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How to send money to South Africa from Hong Kong with the best HKD-ZAR rate

Find the best deals when you transfer from Hong Kong to South Africa. Get insights on the fastest, cheapest, and providers with the best HKD to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Hong Kong.

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July 18th, 2025
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Best money transfer companies

Send money from Hong Kong to South Africa

Last updated: Today
Mid-market rate as of 07/18/2025: 1 HKD = 2.271003 ZAR
Results below are based on a 54510 HKD search
0 of 10 providers
Sponsored
Wise
Recipient gets (ZAR)
R 123,031.65
Full transfer details
Visit Wise
R 2,953 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 122,062.06
Full transfer details
Visit Xe
R 1,983 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (ZAR)
R 123,482.89
Full transfer details
Visit Key Currency
R 3,404 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (ZAR)
R 123,458.13
Full transfer details
Visit Regency FX
R 3,380 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (ZAR)
R 123,421.00
Full transfer details
Visit TorFx
R 3,342 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Wise
Recipient gets (ZAR)
R 123,031.65
Full transfer details
Visit Wise
R 2,953 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (ZAR)
R 123,007.27
Full transfer details
Visit Currencies Direct
R 2,929 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (ZAR)
R 122,881.89
Full transfer details
Visit OFX
R 2,803 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (ZAR)
R 122,726.06
Full transfer details
Visit CurrencyFair
R 2,647 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (ZAR)
R 122,062.06
Full transfer details
Visit Xe
R 1,983 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (ZAR)
R 122,554.45
Sponsored
Wise
Recipient gets (ZAR)
R 123,031.65
Full transfer details
Visit Wise
R 2,953 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 122,062.06
Full transfer details
Visit Xe
R 1,983 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

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Overall best option: Wise

Wise is our recommended company for sending money to South Africa from HKD.

Of the 10 companies that support HKD to ZAR, Wise offered the best combination of cost and speed.

Sending 54,510 HKD to ZAR will cost you $333.47 in fees, and you will receive 123,031.65 ZAR. The delivery time usually is within a week, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Hong Kong Dollars to South Africa using Wise.

Wise is the top rated company for sending money from Hong Kong (HKD) to South Africa (ZAR) - Wise Screenshot

Compare for the best deal on your Hong Kong to South Africa transfer

Summary of recent searches

Top rated for transfers from Hong Kong to South Africa
Wise
Total number of HK - ZA providers
10
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Transfer consider from Hong Kong to South Africa

1
Compare available providers

A comparison of providers offering services between Hong Kong and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Hong Kong Dollar to South Africa we've compared 10 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Hong Kong.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Hong Kong to South Africa.

2
Getting the best Hong Kong Dollar-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to send money from Hong Kong to South Africa: Key Currency

Key Currency offers the lowest cost transfers of the 10 compared.

Data collected for transfers between Hong Kong and South Africa over the past week shows that Key Currency is 0.02% cheaper than the second-best option.

This cost combines the exchange rate between the Hong Kong Dollar and Rand that is 0.25% different to the mid-market rate and the fee of 0 HKD.

Key Currency is the cheapest way to send money from Hong Kong (HKD) to South Africa (ZAR) - Key Currency Screenshot

Fastest way to send money to South Africa from Hong Kong: Regency FX.

Of the 10 companies offering Hong Kong to South Africa, Regency FX is the quickest.

If you send $54,510 with Regency FX to South Africa, the transfer time is minutes - 24 hours. This is currently the fastest option, but can vary depending on how much HKD you send to South Africa.

Sending money from Hong Kong to South Africa through Regency FX has a fee of 0 HKD.

To find the fastest company, we compared 10 money transfer providers for the overall speed of sending money from Hong Kong to South Africa. This was made up of depositing Hong Kong Dollar to a money transfer account and transfer times to South Africa.

When looking for the fastest money transfer, Regency FX is our best choice for sending into South Africa from Hong Kong.

Need to make a large transfer?

For big transfers between Hong Kong and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
10 providers compared.

While Wise may not always be the cheapest or fastest way to send HKD from Hong Kong to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money to South Africa from Hong Kong

When calculating the cost of sending money from Hong Kong to South Africa, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current HKD-ZAR mid-market rate is 2.2525 ZAR per Hong Kong Dollar. Finding a provider as close to this number as possible will ensure more Rand for your money.

  • As a comparison, the HKD-ZAR mid-market rate for the past week has averaged 2.2796 ZAR per Hong Kong Dollar, hitting a high of 2.2878 and a low of 2.271.

  • Wise is currently offering the best exchange rate on transfers between Hong Kong and South Africa.

  • Often the HKD-ZAR exchange rate you receive will be the biggest factor impacting the cost of sending Hong Kong Dollar to South Africa.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers lowest fees of 0 HKD. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Rand is the biggest indicator in the total cost of sending money to Hong Kong from South Africa. The higher the total amount received in South Africa, the lower the cost of sending from Hong Kong.

Getting best exchange rate for transfers between Hong Kong Dollar and Rand

Timing is essential for transferring money between HKD and ZAR. The exchange rate you secure impacts how much ZAR you get for your HKD.

Mid-market Rate
1 
HKD
=
2.258385 
ZAR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from HKD to ZAR has moved slightly. On average, it was 2.2796.

  • During this same period,there was a high of 2.2878, and a low of 2.271.

  • Wise, which is our recommended service to send money online from Hong Kong to South Africa offers 2.2709 ZAR per HKD which is only 0% above the mid-market rate.

Want to secure the best HKD-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Hong Kong to South Africa!

Payment methods available to fund your Hong Kong to
South Africa transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Hong Kong to South Africa.

    Sending money via a bank transfer with a company such as Key Currency for transfers from Hong Kong to South Africa allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the best provider for bank transfers of the 10 we tested when sending HKD to South Africa.

    With a fee of HKD0 to send money from Hong Kong to South Africa, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Hong Kong to South Africa with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from Hong Kong to South Africa, competing among a total of 10 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Hong Kong to South Africa, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Hong Kong.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Hong Kong to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send HKD to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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