by combining data from thousands of real-life searches that were conducted on MoneyTransfers by individuals who, like you, wanted to send money internationally toFrance.

Instarem
Instarem

When it comes to transferring money to France, our best choice is Instarem. This recommendation is based on data collected in the past six months, and a comparison of the other services that serve this country.

Instarem's best features include quick transfer speeds, a clear pricing schedule, and low markups on the mid-market rate.

Excellent Reputation. There is a lot of praise for Instarem's track record of offering safe and reliable money transfer services.

Fast and Convenient Transfers. While Instarem may not be the fastest service to send money to France, it bests traditional banks in both speed and fees.

100% Secure. Instarem moves over $6bn in funds every year and is regulated in 11 countries.

Wise
Wise

When compared to other companies, Wise has been the fastest at sending money to France for the last six months. They are an excellent choice if you want to get to France as soon as possible—usually in a matter of hours.

Wise's fee structure may not make them the cheapest choice, especially if you want to send money to France with a credit card. However, we love the simplicity and clarity that comes from using the exact mid-market rate and only applying transfer fees.

Wise also offers what is probably the world's most popular multi-currency account. It's a great option for those who frequently use different currencies.

XE
XE

We have examined the information that our comparison engine produced during the previous six months. This analysis shows that XE is the best option for sending money to France at a reasonable price.

Those seeking more affordable solutions will find XE incredibly useful. This is due to its competitive rates and minimal costs. More specifically, XE is a great substitute for people who value a less expensive money transfer service. Even if it takes slightly longer, it's still a good choice.

In 2024, this money transfer service has gained popularity among consumers. Especially between those who seek a middle ground between price and transfer speed.

Need more options? Compare ALL rates

Get more for your money: compare and choose from over 20 money transfer providers and find the top options to send money to - best rates guaranteed!

What is the cheapest way to send money to France?

Money transfer services are the cheapest way to send money to France

Whether you need to send money to your loved ones in France, pay for tuition fees, or send large amounts of money to invest in a property, money transfer services help you avoid bank charges and processes.

The exact cost of sending money to EUR can be influenced by factors like:

  • The country of origin

  • The amount you need to send

  • The payment method you select

  • The current exchange rates

Our comparison engine helps you find the best deal for your transfer by comparing the exact costs of all the most reliable money transfer services on the market in 2024.

USD to EUR Live Exchange Rate

Mid-market Rate
1
= 0.917125 EUR
Mid-market rate at: 12:46 UTC
USD/EUR Median: 0.916868 Low: 0.912950 High: 0.918920

Sending money to another country requires an understanding of exchange rates. An exchange rate can be compared to a constantly changing price tag that indicates the value of your currency in relation to another country's currency, in this case the France's EUR.

A favorable exchange rate means that you will receive more foreign currency for each unit of your own currency, making your transfer more effective.

Use the tool on this page to get the latest exchange rate for your currency to EUR. It's pre-set to USD but, you are dealing with different currencies, you can easily adjust the settings and get the values you need. This helps you know exactly how much money will arrive in France when you send it.

Expert Tip: Watch the Exchange Rate

Did you know you can save money by keeping an eye on exchange rates? If you're not in a hurry to send money to France, watching how the rates change can be smart. When the USD to Euro rate is good, your money will get you more in France. This means you can send more money without spending extra!

Sign up for our automated notifications. We'll let you know the best time to send money. With these alerts, you won't miss out on a great rate. It's like having a money-saving expert in your pocket!

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How long does it take to send money to France?

Quick and efficient - that's what you need when sending money to France. Money transfer services offer a great solution to those times when speed is of the essence, as their transfer times tend to be much shorter compared to banks.

Take, for instance, an urgent need to transfer $1,000 from the USA to France. Services like Wise excel in this regard, offering near-instantaneous transfers. Even other providers like XE and Instarem, while not as fast, ensure your money arrives swiftly.

Bear in mind that speed, like costs, can be influenced by:

  • The amount you're transferring. Smaller sums often move through the system quicker, while larger amounts may face delays due to necessary security verifications.

  • The time you start the transfer. To maximize speed when you send the money via bank transfer, initiate the operation before your bank's cut-off time. Miss this, and your transfer gets postponed to the next business day.

How to send and receive money in France

Sending money to France, is easy, especially when you gather the necessary documentation, and meet all legal requirements. To help you avoid unnecessary complications and delays, we have compiled a simple step-by-step process.

Use our comparison engine to find the best deals.
Pick the provide the offers what you need.
Register a free account and confirm your identity. Usually, you will need a photo ID and a proof of address.
Choose the destination country of your money transfer, the amount to send, and your preferred payment method.
Confirm your recipient's details. You may be asked to confirm your relationship to the recipient and the purpose of your transfer.
Check the recipient's details to make sure they're correct.
Submit the transfer and wait for the money to reach its final destination.
Important information

Tax Laws. The purpose of the money matters more for taxation purposes than the transfer itself. Income above a certain level is taxed in France. If you’ve already paid tax on income earned overseas, you likely won't have to pay tax again in France. This is due to the tax treaties France has with many other countries around the world.

Transfer Limits. There is no legal limit on the amount of money you can send to France, although some providers may introduce their own limits.

Reporting Requirements. Banks and financial institutions must report all transfers of over €10,000 made to France.

What do you need to complete an international transfer to France?

When you open an account with a money transfer service, you will be asked to provide your personal information. Before the transfer is executed, you will also need to share the necessary details of your recipient.

Your contact details

You will need to share your contact details with the provider of your choice, so make sure to double check your email and address are correct.

Photo ID

Money transfer services will need you to share a photo ID to confirm your identity. Have it ready and make sure it's valid.

Proof of address (optional)

Some providers may ask you to share a phone bill or a bank statement to prove your address.

France send money guides

Can I use banks to send money to France?

Most major banks in France will facilitate a money transfer from the United States. Banks that have the highest profiles in France include BNP Paribas, Crédit Agricole, Société Générale, Groupe BPCE, and Crédit Mutuel. You may also be able to use international banks with a French presence, like JPMorgan Chase or Bank of America.

In theory, you could also use apps such as PayPal, GooglePay, or Skrill. However, we highly discourage that. These impose much higher costs on international transfers compared to any of the money transfer services listed on this page.

Analysis and methodology

At MoneyTransfers.com, we're not just another comparison site; we're your ally in beating the high costs and complexities of international money transfers. Our platform is designed to turn the tables on overpriced banks and providers, ensuring you get the best deal every time.

What sets us apart

  • Unmatched Transparency: We believe in honesty and clarity. With us, what you see is what you get - no hidden agendas, no preferential treatment for providers.

  • Comprehensive Provider Network: We go the extra mile to include an extensive range of providers in our comparisons. From industry giants to innovative newcomers, we partner with a diverse array of trusted providers, ensuring you have access to the best options available.

  • Tailored Solutions: We understand that every customer's needs are unique. That's why we offer personalized recommendations based on your specific requirements, ensuring you find the perfect match to send money to the France.

The results displayed on this page are based on data we collected via our comparison engine during the past six months and show you a simple way to get the best fees, fastest transfer times, or most helpful customer support.

FAQs

What are the cheapest options for sending money to France?
Are there any services that offer both low fees and fast transfer times to France?
How do the exchange rates for the Euro (EUR) compare among different providers?
What are the fees associated with sending money to France?
How long does it take to send money to France?
Is it safe to send money to France online?
Can I send money to France using mobile apps, and how efficient are they?
What information do I need to send money to France?
Can I send money to France from any country?
Are there limits to how much money I can send to France?
How can I track my money transfer to France?
What should I do if my money transfer to France goes wrong?
Can I send money to France via MoneyTransfers.com?
Do I pay taxes on money transfers to France?
Can I use my bank to send money to France?

Contributors

Sarah Edwards
Sarah is a proficient Content Writer who specialises in the financial sector. Her expertise lies in delivering clear, informative articles that help readers navigate the complex world of financial transactions and currency exchanges.