Send Money To Zambia

Sending money to Zambia isn’t as easy as it would be sending money to other countries. This is primarily due to a relative lack of good options. Regardless, there are several great services available to you if you need to send money to Zambia.

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United Kingdom
Read time
3 minutes
Last updated
4th Jan 2023

How to send money to Zambia

If you’re looking to send money to Zambia, here’s how you can get started:

Step 1
Find a trusted provider

Use our comparison table to compare providers so you can see who offers the best all-round service

Step 2
Register your details

Once you’ve chosen your provider, enter a few details and you’ll be signed up in minutes

Step 3
Transfer money

When you’re registered, you’ll be able to start sending money to Zambia as soon as you’re ready

What ways can I send and receive money in Zambia?

You’ll be able to make a money transfer to or from Zambia in the following ways.

Sending money
Receiving money

Ways to send money to Zambia

You can send money to Zambia by:

  1. Money transfer provider: The cheapest and quickest way to send money is usually to use a money transfer provider

  2. Direct wire transfer: You’ll also be able to send it directly via wire bank transfer, but this way can take longer and cost more

  3. International money order: You may choose to send an international money order, but these aren’t always available and they often come with limitations

Current Exchange Rates For Zambia

The current exchange rate for the Zambian Kwacha (ZMW) is 16.595344 ZMW per American Dollar (USD) as of the time this was written. The ZMW reached a high of 16.5953 ZMW per USD and a low of 16.2602 ZMW per USD during the last 90 days. The average exchange rate for the last 90 days was 16.3860 ZMW per USD.

The average volatility rate for the ZMW was 0.56% against the USD for the last 90 days. This is a moderate, but slightly high volatility rate. The ZMW has started fluctuating to a worse extent during the last 30 days. You can reasonably expect medium-high fluctuations to continue, barring any unforeseen circumstances.

What’s The Fastest Way To Send Money To Zambia?

The fastest way to send money to Zambia is through Ria Money Transfer’s fast option. With Ria Money Transfer’s fast option, your money should reach its Zambian destination in a matter of minutes. The deal offered by Ria Money Transfer is even better when you consider that most of their slower competition is actually more expensive to use. For this reason, Ria Money Transfer’s fast option is also a well-rounded deal.

What’s The Cheapest Way To Send Money To Zambia?

The cheapest way to send money to Zambia is through the slower option offered by Ria Money Transfer. Ria Money Transfer offers very low upfront rates for their money transfer services. The company’s slow option also charges rather agreeable hidden currency conversion costs. In the end, Ria Money Transfer’s slower option is very cheap.

It should be noted that Ria Money Transfer’s slow option is indeed very slow. It would usually take 3-5 business days for your money to reach Zambia.

What’s The Easiest Way To Send Money To Zambia?

The easiest way to send money to Zambia is through Payoneer. You can switch between their different money transfer methods to suit your needs. With Payoneer, you have several options for sending money. We recommend you use Payoneer to send money to the recipient’s debit card, which offers greater convenience and security when compared to other methods. With this method, the recipient can withdraw the money right away upon the transfer’s completion.

What’s The Overall Best Way To Send Money To Zambia?

The overall best way to send money to Zambia is through Ria Money Transfer’s fast option. This is because “Ria” offers the best-rounded deal for Zambia. Their rates are quite low, and they offer better waiting times than the companies which charge more money. For an excellent balance between cost and speed, we would recommend that you use Ria Money Transfer, and we’d recommend you take advantage of their fast option.

Want to send money somewhere else?

Send money to Africa with our money transfer guides

Jonathan Merry
Jonathan Merry
Jonathan is the founder and editor of Jonathan is highly experienced in the currency transfer market, having previously worked in the FX trading industry, alongside being an avid traveller. Using his knowledge he identified a need for transparency and further education to help people save money on their money transfers, leading to the creation of
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