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Overall best choice: Western Union
We tested & reviewed dozens of money transfer providers, and Western Union scored highly.
Western Union appeared in 91.7% of Nigeria to Chad searches, and was the top rated company out of 2 that support NGN to XAF.
So for a great mix of cost, speed & features, make your Nigeria to Chad transfer using Western Union.
How to get the best deal on your Nigeria to Chad transfer
Summary of recent searches
Important things to consider before sending money from Nigeria to Chad
Don't settle for the first option. Always compare ways to send money from Nigeria to Chad to find out about fees, speed, and reliability.
Our analysis included 2 providers that operate between Nigeria and Chad.
Through this, you get a comprehensive view of all the options you have in Nigeria when you need to send money to Chad.
Cheapest way to send money to Chad from Nigeria: Western Union
Data collected over the past six months shows that Western Union is 0% cheaper than the second-best option.
The ₦0 transfer cost represents the most common fee for NGN to XAF international transfers, based on data from the past six months.
If you want to secure the best rates on a NGN to Chad transfer, make sure you pick Western Union to send your money online.
*The most common fee applied to NGN-XAF by Western Union, based on data from the past six months.
Fastest way to send money from Nigeria to Chad: Western Union
Our data shows that Western Union came up as the fastest way to send money from Nigeria to Chad in 91.7% of searches. This makes them well suited to urgent NGN to XAF money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Nigeria to Chad - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Western Union is your best choice at the moment. This service emerged as the quickest way to send money to Chad from Nigeria in 91.7% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Western Union.
While Western Union may not always be the cheapest or fastest way to send NGN from Nigeria to Chad, it’s the provider that will keep you safe and relaxed while your money moves into XAF.
Understanding the costs involved when moving money from Nigeria to Chad
When calculating the costs of money transfers between Nigeria and Chad, here's what really matters:
The Mid-Market Rate: Today, the NGN-XAF mid-market rate equals to 0.469261 XAF per Naira.
The NGN-XAF average exchange rate for the past three months has been 0.5883 XAF per Naira, with a high of 0.812 and a low of 0.3712.
When looking to send money, we'd recommend Western Union. On average Western Union is 2.73% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from NGN to XAF.
How to find the best exchange rate for Naira to CFA Franc BEAC
Timing is essential for sending money between NGN and XAF. The exchange rate you secure impacts how much XAF you get for your NGN.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from NGN to XAF has seen some fluctuation. On average, it stood at 0.5883.
During this period, the highest value recorded was 0.812, while the lowest was 0.3712.
Western Union, which is our recommended service to send money online from Nigeria to Chad offers an exchange rate that is only 2.73% above the mid-market rate.
Want to secure the best NGN-CFA Franc BEAC exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Chad!
Payment methods available to fund your Nigeria to Chad transfer
Bank transfers
Bank transfers are often the default option for sending money from Nigeria to Chad.
By using a money transfer company such as Western Union for transfers from Nigeria to Chad, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Western Union is the cheapest provider for bank transfers from the 2 we tested when sending NGN to Chad.
With an average fee of NGN0 to send money from Nigeria to Chad, Western Union offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Nigeria to Chad with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Nigeria to Chad, competing among a total of 2 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Nigeria to Chad, Wise emerges as our top choice of the 2 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Chad and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Chad.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to XAF.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
