We compared 4 companies sending money from the United States to Cape Verde. Regency FX is the best and cheapest, while Regency FX is the fastest.
Sending $7,000 with Regency FX gets your recipient 675,622.93 CVE at 96.5176 CVE per USD.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 7,000 USD transfer Best companies for USD/CVE transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $245.77 1 USD = 97.2200 CVE -0.45% vs mid-market | Recipient gets CVE 656,646.24 Within a week | |
Ways to receive money in Cape Verde with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $245.771 USD = 97.2200 CVE CVE 656,646.24You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 94.7692 CVE +2.10% vs mid-market | Recipient gets CVE 663,384.40 Minutes - 24 hours | |
Ways to receive money in Cape Verde with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 94.7692 CVE CVE 663,384.40You pay$7,000.00 | |||
Run a live search Showing top United States to Cape Verde deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to CVE rates. | |||
Run a live search These companies offer multi-currency accounts for spending CVE. We suggest doing a live search based on how much USD you're planning to spend in Cape Verde. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 96.5176 CVE +0.27% vs mid-market | Recipient gets CVE 675,622.93 Minutes - 24 hours | |
Ways to receive money in Cape Verde with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 96.5176 CVE CVE 675,622.93You pay$7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee $5.99 1 USD = 95.4752 CVE +1.36% vs mid-market | Recipient gets CVE 668,326.40 Minutes - 24 hours | |
Ways to receive money in Cape Verde with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $5.991 USD = 95.4752 CVE CVE 668,326.40You pay$7,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $75.99 1 USD = 95.1868 CVE +1.66% vs mid-market | Recipient gets CVE 666,307.60 Minutes - 24 hours | |
Ways to receive money in Cape Verde with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 95.1868 CVE CVE 666,307.60You pay$7,075.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $179.99 1 USD = 95.1868 CVE +1.66% vs mid-market | Recipient gets CVE 666,307.60 Minutes - 24 hours | |
Ways to receive money in Cape Verde with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 95.1868 CVE CVE 666,307.60You pay$7,179.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fee $60.79 1 USD = 95.0550 CVE +1.80% vs mid-market | Recipient gets CVE 665,385.00 Minutes - 24 hours | |
Ways to receive money in Cape Verde with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 95.0550 CVE CVE 665,385.00You pay$7,060.79 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 94.7692 CVE +2.10% vs mid-market | Recipient gets CVE 663,384.40 Minutes - 24 hours | |
Ways to receive money in Cape Verde with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 94.7692 CVE CVE 663,384.40You pay$7,000.00 | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 94.7692 CVE +2.10% vs mid-market | Recipient gets CVE 660,067.48 Minutes - 24 hours | |
Ways to receive money in Cape Verde with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 94.7692 CVE CVE 660,067.48You pay$7,000.00 | |||
| Wise Pay via Bank transfer | Fee $245.77 1 USD = 97.2200 CVE -0.45% vs mid-market | Recipient gets CVE 656,646.24 Within a week | |
Ways to receive money in Cape Verde with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $245.771 USD = 97.2200 CVE CVE 656,646.24You pay$7,000.00 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 94.7692 CVE +2.10% vs mid-market | Recipient gets CVE 643,482.87 Minutes - 24 hours | |
Ways to receive money in Cape Verde with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 94.7692 CVE CVE 643,482.87You pay$7,000.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 96.7789 CVE Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then Regency FX is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with MoneyGram.
For large transfers using a broker like Regency FX is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to Cape Verde, including bank transfer, debit card, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
How much USD you send to Cape Verde heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $500 | 1.36% | $5.99 | CVE 47,737.60with bank transfer to cash pickup | +CVE 2,479.07 | |
| $2,000 | 1.36% | $5.99 | CVE 190,950.40with bank transfer to cash pickup | +CVE 4,621.48 | |
| $5,000 | 1.36% | $5.99 | CVE 477,376.00with bank transfer to cash pickup | +CVE 5,094.98 | |
| $7,000This page | 0.27% | $0.00 | CVE 675,622.93with bank transfer to bank deposit | +CVE 12,786.21 | |
| $10,000 | 0.27% | $0.00 | CVE 965,175.62with bank transfer to bank deposit | +CVE 13,271.72 |
Mid-market rate: 1 USD = 96.7789 CVE
There are 4 companies available for sending money from the US to Cape Verde, across online, app, broker, in person, multi-currency account, and global account, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
MoneyGram charges $5.99 on a $7,000 transfer with 1.36% markup, saves your recipient's details for next time, and CVE arrives in minutes - 24 hours.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 668,326.4 CVE in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Cape Verde.
Of all online companies listed here, MoneyGram gets you the most CVE per USD.
On a $7,000 transfer, you will get 668,326.4 CVE after a $5.99 fee and 1.36% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Cape Verde (e.g. a property purchase, tuition, or moving to Cape Verde), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/CVE that gets lower the more you send.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving CVE.
This is useful for traveling to Cape Verde, building up CVE balance, or receiving payments in CVE.
Wise converts $7,000 at -0.45% markup plus small fee and holds the CVE until you spend it.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 675,622.93 CVE.
Deposit USD by bank transfer, debit card, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Cape Verde.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $7,000.
MoneyGram is the cheapest option and will get you 668,326.4 CVE on $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Cape Verde.
Your recipient in Cape Verde can collect CVE through bank deposit and cash pickup.
They can collect cash in Cape Verde
Your recipient can collect CVE from a participating MoneyGram location in Cape Verde.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,000.00
esc675,623
Cheapest
You pay $7,005.99
esc668,326
-esc7,297
You pay $7,075.99
esc666,308
-esc9,315
You pay $7,179.99
esc666,308
-esc9,315
You pay $7,060.79
esc665,385
-esc10,238
You pay $7,000.00
esc660,067
-esc15,555
You pay $7,000.00
esc643,483
-esc32,140
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Cape Verde
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 675,622.93 CVE, which is 1.08% more than the next best option.
Fastest way to send money to Cape Verde
The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 675,622.93 CVE, with the money arriving in minutes - 24 hours.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, Wise is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Cape Verde.
While Wise may not always be the cheapest or fastest way to send CVE, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much CVE your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 96.96141 CVE
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Cape Verde and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Cape Verde.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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