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How to send money to India from Indonesia

Get the best deals when you transfer from Indonesia to India. Find the cheapest, fastest, and most reliable providers with the best IDR to INR exchange rates.

Read on for analysis on the best ways to send money to India from Indonesia.

Transferring the other way? Send INR from India to Indonesia instead.
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Wise was the top rated provider from Indonesia to India

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Wise was the cheapest from Indonesia to India

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Wise was the fastest from Indonesia to India

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
OFX was the best for large transfers from Indonesia to India

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Our recommendation: Wise

Wise is our top choice for IDR to INR transfers.

We tested & reviewed 8 money transfer providers offering money transfers from Indonesia to India, and Wise scored highly.

In total, Wise appeared in 95% of Indonesia to India searches, and was the top rated company supporting transfers between IDR and INR.

For a great mix of cost, speed & features, we recommend making your Indonesia to India transfer using Wise.

Screenshot

How to compare deals on Indonesia to India money transfers

Summary of recent searches

Top rated for transfers from Indonesia to India
Wise
Total number of ID - IN providers
8
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise
Best for credit card
Wise

Considerations for money transfers from Indonesia to India

1
Compare providers

Comparing providers offering services between Indonesia and India, based on your specific needs is the best way to send money with confidence.

Our comparison includes 8 companies that provide the ability to send Rupiah to India.

This ensures you get the best options for transfers to India from Indonesia, based on the amount you want to send.

2
Watch the Rupiah-Indian Rupee exchange rate
3
Choose the right payment method
4
Use providers regulated in India and Indonesia
5
Consider transfer limits
6
Receiving money in India
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to India from Indonesia: Wise

Wise offers the lowest cost transfers of the 8 providers we compared.

Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.

Wise offers this through a combination of an average 115,196.08* IDR fee per transfer and exchange rate between IDR-INR that is 0.07% different to the mid-market rate

If you want the cheapest way to send Rupiah to India, Wise is our recommended choice.

*The most common fee applied to IDR-INR by Wise, based on data from the past six months.

Screenshot

Fastest company to send money to India from Indonesia: Wise.

We compared 8 companies for fast transfers from Rupiahs to India and Wise came out on top.

Through our data, Wise was the quickest way to send money from Indonesia to Indian Rupee 100% of the time.

Sending money through Wise to India from Indonesia has an average fee of 138,660.35 IDR.

To understand who was the fastest, we tested Wise as part of 8 money transfer providers. Within this, we looked at the overall speed of sending money from Indonesia to India. This was made up of transfer times to India after Rupiahs were added to a money transfer account.

When fast money transfers between Indonesia and India are a priority, Wise is our recommended choice.

Screenshot

Sending a large amount of money?

For big transfers from Indonesia to India, competitive pricing & strong customer service are essential.

Of the
8 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to India, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from Indonesia to India

The total cost of sending money to India from Indonesia is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for IDR-INR is 0.0052 INR per Rupiah.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Rupiahs.

The IDR-INR mid-market rate over the last three months has seen the Rupiah worth an average 0.0053 INR. Within this there has been a high of 0.0055, and a low of 0.0051.

From 8 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting IDR to INR.

Fees: When sending money there may be additional fees. Wise offers the lowest fee of the 8 providers tested, averaging 115,196.08 IDR per transfer over the last 6 months.

Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from Indonesia.

Getting best exchange rate for transfers between Rupiah and Indian Rupee

Timing is essential for transferring money between IDR and INR. The exchange rate you secure impacts how much INR you get for your IDR.

Mid-market Rate
1
= 0.005198 INR

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from IDR to INR has moved slightly. On average, it was 0.0053.

  • During this same period,there was a high of 0.0055, and a low of 0.0051.

  • Wise, which is our recommended service to send money online from Indonesia to India offers an exchange rate that is only 0.1% above the mid-market rate.

Want to secure the best IDR-Indian Rupee exchange rates?

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Funding your Indonesia to
India money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Indonesia to India.

    By using a money transfer company such as Wise for transfers from Indonesia to India, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 8 companies we tested when sending IDR to India.

    With an average fee of 106,336.5 IDR to send money from Indonesia to India, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Indonesia to India with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from Indonesia to India.

  • Credit cards

    When it comes to sending money with a credit card from Indonesia to India, Instarem is our top choice of the 8 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to India.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to INR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Indonesia to India?
Are there any tax implications to sending money from Indonesia to India?
Can I send money from Indonesia to India with MoneyTransfers.com?
What are the typical transfer fees for sending Rupiahs to India through various providers?
How long does it take to send money from Indonesia to India?
What is the best exchange rate I can get for sending money from Indonesia to India?
Are there any minimum or maximum transfer amounts for sending money from Indonesia to India?
Can I schedule regular transfers between Indonesia and India?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.