MoneyTransfers

How to send money to UK from Ireland with the best EUR-GBP rate

Get the best deals when you transfer from Ireland to the United Kingdom. Find the cheapest, fastest, and most reliable providers with the best EUR to GBP exchange rates.

Read on for analysis on the best ways to send money to United Kingdom from Ireland.

Transferring the other way? Send GBP from United Kingdom to Ireland instead.
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July 8th, 2025
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Best money transfer companies

Send money from Ireland to United Kingdom

Last updated: Today
Mid-market rate as of 07/08/2025: 1 EUR = 0.863988 GBP
Results below are based on a 7000 EUR search
0 of 18 providers
Sponsored
Wise
Recipient gets (GBP)
£6,018.61
Full transfer details
Visit Wise
£152 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (GBP)
£5,975.90
Full transfer details
Visit Xe
£109 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (GBP)
£6,032.80
Full transfer details
Visit Key Currency
£166 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (GBP)
£6,032.19
Full transfer details
Visit Currencyflow
£166 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (GBP)
£6,031.59
Full transfer details
Visit Regency FX
£165 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (GBP)
£6,029.77
Full transfer details
Visit TorFx
£163 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (GBP)
£6,018.61
Full transfer details
Visit Wise
£152 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (GBP)
£6,017.90
Full transfer details
Visit Currencies Direct
£151 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
Instarem
Recipient gets (GBP)
£6,016.50
Full transfer details
Visit Instarem
£150 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (GBP)
£6,013.70
Full transfer details
Visit OFX
£147 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
9
CurrencyFair
Recipient gets (GBP)
£6,010.50
Full transfer details
Visit CurrencyFair
£144 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
10
Xe
Recipient gets (GBP)
£5,975.90
Full transfer details
Visit Xe
£109 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
11
Remitly
Recipient gets (GBP)
£5,973.10
Full transfer details
Visit Remitly
£107 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
12
Profee
Recipient gets (GBP)
£5,927.25
Full transfer details
Visit Profee
£61 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (GBP)
£6,017.71
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (GBP)
    £5,843.00
    Not recommended
  • PayPal
    PayPal
    Recipient gets (GBP)
    £5,567.95
    Not recommended
Sponsored
Wise
Recipient gets (GBP)
£6,018.61
Full transfer details
Visit Wise
£152 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (GBP)
£5,975.90
Full transfer details
Visit Xe
£109 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for EUR to GBP transfers.

Wise scored the highest of the 18 money transfer companies supporting EUR to GBP transfers.

For example, sending 7,000 EUR to GBP will cost you €34.42 in fees, and the recipient will get 6,018.61 GBP. The delivery time is within minutes.

For a great mix of cost, speed & features, we advise using Wise for your Ireland to United Kingdom transfer.

Wise is the top rated company for sending money from Ireland (EUR) to United Kingdom (GBP) - Wise Screenshot

How to compare companies offering money transfers from Ireland to United Kingdom

Summary of recent searches

Top rated for transfers from Ireland to United Kingdom
Wise
Total number of IE - GB providers
18
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Wise

Considerations for sending money from Ireland to United Kingdom

1
Compare providers

Always compare ways to send money from Ireland to the United Kingdom to get the best options for fees, speed, and reliability.

Our analysis included 18 providers that operate between Ireland and United Kingdom.

Through this, you get a comprehensive view of all the options you have in Ireland when you need to send money to the United Kingdom.

2
Track the Euro-Pound Sterling exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in United Kingdom
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money from Ireland to the United Kingdom: Key Currency

Key Currency offers the lowest cost transfers of the 18 compared.

Data collected for transfers between Ireland and the United Kingdom over the past week shows that Key Currency is 0.01% cheaper than the second-best option.

This cost combines the exchange rate between the Euro and Pound Sterling that is 0.25% different to the mid-market rate and the fee of 0 EUR.

Key Currency is the cheapest way to send money from Ireland (EUR) to United Kingdom (GBP) - Key Currency Screenshot

Fastest way to send money to the United Kingdom from Ireland: Wise.

Of the 18 companies offering Ireland to the United Kingdom, Wise is the quickest.

If you send €7,000 with Wise to United Kingdom, the transfer time is within minutes. This is currently the fastest option, but can vary depending on how much EUR you send to United Kingdom.

Sending money from Ireland to the United Kingdom through Wise has a fee of 34.42 EUR.

To find the fastest company, we compared 18 money transfer providers for the overall speed of sending money from Ireland to the United Kingdom. This was made up of depositing Euro to a money transfer account and transfer times to the United Kingdom.

When looking for the fastest money transfer, Wise is our best choice for sending into United Kingdom from Ireland.

Wise is the fastest way to send money from Ireland (EUR) to United Kingdom (GBP) - Wise Screenshot

Need to make a large transfer to the UK? Use Currencies Direct

For larger transfers, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For large payments to the UK, your top option is Currencies Direct.

While Currencies Direct may not always be the cheapest or fastest way to send EUR to the UK, they will ensure your money is safe and give you peace of mind while your money moves to United Kingdom.

Understanding the costs involved when transferring money to United Kingdom from Ireland

When calculating the cost of sending money from Ireland to the United Kingdom, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-GBP mid-market rate is 0.8612 GBP per Euro. Finding a provider as close to this number as possible will ensure more Pound Sterling for your money.

  • As a comparison, the EUR-GBP mid-market rate for the past week has averaged 0.8616 GBP per Euro, hitting a high of 0.8646 and a low of 0.8573.

  • Wise is currently offering the best exchange rate on transfers between Ireland and the United Kingdom.

  • Often the EUR-GBP exchange rate you receive will be the biggest factor impacting the cost of sending Euro to the United Kingdom.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers lowest fees of 0 EUR. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Pound Sterling is the biggest indicator in the total cost of sending money to Ireland from the United Kingdom. The higher the total amount received in the United Kingdom, the lower the cost of sending from Ireland.

How to find the best exchange rate for Euro to Pound Sterling

Timing is essential for sending money between EUR and GBP. The exchange rate you secure impacts how much GBP you get for your EUR.

Mid-market Rate
1 
=
0.861245 
GBP

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from EUR to GBP has seen some fluctuation. On average, it stood at 0.8616.

  • During this period, the highest value recorded was 0.8646, while the lowest was 0.8573.

  • Wise, which is our recommended service to send money online from Ireland to United Kingdom offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best EUR-Pound Sterling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ireland to United Kingdom!

Payment options for Ireland to
United Kingdom money transfers

  • Bank transfers in the UK

    Bank transfers are usually the best and easiest way to send money from Ireland to the United Kingdom.

    By using a money transfer company such as Key Currency for transfers from Ireland to the United Kingdom, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    Key Currency is the cheapest money transfer company for bank transfers from the 18 we compared for transfers from EUR into the United Kingdom.

    With a fee of 0 EUR to send money from Ireland to the United Kingdom, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Ireland to the United Kingdom with a debit or a prepaid card is available through Wise.


    Wise is one of the cheaper options for debit card payments for transfers from Ireland to the United Kingdom. This cost is against a total of 18 money transfer companies offering this option.

    If you want to know more about money transfers from Ireland to the United Kingdom we recommend taking a look at our top guides:

  • Credit cards

    When it comes to international credit card transfers from Ireland to the United Kingdom, we recommend running a quick comparison, as not many companies will let you send money with a credit card directly.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

  • Opt for a multi-currency account to receive into GBP

    There are receiving fees to be aware of in the UK when receiving international transfers from Ireland. These are specific to using a bank account to receive money. Incoming transfers are also subject to conversion into GBP as well in some scenarios.

    Bank

    Receiving Fee

    Details

    Santander

    No fee

    Santander does not charge a fee to receive an incoming international payment. However, intermediary banks and exchange rate markups may apply additional costs.

    NatWest

    £1 - £5

    NatWest charges between £1 and £5 for receiving international payments. Additional agent fees may apply depending on the intermediary banks involved.

    HSBC

    £4 - £9

    HSBC charges £4 for online payments to another HSBC account and £9 to non-HSBC accounts. Their Global Transfer service allows fee-free transfers between global HSBC accounts.

    Lloyds

    £7

    Lloyds charges £7 for receiving payments over £100. Payments in pounds from within the EU to their Basic Account are fee-free.

    Barclays

    £6 - £15

    Barclays charges £6 for online international payments and £15 for payments arranged in branch or by telephone. SEPA payments made online are fee-free.

    When receiving (or sending) payments regularly, it can pay to have access to a multi-currency account. This will give you local account details and reduce the time, and cost, of transferring money.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Kingdom and Ireland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ireland to United Kingdom.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to GBP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Ireland to United Kingdom?
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Can I send money from Ireland to United Kingdom with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to United Kingdom through various providers?
How long does it take to send money from Ireland to United Kingdom?
What is the best exchange rate I can get for sending money from Ireland to United Kingdom?
Are there any minimum or maximum transfer amounts for sending money from Ireland to United Kingdom?
Can I schedule regular transfers between Ireland and United Kingdom?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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