How to send money to the US from Senegal with the best XOF-USD rate

Get the best deals when you transfer from Senegal to United States. Find the cheapest, fastest, and most reliable providers with the best XOF to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Senegal.

Transferring the other way? Send USD from United States to Senegal instead.
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November 21st, 2025

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Best money transfer companies

Send money from Senegal to United States

Last updated: Today
Mid-market rate as of 11/21/2025: 1 XOF = 0.001759 USD
Results below are based on a 141650 XOF search
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0 of 4 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (USD)
$236.70
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (USD)
$236.70
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (USD)
$234.21
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
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Best choice: Western Union Agent

Western Union Agent is our recommended way to send CFA Franc BCEAO to USD.

We tested & reviewed dozens of money transfer providers, and Western Union Agent scored highly.

Transferring 141,650 XOF to USD will cost you CFA3 in fees, and you will receive 236.7 USD. The delivery time is minutes - 5 days, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Senegal to the United States transfer using Western Union Agent.

Western Union Agent is the top rated company for sending money from Senegal (XOF) to United States (USD) - Western Union Agent Screenshot

How to send money from Senegal to United States

Summary of recent searches

Top rated for transfers from Senegal to United States
Western Union Agent
Total number of SN - US providers
4
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App
Best for credit card
PayPal App

Get the most from sending money from Senegal to United States

1

Compare providers

Comparing providers offering services between Senegal and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire XOF-USD market and have compared 4 providers offering services between Senegal and the United States.

This ensures you will get the most comprehensive options for sending CFA Franc BCEAO to the United States.

Whilst we rate Western Union Agent as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Senegal to the United States transfer needs.

2

Beat the CFA Franc BCEAO-US Dollar exchange rate

3

Choose the right payment method

4

Financial regulations across Senegal and United States

5

Consider minimum and maximum limits

6

Receiving money in United States

7

Be ready with your ID

8

Tax declarations

The fastest way to send money to US from Senegal is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many XOF/USD transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to US from Senegal is via PayPal P2P Transfer

The coverage of XOF/USD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a XOF transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending a large amount of money?

For big transfers from Senegal to the United States, competitive pricing & strong customer service are essential.

Of the
4 providers compared, Western Union Agent is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Western Union Agent may not always be the fastest or cheapest way to send money from Senegal to United States, it's a great provider for things like buying or selling property.

Understanding the cost of money transfers from Senegal to United States

The total cost of sending money to United States from Senegal is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for XOF-USD is 0.0018 USD per CFA Franc BCEAO.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your CFA Franc BCEAOs.

Over the last 7 days, the average XOF-USD mid-market rate has seen each CFA Franc BCEAO worth 0.0018 USD. Within this we see a high of 0.0018, and a low of 0.0018.

Of the 4 companies compared, Ria Money Transfer offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting XOF to USD.

Fees: When sending money you may have to pay fees. Ria Money Transfer costs 4 XOF per transfer at the moment, which is the cheapest option of the 4 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Senegal.

Track the exchange rate for CFA Franc BCEAO to US Dollar

Sending money at the right time between XOF and USD can make a huge difference to overall cost. The exchange rate impacts how much USD you get for your XOF.

Mid-market Rate
1 
XOF
=
0.001755 
USD

Over the last 7 days, the average numbers are:

  • The exchange rate from XOF to USD averaged 0.0018 USD.

  • The highest value recorded was 0.0018 USD, while the lowest was 0.0018 USD.

  • 4 providers currently offer transfers between Senegal and the United States close to this rate

Want to secure the best XOF-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Senegal to United States!

Payment options for transfers from Senegal to
United States

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Senegal to the United States.

    Using a money transfer company such as Ria Money Transfer for payments from Senegal to the United States, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 



    Ria Money Transfer is the best money transfer provider for bank transfers of the 4 we compared when sending XOF to the United States.

    With a fee of 4 XOF to transfer money from Senegal to the United States, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Senegal to the United States is easy with Western Union Agent.


    Western Union Agent is a leader in debit card money transfers from Senegal to the United States. They are the best option of the 4 transfer companies compared.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Senegal.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Senegal to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XOF to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Senegal to United States?
Are there any tax implications to sending money from Senegal to United States?
Can I send money from Senegal to United States with MoneyTransfers.com?
What are the typical transfer fees for sending CFA Franc BCEAOs to United States through various providers?
How long does it take to send money from Senegal to United States?
What is the best exchange rate I can get for sending money from Senegal to United States?
Are there any minimum or maximum transfer amounts for sending money from Senegal to United States?
Can I schedule regular transfers between Senegal and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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