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Send money from Philippines to India
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
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Our recommendation: Wise
We tested & reviewed 2 money transfer providers offering money transfers from the Philippines to India, and Wise scored highly.
Sending 14,700 PHP to INR will cost you ₱88.52 in fees, and you will receive 21,934.17 INR. The delivery time usually is within minutes, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your Philippines to India transfer using Wise.
How to compare deals on Philippines to India money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from the Philippines to India.
Choose a provider
Select the provider that gives you the best value & service for your needs.
Click, sign up & send
Follow the steps & start your transfer from the Philippines. Your funds will be converted to Indian Rupee and transferred to India.
Summary of recent searches
What to consider ahead of money transfers from Philippines to India
Compare providers
Comparing based on your specific needs is the best way to send money from the Philippines to India with confidence.
Our analysis, and search results, include 2 providers that operate between the Philippines and India. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to India.
Understand the Philippine Peso-Indian Rupee exchange rate
Choose the right payment method
Use providers regulated in Philippines and India
Consider transfer limits
Receiving money in India
Have your ID ready
Don't forget about taxes
The fastest way to send money to India from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/INR transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to India from Philippines is via PayPal P2P Transfer
The coverage of PHP/INR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Sending large amounts of money
Of the 2 companies compared, Wise has the strongest option for large transfers from the Philippines to India.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Indian Rupee.
The Wise rate makes them great for large transfers between India and the Philippines.
Understanding the costs involved when moving money from Philippines to India
The total cost of sending money to India from the Philippines is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for PHP-INR is 1.4983 INR per Philippine Peso.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Philippine Pesos.
The PHP-INR mid-market rate over the last 7 days has seen the Philippine Peso worth an average 1.501 INR. Within this there has been a high of 1.501, and a low of 1.501.
From 2 companies compared, Wise offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PHP to INR.
Fees: When sending money there may be additional fees. Wise offers the lowest fee of the 2 providers tested, costing justs 88.52 PHP per transfer.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from the Philippines.
Finding the best exchange rate between Philippine Peso and Indian Rupee
Getting a strong exchange rate between PHP and INR is essential. The exchange rate you secure impacts how much INR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to INR has averaged 1.501.
In this period there was a high of 1.501, and a low of 1.501.
Wise, which is our recommended service to send money online from Philippines to India offers 1.5012 INR per PHP which is only -0.01% above the mid-market rate.
Want to secure the best PHP-Indian Rupee exchange rates?
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Funding your Philippines to India money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to India.
By using a money transfer company such as Wise for transfers from the Philippines to India, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 2 companies we tested when sending PHP to India.
With a fee of 88.52 PHP to send money from the Philippines to India, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to India with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to India.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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