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Send money from India to Kenya
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best way to send: Wise
We tested & reviewed 5 money transfer companies offering services between India and Kenya, and Wise scored highly.
Sending 22,100 INR to Kenyan Shilling will cost you ₹908.71 in fees, and you will receive 31,055 KES. The delivery time is next day.
So for a great mix of cost, speed & features, make your India to Kenya transfer using Wise.
How to get the best deal on sending money from India to Kenya
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to Kenya.
Choose a provider
Select the provider that offers you the best value on buying KES & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations for money transfers from India to Kenya
Compare providers
Comparing providers offering services between India and Kenya, based on your specific needs is the best way to send money with confidence.
Our comparison includes 5 companies that provide the ability to send Indian Rupee to Kenya.
This ensures you get the best options for transfers to Kenya from India, based on the amount you want to send.
Watch the Indian Rupee-Kenyan Shilling exchange rate
Choose the right payment method
Use providers regulated in Kenya and India
Consider transfer limits
Receiving money in Kenya
Have your ID ready
Tax declarations
The fastest way to send money to Kenya from India is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many INR/KES transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Kenya from India is via PayPal P2P Transfer
The coverage of INR/KES transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a INR transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Send large sums of money abroad with Currencies Direct
From the 5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Kenya from India.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Kenyan Shillings to Kenyan Shilling.
As such, we recommend Currencies Direct for large Kenya transfers.
Understanding the cost of sending money to Kenya from India
The cost of sending money from Kenya to Kenya, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from INR-KES is 1.4432 KES per Indian Rupee.
Finding a provider offering an exchange as close to 1.4432 as possible will ensure more Kenyan Shilling received when transferring.
For context, the INR-KES mid-market rate for the past week has averaged 1.4612 KES per Indian Rupee. This includes a high of 1.4669, and low of 1.4569.
Wise currently offers the best exchange rate on transfers from India to Kenya.
For the most part the INR-KES exchange rate you receive is the biggest factor impacting the cost of sending INR to Kenya.
Fees: Outside of exchange rates, you may need to pay a fee to send. Ria Money Transfer currently offers the lowest fees on transfers to Kenya from India, costing 4 INR per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Kenyan Shilling is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Indian Rupees to KES, paired with a low fee, means a higher total amount received in Kenya.
Getting the best exchange rate for Indian Rupee to Kenyan Shilling
Tracking the mid-market rate can make a huge difference when sending money INR to KES. The exchange rate you secure impacts how much KES you get for your INR.
Here's some data on recent trends in the mid-market rate.
Over the past 7 days, the interbank rate from INR to KES has seen some fluctuation. On average, it has been 1.4612.
During this period, the highest value level was 1.4669, with a low of 1.4569.
Wise, which is our recommended service to send money online from India to Kenya offers an exchange rate that is only -0.28% above the mid-market rate.
Want to secure the best INR-Kenyan Shilling exchange rates?
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Payment options for India to Kenya money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from India to Kenya.
By using a money transfer company such as Ria Money Transfer for transfers from India to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Ria Money Transfer is the cheapest money transfer company for bank transfers from the 5 we compared for transfers from INR into Kenya.
With a fee of 4 INR to send money from India to Kenya, Ria Money Transfer offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from India to Kenya with a debit or a prepaid card is available through Western Union Agent.
Western Union Agent is one of the cheaper options for debit card payments for transfers from India to Kenya. This cost is against a total of 5 money transfer companies offering this option.
Credit cards
When it comes to credit card transfers from India to Kenya, we recommend comparing your options to get the best deal.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and India.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from India to Kenya.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to KES.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
