MoneyTransfers
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Spain to Zambia money transfers compared

Compare the best deals on sending money from Spain to Zambia. Get insights on the cheapest, fastest, and most reliable providers with the best EUR to ZMW exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Zambia from Spain.

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Companies for transfers from Spain to Zambia

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Card-to-card transfers can be received in just two minutes."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1.4% - 2.1%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

Overall best option: WorldRemit


WorldRemit is our recommended company for sending money to Zambia from EUR.

Of the 9 companies that support EUR to ZMW, WorldRemit offered the best combination of cost and speed.

Overall, WorldRemit appeared in 100% of Spain to Zambia searches, consistently scoring as one of the best ways to send EUR to ZMW.

So for a great mix of cost, speed & features, send Euros to Zambia using WorldRemit.

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Getting the best deal on your Spain to Zambia transfer

Summary of recent searches

Top rated for transfers from Spain to Zambia
WorldRemit
Total number of ES - ZM providers
9
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut

Considerations for money transfers from Spain to Zambia

1
Compare providers

Comparing providers offering services between Spain and Zambia, based on your specific needs is the best way to send money with confidence.

Our comparison includes 9 companies that provide the ability to send Euro to Zambia.

This ensures you get the best options for transfers to Zambia from Spain, based on the amount you want to send.

2
Watch the Euro-Zambian Kwacha exchange rate
3
Choose the right payment method
4
Use providers regulated in Zambia and Spain
5
Consider transfer limits
6
Receiving money in Zambia
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Spain to Zambia: Revolut

Revolut offers the lowest cost transfers of the 9 compared.

Data collected for transfers between Spain and Zambia over the past six months shows that Revolut is 0.7% cheaper than the second-best option.

This cost combines an average exchange rate between the Euro and Zambian Kwacha that is 0.12% different to the mid-market rate and an average fee of 0* EUR.

*The most common fee applied to EUR-ZMW by Revolut, based on data from the past six months.

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Fastest way to transfer money to Zambia from Spain: Paysend.

We tested 9 companies offering transfers from Spain to Zambia and Paysend offered the quickest option.

Paysend was the quickest way to send Euro to Zambian Kwacha in 50% of searches. For fast transfers between EUR and ZMW, Paysend comes highly recommended.

When using Paysend to send money from Spain to Zambia you can expect an average fee of 0 EUR. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 9 money transfer providers. To test overall speed of sending money from Spain to Zambia we included the timeframe for depositing Euro to a money transfer account and average transfer times to Zambia.

When sending money to Zambia from Spain quickly is a priority, Paysend is our recommended choice.

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Transfer a large amount of money

For transferring bigger sums of money to Zambia from Spain, opt for a provider with a competitive exchange rate and strong account management.

WorldRemit is the best rated company for sending large amounts of Zambian Kwacha to Zambia out of
9 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Zambia from Spain has the potential to be very expensive.

WorldRemit is our choice for big transfers to EUR because of all round price, speed and management when making large transfers.

Understanding the cost of moving money to Zambia from Spain

The total cost of money transfers to Zambia from Spain, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for EUR-ZMW is 29.4239 ZMW per Euro.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Zambian Kwacha for your Euros.

  • On average for the last three months, the EUR-ZMW mid-market rate has been 28.7217 ZMW per Euro. This hit a high of 29.2396, and a low of 28.2952.

  • From the 9 companies compared, Revolut offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to ZMW.

Fees: Some money transfers between Spain and Zambia will be subject to fees. Revolut has had an average fee of 0 EUR per transfer over the last 6 months. Although, you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Zambian Kwacha eventually received in Zambia.

This number should guide you, as a higher amount of money received in Zambia means a better overall cost of sending money from Spain.

Finding the best exchange rate for Euro to Zambian Kwacha

Timing is essential for sending money between EUR and ZMW. The exchange rate you secure impacts how much ZMW you get for your EUR.

Mid-market Rate
1 
=
29.423878 
ZMW

Over the last six months, here’s what we’ve seen:

  • The exchange rate from EUR to ZMW averaged 28.7217 ZMW.

  • The highest value recorded was 29.2396 ZMW, while the lowest was 28.2952 ZMW.

  • There are currently 9 providers offering transfers between Spain and Zambia close to this rate

Want to secure the best EUR-Zambian Kwacha exchange rates?

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Funding your Spain to
Zambia money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Spain to Zambia.

    By using a money transfer company such as Revolut for transfers from Spain to Zambia, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Revolut is the cheapest way to send money via a bank transfer. This is of the 9 companies we tested when sending EUR to Zambia.

    With an average fee of 0 EUR to send money from Spain to Zambia, Revolut offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Spain to Zambia with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from Spain to Zambia.

  • Credit cards

    When it comes to sending money with a credit card from Spain to Zambia, is our top choice of the 9 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and Spain.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Zambia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to ZMW.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending Euros to Zambia through various providers?
How long does it take to send money from Spain to Zambia?
What is the best exchange rate I can get for sending money from Spain to Zambia?
Are there any minimum or maximum transfer amounts for sending money from Spain to Zambia?
Can I schedule regular transfers between Spain and Zambia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.