Best companies for USD/KZT transfers
2 of 2 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/KZT transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $60.74 1 USD = 456.7650 KZT +0.25% vs mid-market	Recipient gets ₸3,169,611.09 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kazakhstan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $60.741 USD = 456.7650 KZT ₸3,169,611.09You pay$7,000.00
Promoted Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 456.6745 KZT +0.27% vs mid-market	Recipient gets ₸3,196,721.25 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kazakhstan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 456.6745 KZT ₸3,196,721.25You pay$7,000.00
Run a live search Showing top United States to Kazakhstan deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to KZT rates.
Run a live search These companies offer multi-currency accounts for spending KZT. We suggest doing a live search based on how much USD you're planning to spend in Kazakhstan.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 456.6745 KZT +0.27% vs mid-market	Recipient gets ₸3,196,721.25 Minutes - 24 hours
9 reviews CheapestFastest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kazakhstan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 456.6745 KZT ₸3,196,721.25You pay$7,000.00
Wise Pay via Bank transfer	Fee $60.74 1 USD = 456.7650 KZT +0.25% vs mid-market	Recipient gets ₸3,169,611.09 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kazakhstan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $60.741 USD = 456.7650 KZT ₸3,169,611.09You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 457.9108 KZT Updates every 60 minutes.

Why compare

USD/KZT exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Kazakhstan

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 28 of the 30 days it quoted $7,000 transfers to Kazakhstan.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Regency FX is the best option.

How much you send will affect the best option for you right now.

Pay for it

You have 1 ways to pay for your transfer to Kazakhstan, including bank transfer.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Kazakhstan?

How much USD you send to Kazakhstan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 91% of the transfers from $5,000 it quoted, and in 91% of all the transfers it quoted.


$500	0.29%	$11.70	₸222,940.69with debit card to bank deposit	+₸9,180.04
$2,000	0.15%	$23.02	₸903,904.91with bank transfer to bank deposit	+₸48,009.90
$5,000	0.29%	$45.65	₸2,261,982.81with bank transfer to bank deposit	₸0.00
$7,000This page	0.27%	$0.00	₸3,196,721.25with bank transfer to bank deposit	+₸13,555.08
$10,000	0.27%	$0.00	₸4,566,744.64with bank transfer to bank deposit	+₸23,196.52
$50,000	0.25%	$0.00	₸22,838,302.30with bank transfer to bank deposit	+₸107,205.14
$100,000	0.20%	$0.00	₸45,699,500.14with bank transfer to bank deposit	+₸211,932.80
$250,000	0.20%	$0.00	₸114,248,750.34with bank transfer to bank deposit	+₸475,161.87

Mid-market rate: 1 USD = 457.9108 KZT

USD/KZT Exchange Rate History

Is today a good time to send money from US to Kazakhstan?

The cheapest way to send USD to KZT can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Kazakhstan.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/KZT exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KZT per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 3,196,721.25 KZT on 7,000 USD, which is 8,654.51 KZT less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kazakhstan.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 117 comparisons
Cheapest in 91% of them
WiseAppeared in 207 comparisons
Cheapest in 47% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most KZT, and it was also the cheapest in 91% of the 117 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Kazakhstan.

Wise (today's second cheapest) was the cheapest in only 47% of its comparisons, so it's rarely the cheapest option for transfers to Kazakhstan.

Ways to send money from the US to Kazakhstan

There are 2 companies available for sending money from the US to Kazakhstan, across broker, online, app, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Wise charges $60.74 on a $7,000 transfer with 0.25% markup, saves your recipient's details for next time, and KZT arrives in within a week.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Kazakhstan.

Of all online companies listed here, Wise gets you the most KZT per USD.

On a $7,000 transfer, you will get 3,169,611.09 KZT after a $60.74 fee and 0.25% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Kazakhstan (e.g. a property purchase, tuition, or moving to Kazakhstan), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/KZT that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving KZT.

This is useful for traveling to Kazakhstan, building up KZT balance, or receiving payments in KZT.

Wise converts $7,000 at 0.25% markup plus small fee and holds the KZT until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive KZT in Kazakhstan

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 3,196,721.25 KZT.

Deposit USD by bank transfer.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Kazakhstan.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Kazakhstan.

Your recipient in Kazakhstan can collect KZT through bank deposit.

1

Bank transfer Bank deposit

You pay $7,000.00

₸3,196,721

Cheapest

Things to consider before sending USD to Kazakhstan

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/KZT company

Cheapest way to send money to Kazakhstan

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,196,721.25 KZT, which is 0.85% more than the next best option.

Fastest way to send money to Kazakhstan

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 3,196,721.25 KZT, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Kazakhstan?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Kazakhstan.

While Wise may not always be the cheapest or fastest way to send KZT, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Kazakhstan and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/KZT transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Kazakhstan

Send money from United Kingdom to Kazakhstan Send money from Turkey to Kazakhstan

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	440.0394	–	₸3,080,275.91
Regency FX Cheapest	438.8513	$0.00	₸3,071,959.17	−₸8,316.74
Wise	440.5550	$60.74	₸3,057,125.69	−₸23,150.22

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	439.3941	–	₸3,075,758.98
Regency FX Cheapest	438.2078	$0.00	₸3,067,454.43	−₸8,304.55
Wise	440.8650	$60.74	₸3,059,276.86	−₸16,482.12

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	440.9189	–	₸3,086,432.28
Regency FX Cheapest	439.7284	$0.00	₸3,078,098.91	−₸8,333.37
Wise	441.1350	$60.74	₸3,061,150.46	−₸25,281.82

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	445.4433	–	₸3,118,103.37
Regency FX Cheapest	444.2406	$0.00	₸3,109,684.49	−₸8,418.88
Wise	446.9450	$60.74	₸3,101,467.56	−₸16,635.81

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	449.2164	–	₸3,144,514.95
Regency FX Cheapest	448.0035	$0.00	₸3,136,024.76	−₸8,490.19
Wise	448.2800	$60.74	₸3,110,731.47	−₸33,783.48

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	448.3148	–	₸3,138,203.29
Regency FX Cheapest	447.1043	$0.00	₸3,129,730.14	−₸8,473.15
Wise	448.2800	$60.74	₸3,110,731.47	−₸27,471.82

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	448.9587	–	₸3,142,711.03
Wise Cheapest	453.0350	$60.74	₸3,143,727.65	+₸1,016.62
Regency FX	447.7465	$0.00	₸3,134,225.71	−₸8,485.32

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	456.5652	–	₸3,195,956.58
Regency FX Cheapest	455.3325	$0.00	₸3,187,327.49	−₸8,629.08
Wise	455.2850	$60.74	₸3,159,340.99	−₸36,615.58

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	451.0864	–	₸3,157,604.64
Regency FX Cheapest	449.8684	$0.00	₸3,149,079.11	−₸8,525.53
Wise	447.4900	$60.74	₸3,105,249.46	−₸52,355.18

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	446.6848	–	₸3,126,793.77
Regency FX Cheapest	445.4788	$0.00	₸3,118,351.42	−₸8,442.35
Wise	447.9550	$60.74	₸3,108,476.21	−₸18,317.56

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	449.3905	–	₸3,145,733.70
Wise Cheapest	452.8400	$60.74	₸3,142,374.50	−₸3,359.20
Regency FX	448.1772	$0.00	₸3,137,240.22	−₸8,493.48

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	454.4368	–	₸3,181,057.33
Regency FX Cheapest	453.2098	$0.00	₸3,172,468.47	−₸8,588.86
Wise	453.5700	$60.74	₸3,147,440.16	−₸33,617.17

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	454.1349	–	₸3,178,944.17
Regency FX Cheapest	452.9087	$0.00	₸3,170,361.02	−₸8,583.15
Wise	452.7900	$60.74	₸3,142,027.54	−₸36,916.63

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	451.3354	–	₸3,159,347.82
Regency FX Cheapest	450.1168	$0.00	₸3,150,817.58	−₸8,530.24
Wise	449.6000	$60.74	₸3,119,891.30	−₸39,456.52

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	447.6628	–	₸3,133,639.40
Regency FX Cheapest	446.4541	$0.00	₸3,125,178.58	−₸8,460.82
Wise	449.6100	$60.74	₸3,119,960.69	−₸13,678.71

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	451.5098	–	₸3,160,568.36
Regency FX Cheapest	450.2907	$0.00	₸3,152,034.83	−₸8,533.53
Wise	452.7700	$60.74	₸3,141,888.75	−₸18,679.61

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	453.2470	–	₸3,172,729.01
Regency FX Cheapest	452.0232	$0.00	₸3,164,162.65	−₸8,566.36
Wise	452.3800	$60.74	₸3,139,182.44	−₸33,546.57

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	453.1957	–	₸3,172,370.24
Regency FX Cheapest	451.9721	$0.00	₸3,163,804.84	−₸8,565.40
Wise	452.2200	$60.74	₸3,138,072.16	−₸34,298.08

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	454.0197	–	₸3,178,137.61
Regency FX Cheapest	452.7938	$0.00	₸3,169,556.64	−₸8,580.97
Wise	452.6350	$60.74	₸3,140,951.95	−₸37,185.66

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	452.1600	–	₸3,165,119.70
Regency FX Cheapest	450.9391	$0.00	₸3,156,573.88	−₸8,545.82
Wise	451.0950	$60.74	₸3,130,265.49	−₸34,854.21

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	449.1212	–	₸3,143,848.27
Regency FX Cheapest	447.9086	$0.00	₸3,135,359.88	−₸8,488.39
Wise	449.4950	$60.74	₸3,119,162.67	−₸24,685.60

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	446.7215	–	₸3,127,050.33
Regency FX Cheapest	445.5153	$0.00	₸3,118,607.30	−₸8,443.03
Wise	449.1850	$60.74	₸3,117,011.50	−₸10,038.83

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	447.7423	–	₸3,134,196.13
Regency FX Cheapest	446.5334	$0.00	₸3,125,733.80	−₸8,462.33
Wise	450.1950	$60.74	₸3,124,020.16	−₸10,175.97

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	453.7154	–	₸3,176,007.50
Regency FX Cheapest	452.4903	$0.00	₸3,167,432.28	−₸8,575.22
Wise	451.2600	$60.74	₸3,131,410.47	−₸44,597.03

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	453.0522	–	₸3,171,365.16
Regency FX Cheapest	451.8289	$0.00	₸3,162,802.48	−₸8,562.68
Wise	451.7500	$60.74	₸3,134,810.71	−₸36,554.45

Compare the best ways to send money from United States to Kazakhstan

Best companies for USD/KZT transfers

Pick a company

Pay for it

Check and send

Understanding USD/KZT exchange rate

Is the cheapest money transfer company always the best?

Money transfer apps

Online transfers

Currency brokers

Global accounts

Multi-currency accounts

Find the right USD/KZT company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Kazakhstan?

Send money to Kazakhstan

Recommendations

Tools & resources

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	451.9288	–	₸3,163,501.91
Regency FX Cheapest	450.7086	$0.00	₸3,154,960.45	−₸8,541.46
Wise	453.8650	$60.74	₸3,149,487.24	−₸14,014.67

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	457.9108	–	₸3,205,375.76
Regency FX Cheapest	456.6745	$0.00	₸3,196,721.25	−₸8,654.51
Wise	456.7650	$60.74	₸3,169,611.09	−₸35,764.67