/Send money/To Spain/From Senegal

How to send money to Spain from Senegal with the best XOF-EUR rate

Compare the best deals on transfers from Senegal to Spain. Explore the cheapest, fastest, and most reliable providers with the best XOF to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Senegal.

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November 19th, 2025

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Best money transfer companies

Send money from Senegal to Spain

Last updated: Today
Mid-market rate as of 11/19/2025: 1 XOF = 0.001523 EUR
Results below are based on a 141650 XOF search
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0 of 4 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (EUR)
€204.94
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (EUR)
€204.94
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (EUR)
€202.78
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.

Overall top choice: Western Union Agent

Western Union Agent is the best way to transfer CFA Franc BCEAO into Euro.

Of the 4 money transfer providers we tested and reviewed, Western Union Agent was a standout option for its combination of speed and cost.

Sending 141,650 XOF to EUR will cost you CFA3 in fees, and you will receive 204.94 EUR.

When sending money from Senegal to Spain, using Western Union Agent in a great option.

Western Union Agent is the top rated company for sending money from Senegal (XOF) to Spain (EUR) - Western Union Agent Screenshot

How to send money from Senegal to Spain

Summary of recent searches

Top rated for transfers from Senegal to Spain
Western Union Agent
Total number of SN - ES providers
4
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations to make sending money from Senegal to Spain easy

1

Compare providers

Comparing the different providers offering services between Senegal and Spain, is the best way to send money with confidence.

The 4 providers we've compared ensures you will get the best options for your transfer to Spain from Senegal. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring CFA Franc BCEAO to Spain.

2

Exchange rates between CFA Franc BCEAO-Euro

3

Choose the right payment method

4

Financial regulation in Senegal and Spain

5

Consider transfer limits

6

Receiving money in Spain

7

Have your ID ready

8

Tax declarations

The fastest way to send money to Spain from Senegal is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many XOF/EUR transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Spain from Senegal is via PayPal P2P Transfer

The coverage of XOF/EUR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a XOF transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Transfer a large amount of money

To transfer large sums of money from Senegal to Spain, opt for a provider with a competitive exchange rate and hands on management.

Western Union Agent is the strongest option for large transfers of the
4 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Senegal to Spain can become expensive through your bank or with the wrong provider.

Our data shows Western Union Agent as the best choice for sending large sums of money to Spain from Senegal.

Understanding the cost of sending money to Spain from Senegal

The cost of sending money from Spain to Spain, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from XOF-EUR is 0.0015 EUR per CFA Franc BCEAO.

  • Finding a provider offering an exchange as close to 0.0015 as possible will ensure more Euro received when transferring.

  • For context, the XOF-EUR mid-market rate for the past 7 days has averaged 0.0015 EUR per CFA Franc BCEAO. This includes a high of 0.0015, and low of 0.0015.

  • Ria Money Transfer currently offers the best exchange rate on transfers from Senegal to Spain.

For the most part the XOF-EUR exchange rate you receive is the biggest factor impacting the cost of sending XOF to Spain.

Fees: Outside of exchange rates, you may need to pay a fee to send. Ria Money Transfer currently offers the lowest fees on transfers to Spain from Senegal. They charge 4 XOF per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging CFA Franc BCEAOs to EUR, paired with a low fee, means a higher total amount received in Spain.

Track the exchange rate for CFA Franc BCEAO to Euro

Sending money at the right time between XOF and EUR can make a huge difference to overall cost. The exchange rate impacts how much EUR you get for your XOF.

Mid-market Rate
1 
XOF
=
0.001523 
EUR

Over the last 7 days, the average numbers are:

  • The exchange rate from XOF to EUR averaged 0.0015 EUR.

  • The highest value recorded was 0.0015 EUR, while the lowest was 0.0015 EUR.

  • 4 providers currently offer transfers between Senegal and Spain close to this rate

Want to secure the best XOF-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Senegal to Spain!

Payment methods for Senegal to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Senegal to Spain.

    By opting for a money transfer company such as Ria Money Transfer for transfers from Senegal to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Ria Money Transfer is the cheapest provider for bank transfers from the 4 we tested when sending XOF to Spain.

    With a fee of XOF4 to send money from Senegal to Spain, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Senegal to Spain is easy with Western Union Agent.


    Western Union Agent is a market leader in debit card payments for transfers from Senegal to Spain, this is among a total of 4 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Senegal to Spain, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Senegal.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Senegal to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XOF to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Senegal to Spain?
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Can I send money from Senegal to Spain with MoneyTransfers.com?
What are the typical transfer fees for sending CFA Franc BCEAOs to Spain through various providers?
How long does it take to send money from Senegal to Spain?
What is the best exchange rate I can get for sending money from Senegal to Spain?
Are there any minimum or maximum transfer amounts for sending money from Senegal to Spain?
Can I schedule regular transfers between Senegal and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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