MoneyTransfers

How to send money from Ireland to Philippines

Compare the best ways to send money from Ireland to the Philippines. Find the cheapest, fastest, and most reliable providers with the best EUR to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Ireland.

Transferring the other way? Send PHP from Philippines to Ireland instead.
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Best option: Wise

Wise is our top choice for EUR to PHP transfers.

We tested & reviewed 16 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 100% of Ireland to Philippines searches, and was the top rated company supporting money transfers between EUR and PHP.

For a great mix of cost, speed & features, transfer from Ireland to Philippine Peso using Wise.

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How to to send from Ireland to Philippines in the best way

Summary of recent searches

Top rated for transfers from Ireland to Philippines
Wise
Total number of IE - PH providers
16
Average cheapest fees & rate
Instarem
Average fastest transfer
PayPal
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Xe
Best for credit card
Wise

Understanding Ireland to Philippines money transfers

1
Comparing providers

Comparing providers when sending money from Ireland to the Philippines is the easiest way to make a transfer at the best price.

We’ve compared 16 providers for sending Euro to Philippines. This ensures you will get the best options for your transfer to the Philippines from Ireland.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Ireland to the Philippines.

2
Get ahead of the Euro-Philippine Peso exchange rate
3
Choosing the right payment method
4
Financial regulators in Ireland and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Ireland to the Philippines: Instarem

Instarem offers the lowest cost transfers of the 16 compared.

Data collected for transfers between Ireland and the Philippines over the past six months shows that Instarem is 0.5% cheaper than the second-best option.

This cost combines an average exchange rate between the Euro and Philippine Peso that is 0% different to the mid-market rate and an average fee of 0* EUR.

*The most common fee applied to EUR-PHP by Instarem, based on data from the past six months.

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Fastest way to send money to the Philippines from Ireland: PayPal.

Of the 16 companies offering Ireland to the Philippines, PayPal is the quickest.

In our comparison, we found PayPal to be the fastest way to send Euros to Philippine Peso in 35% of transfers. For quick transfers between EUR and PHP, PayPal comes highly recommended.

Sending money from Ireland to the Philippines through PayPal has an average fee of 0 EUR.

To find the fastest company, we compared 16 money transfer providers for the overall speed of sending money from Ireland to the Philippines. This was made up of depositing Euro to a money transfer account and transfer times to the Philippines.

When looking for the fastest money transfer, PayPal is our best choice for sending into Philippines from Ireland.

Transfer a large sum of money

When sending large amounts of Euro to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
16 money transfer companies compared, Wise is the best option for large transfers from Ireland to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Ireland to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Ireland because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Ireland to Philippines

The total cost of sending money to the Philippines from Ireland, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 62.111 PHP per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.

  • The average EUR-PHP mid-market rate for the last three months has been 62.0343 PHP per Euro. This includes a high of 64.0778, and low of 60.1879.

  • Out of the 16 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Instarem, with a fee average of 0 EUR per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Ireland will result in more money received in the Philippines.

Getting best exchange rate for transfers between Euro and Philippine Peso

Timing is essential for transferring money between EUR and PHP. The exchange rate you secure impacts how much PHP you get for your EUR.

Mid-market Rate
1
= 62.11097 PHP

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from EUR to PHP has moved slightly. On average, it was 62.0343.

  • During this same period,there was a high of 64.0778, and a low of 60.1879.

  • Wise, which is our recommended service to send money online from Ireland to the Philippines offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best EUR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ireland to the Philippines!

Payment options for transfers from Ireland to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Ireland to the Philippines.

    Using a money transfer company such as Instarem for payments from Ireland to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Instarem is the best money transfer provider for bank transfers of the 16 we compared when sending EUR to the Philippines.

    With an average fee of 0 EUR to transfer money from Ireland to the Philippines, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Ireland to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from Ireland to the Philippines. They are the best option of the 16 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Ireland to the Philippines, Xe is the top choice of the 16 companies offering this service.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Ireland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ireland to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Ireland to Philippines?
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Can I send money from Ireland to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Philippines through various providers?
How long does it take to send money from Ireland to Philippines?
What is the best exchange rate I can get for sending money from Ireland to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Ireland to Philippines?
Can I schedule regular transfers between Ireland and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.