MoneyTransfers

How to send money to South Africa from Ireland with the best EUR-ZAR rate

Find the best deals when you transfer from Ireland to South Africa. Get insights on the fastest, cheapest, and providers with the best EUR to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Ireland.

Transferring the other way? Send ZAR from South Africa to Ireland instead.
Disclosure
July 8th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Ireland
EUR
South Africa
ZAR
Send
Best money transfer companies

Send money from Ireland to South Africa

Last updated: Today
Mid-market rate as of 07/08/2025: 1 EUR = 20.8982 ZAR
Results below are based on a 7000 EUR search
0 of 17 providers
Sponsored
Wise
Recipient gets (ZAR)
R 145,107.63
Full transfer details
Visit Wise
R 3,209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 144,243.40
Full transfer details
Visit Xe
R 2,345 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (ZAR)
R 145,921.68
Full transfer details
Visit Key Currency
R 4,023 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (ZAR)
R 145,907.05
Full transfer details
Visit Currencyflow
R 4,008 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (ZAR)
R 145,892.42
Full transfer details
Visit Regency FX
R 3,994 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (ZAR)
R 145,848.54
Full transfer details
Visit TorFx
R 3,950 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (ZAR)
R 145,485.90
Full transfer details
Visit Currencies Direct
R 3,587 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (ZAR)
R 145,204.50
Full transfer details
Visit OFX
R 3,306 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
Wise
Recipient gets (ZAR)
R 145,107.63
Full transfer details
Visit Wise
R 3,209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
8
CurrencyFair
Recipient gets (ZAR)
R 144,868.00
Full transfer details
Visit CurrencyFair
R 2,969 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
9
Profee
Recipient gets (ZAR)
R 144,820.04
Full transfer details
Visit Profee
R 2,921 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
10
Remitly
Recipient gets (ZAR)
R 144,340.00
Full transfer details
Visit Remitly
R 2,441 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
11
Xe
Recipient gets (ZAR)
R 144,243.40
Full transfer details
Visit Xe
R 2,345 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (ZAR)
R 145,556.84
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (ZAR)
    R 134,678.03
    Not recommended
Sponsored
Wise
Recipient gets (ZAR)
R 145,107.63
Full transfer details
Visit Wise
R 3,209 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 144,243.40
Full transfer details
Visit Xe
R 2,345 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best option: Wise

Wise is our recommended company for sending money to South Africa from EUR.

Of the 17 companies that support EUR to ZAR, Wise offered the best combination of cost and speed.

Sending 7,000 EUR to ZAR will cost you €56.42 in fees, and you will receive 145,107.63 ZAR. The delivery time usually is same day, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Euros to South Africa using Wise.

Wise is the top rated company for sending money from Ireland (EUR) to South Africa (ZAR) - Wise Screenshot

Compare for the best deal on your Ireland to South Africa transfer

Summary of recent searches

Top rated for transfers from Ireland to South Africa
Wise
Total number of IE - ZA providers
17
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Wise

Transfer consider from Ireland to South Africa

1
Compare available providers

A comparison of providers offering services between Ireland and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Euro to South Africa we've compared 17 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Ireland.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Ireland to South Africa.

2
Getting the best Euro-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to send money from Ireland to South Africa: Key Currency

Key Currency offers the lowest cost transfers of the 17 compared.

Data collected for transfers between Ireland and South Africa over the past week shows that Key Currency is 0.01% cheaper than the second-best option.

This cost combines the exchange rate between the Euro and Rand that is 0.25% different to the mid-market rate and the fee of 0 EUR.

Key Currency is the cheapest way to send money from Ireland (EUR) to South Africa (ZAR) - Key Currency Screenshot

Fastest way to send money to South Africa from Ireland: Wise.

Of the 17 companies offering Ireland to South Africa, Wise is the quickest.

If you send €7,000 with Wise to South Africa, the transfer time is same day. This is currently the fastest option, but can vary depending on how much EUR you send to South Africa.

Sending money from Ireland to South Africa through Wise has a fee of 56.42 EUR.

To find the fastest company, we compared 17 money transfer providers for the overall speed of sending money from Ireland to South Africa. This was made up of depositing Euro to a money transfer account and transfer times to South Africa.

When looking for the fastest money transfer, Wise is our best choice for sending into South Africa from Ireland.

Wise is the fastest way to send money from Ireland (EUR) to South Africa (ZAR) - Wise Screenshot

Need to make a large transfer?

For big transfers between Ireland and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
17 providers compared.

While Wise may not always be the cheapest or fastest way to send EUR from Ireland to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money to South Africa from Ireland

When calculating the cost of sending money from Ireland to South Africa, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-ZAR mid-market rate is 20.8636 ZAR per Euro. Finding a provider as close to this number as possible will ensure more Rand for your money.

  • As a comparison, the EUR-ZAR mid-market rate for the past week has averaged 20.7546 ZAR per Euro, hitting a high of 20.8982 and a low of 20.6196.

  • Wise is currently offering the best exchange rate on transfers between Ireland and South Africa.

  • Often the EUR-ZAR exchange rate you receive will be the biggest factor impacting the cost of sending Euro to South Africa.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers lowest fees of 0 EUR. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Rand is the biggest indicator in the total cost of sending money to Ireland from South Africa. The higher the total amount received in South Africa, the lower the cost of sending from Ireland.

Getting best exchange rate for transfers between Euro and Rand

Timing is essential for transferring money between EUR and ZAR. The exchange rate you secure impacts how much ZAR you get for your EUR.

Mid-market Rate
1 
EUR
=
20.860229 
ZAR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from EUR to ZAR has moved slightly. On average, it was 20.7546.

  • During this same period,there was a high of 20.8982, and a low of 20.6196.

  • Wise, which is our recommended service to send money online from Ireland to South Africa offers 20.8981 ZAR per EUR which is only 0% above the mid-market rate.

Want to secure the best EUR-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ireland to South Africa!

Payment methods available to fund your Ireland to
South Africa transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Ireland to South Africa.

    Sending money via a bank transfer with a company such as Key Currency for transfers from Ireland to South Africa allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the best provider for bank transfers of the 17 we tested when sending EUR to South Africa.

    With a fee of EUR0 to send money from Ireland to South Africa, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Ireland to South Africa with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Ireland to South Africa, competing among a total of 17 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Ireland to South Africa, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Ireland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ireland to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Ireland to South Africa?
Are there any tax implications to sending money from Ireland to South Africa?
Can I send money from Ireland to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to South Africa through various providers?
How long does it take to send money from Ireland to South Africa?
What is the best exchange rate I can get for sending money from Ireland to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Ireland to South Africa?
Can I schedule regular transfers between Ireland and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free