Regency FX is the cheapest way to send money to Pakistan, giving your recipient 2,157,104.17 PKR from RM31,525.
If you need money fast, we suggest using Wise, your PKR transfer will arrive in same day.
| 3 of 3 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze MYR/PKR exchange rates from our comparisons. | |||
| Based on 31,525 MYR transfer Best companies for MYR/PKR transfersAll money transfer offers for MYR/PKR transfers, sorted by most PKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee RM 274.27 1 MYR = 68.5979 PKR +0.02% vs mid-market | Recipient gets Rs 2,143,734.45 Within 3 hours | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer RM 274.271 MYR = 68.5979 PKR Rs 2,143,734.45You payRM 31,525.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee RM 0.00 1 MYR = 68.4252 PKR +0.27% vs mid-market | Recipient gets Rs 2,157,104.17 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 68.4252 PKR Rs 2,157,104.17You payRM 31,525.00 | |||
Run a live search Showing top Malaysia to Pakistan deals for 31,525 MYR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much MYR you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee RM 0.00 1 MYR = 68.4252 PKR +0.27% vs mid-market | Recipient gets Rs 2,157,104.17 Minutes - 24 hours | |
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 68.4252 PKR Rs 2,157,104.17You payRM 31,525.00 | |||
| Wise Pay via Bank transfer | Fee RM 274.27 1 MYR = 68.5979 PKR +0.02% vs mid-market | Recipient gets Rs 2,143,734.45 Within 3 hours | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer RM 274.271 MYR = 68.5979 PKR Rs 2,143,734.45You payRM 31,525.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee RM 5.00 1 MYR = 66.7339 PKR +2.77% vs mid-market | Recipient gets Rs 2,103,452.21 Minutes - 2 days | |
Ways to receive money in Pakistan with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days RM 5.001 MYR = 66.7339 PKR Rs 2,103,452.21You payRM 31,525.00 Bank depositMinutes - 2 days RM 5.001 MYR = 66.5967 PKR Rs 2,099,127.35You payRM 31,525.00 Cash pickupMinutes - 2 days RM 5.001 MYR = 66.3909 PKR Rs 2,092,639.91You payRM 31,525.00 | |||
| How Our Results Work Mid-market rate: 1 MYR = 68.610440 PKR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending RM31,525.
There are a few ways to fund your transfer, including bank transfer and debit card.
DuitNow and FPX are most common, both free and instant from your banking app.
This is for funding your money transfer account, not direct transfers to Pakistan.
First time round you'll need your IC, or a passport and permit if you're a foreign worker.
Run a new recipient's account through Semak Mule before you send to confirm their details.
There are 5 ways across 3 money transfer services send money from Malaysia to Pakistan.
Regular transfers from Malaysia
Online services and apps work well for smaller transfers sent home every month.
Wise charges MYR 274.27 and 0.02% markup to send MYR 31,525 and your recipient gets ₨2,143,734.45 in same day.
SST may appear separately on the fee.
Large transfers from Malaysia
Brokers are best for large MYR transfers to Pakistan.
Regency FX is a good option, they charge no fees and add 0.4% markup on the MYR/PKR exchange rate.
You get an account manager to handle your transfer, and it’s useful for things like home purchases in Pakistan, tuition fees, or moving savings from Malaysia to Pakistan.
Holding multiple balances
A multi-currency account is useful if you receive income from Pakistan, or travel there often.
Wise lets you hold MYR and PKR in one account, and convert between them when you need.
When converting MYR to PKR, 31,525 MYR will get you 2,143,734.45 PKR (after fees).
With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 31,525 gives your recipient 2,157,104.17 PKR.
You can fund your transfer in MYR through bank transfer and debit card.
The processing fee may include SST, so double check the final PKR amount first.
The recipient can receive PKR through bank deposit, mobile money, and cash pickup.
They can receive mobile money
Enter the mobile number registered to the recipient's supported wallet in Pakistan.
Check both the number and wallet provider beforehand.
Use our "mobile money" payout filter above to find the cheapest company offering it.
They can receive money directly to the bank or card
For a card and bank deposit, you will need the recipient's account name, account number and bank details in Pakistan.
Double check the info, since its very hard to stop or reverse once it leaves your account.
You pay RM31,525.00
₨2,157,104
Cheapest
You pay RM31,525.00
₨2,103,452
-₨53,652
You pay RM31,525.00
₨2,099,127
-₨57,977
You pay RM31,525.00
₨2,092,640
-₨64,464
Here are a few things to know about money transfers from Malaysia to Pakistan.
For a RM 31,525 transfer, these are the best options:
Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,157,104.17 PKR, which is 0.62% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,143,734.45 PKR in same day.
Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.
Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.
Bank Negara Malaysia keeps the current FEP rules and notices here.
A bank or licensed money services business can ask what the payment is for and where the money came from.
Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.
For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.
Only use a bank or money transfer service regulated by Bank Negara Malaysia.
Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.
If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.
The exchange rate affects how many Pakistan Rupees your recipient gets for your Malaysian Ringgit.
Mid-market rate:1 MYR = 68.562542 PKR
Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.
We track 3 of them on MYR to Pakistan, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.
Each also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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