MoneyTransfers
/Send money/To Indonesia/From Finland

How to send money to Indonesia from Finland with the best EUR-IDR rate

Get the best deals when you send money from Finland to Indonesia. Find the best, cheapest, and fastest, providers for EUR to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Finland.

Disclosure
July 18th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Finland
EUR
Indonesia
IDR
Send
Best money transfer companies

Send money from Finland to Indonesia

Last updated: Today
Mid-market rate as of 07/18/2025: 1 EUR = 18945.688114 IDR
Results below are based on a 7000 EUR search
0 of 11 providers
Sponsored
Wise
Recipient gets (IDR)
Rp 131,767,691.00
Full transfer details
Visit Wise
Rp 3,126,469 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 131,495,833.70
Full transfer details
Visit Xe
Rp 2,854,611 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (IDR)
Rp 132,261,743.29
Full transfer details
Visit Regency FX
Rp 3,620,521 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
CurrencyFair
Recipient gets (IDR)
Rp 131,934,900.00
Full transfer details
Visit CurrencyFair
Rp 3,293,678 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (IDR)
Rp 131,767,691.00
Full transfer details
Visit Wise
Rp 3,126,469 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
4
Xe
Recipient gets (IDR)
Rp 131,495,833.70
Full transfer details
Visit Xe
Rp 2,854,611 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
5
OFX
Recipient gets (IDR)
Rp 130,482,511.00
Full transfer details
Visit OFX
Rp 1,841,289 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
Remitly
Recipient gets (IDR)
Rp 129,678,360.00
Full transfer details
Visit Remitly
Rp 1,037,138 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
7
Profee
Recipient gets (IDR)
Rp 129,396,539.49
Full transfer details
Visit Profee
Rp 755,317 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (IDR)
Rp 132,146,401.94
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (IDR)
    Rp 122,095,108.14
    Not recommended
Sponsored
Wise
Recipient gets (IDR)
Rp 131,767,691.00
Full transfer details
Visit Wise
Rp 3,126,469 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 131,495,833.70
Full transfer details
Visit Xe
Rp 2,854,611 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Our recommendation: Wise

Wise is our top choice for EUR to IDR transfers.

We tested & reviewed 11 money transfer providers offering money transfers from Finland to Indonesia, and Wise scored highly.

Sending 7,000 EUR to IDR will cost you €43.77 in fees, and you will receive 131,767,691 IDR. The delivery time usually is within minutes.

For a great mix of cost, speed & features, we recommend making your Finland to Indonesia transfer using Wise.

Wise is the top rated company for sending money from Finland (EUR) to Indonesia (IDR) - Wise Screenshot

How to compare deals on Finland to Indonesia money transfers

Summary of recent searches

Top rated for transfers from Finland to Indonesia
Wise
Total number of FI - ID providers
11
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Considerations when sending from Finland to Indonesia

1
Compare providers

Comparing money transfer companies with services between Finland and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 11 providers providing services between Finland and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Finland.

2
Understanding the Euro-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from Finland to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between Finland and Indonesia out of the 11 providers compared.

Our data shows Regency FX is 0.09% cheaper than the second-best option. The company offers a fee of 0 EUR and an exchange rate between EUR and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send EUR to Indonesia, Regency FX is a great all round choice.

Fastest company to send money to Indonesia from Finland: Wise.

We compared 11 companies for fast transfers from Euros to Indonesia and Wise came out on top.

Right now, if you are sending €7,000 with Wise to Indonesia, the transfer time is within minutes. This can vary depending on your needs, but it's the fastest option.

Sending money through Wise to Indonesia from Finland has a fee of 43.77 EUR.

To understand who was the fastest, we tested Wise as part of 11 money transfer providers. Within this, we looked at the overall speed of sending money from Finland to Indonesia. This was made up of transfer times to Indonesia after Euros were added to a money transfer account.

When fast money transfers between Finland and Indonesia are a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Finland (EUR) to Indonesia (IDR) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money from Finland to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
11 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from Finland.

Understanding the costs involved when transferring money to Indonesia from Finland

When calculating the cost of sending money from Finland to Indonesia, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current EUR-IDR mid-market rate is 18,963.6542 IDR per Euro. Finding a provider as close to this number as possible will ensure more Rupiah for your money.

  • As a comparison, the EUR-IDR mid-market rate for the past week has averaged 18,968.681 IDR per Euro, hitting a high of 19,035.0253 and a low of 18,931.3893.

  • Wise is currently offering the best exchange rate on transfers between Finland and Indonesia.

  • Often the EUR-IDR exchange rate you receive will be the biggest factor impacting the cost of sending Euro to Indonesia.

Fees: Transfer fees are charged on top of a transfer. Regency FX currently offers lowest fees of 0 EUR. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Rupiah is the biggest indicator in the total cost of sending money to Finland from Indonesia. The higher the total amount received in Indonesia, the lower the cost of sending from Finland.

The best exchange rate for Euro to Rupiah transfers

When sending money between EUR and IDR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much IDR you get for your EUR.

Mid-market Rate
1 
EUR
=
18963.654200 
IDR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from EUR to IDR has been 18,968.681.

  • During this period, there was a high of 19,035.0253, and 18,931.3893 being the lowest point.

  • Wise, which is our recommended service to send money online from Finland to Indonesia offers an exchange rate with a 0.02% markup against the mid-market rate.

Want to secure the best EUR-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Finland to Indonesia!

Funding your Finland to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Finland to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from Finland to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 11 we tested, the cheapest provider for bank transfers from EUR to Indonesia is Regency FX.

    With a fee of EUR0 to send money from Finland to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Finland to Indonesia with a prepaid or debit card is easy with Wise.


    Wise is a leader in accepting card payments for transfers between Finland and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Finland to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Finland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Finland to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Finland to Indonesia?
Are there any tax implications to sending money from Finland to Indonesia?
Can I send money from Finland to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Indonesia through various providers?
How long does it take to send money from Finland to Indonesia?
What is the best exchange rate I can get for sending money from Finland to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Finland to Indonesia?
Can I schedule regular transfers between Finland and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free